health insurance options for transgender people in louisiana?
November 20, 2012 8:55 PM Subscribe
A transgender friend of mine was denied health insurance in Louisiana because of the 'underwriting risk' of her condition: "gender identity disorder". What are her options here?
posted by yeoz to health & fitness (17 answers total) 1 user marked this as a favorite
She is currently covered under her parents' insurance, but that ends when she turns 27 in January. She's trying to figure out options so that she can continue HRT and seeing her therapist after that happens. She applied for health insurance through Humana One, but was rejected (scan of rejection letter
) Is there any point in trying to appeal this decision?
Would other health insurance carriers in Louisiana be likely to deny her coverage as well? Are there any carriers that would be more likely to approve her?
Are there any other options to continue health coverage?
Do any of the Obamacare (PPACA) provisions change any of this in the future? And, how viable of an option is PCIP? Would a denial be likely there?