I wish for socialized medicine.
September 14, 2012 2:14 PM Subscribe
I went to the ER. The doctor claims to not honor my insurance's discount. My insurance claims the doctor is in network and should honor it. I did not pay the difference and it has now gone to collections. The collections agency said I signed an agreement to pay all fees, so I'm on the hook for this amount. (But I obviously disagree.) How should I proceed?
Adding to that, my insurance has an annual deductible (which I've passed). So I don't feel like I should pay for that amount myself out of pocket either way. I tried calling the collections agency, but the woman was very b**chy and not at all helpful about how I should proceed to dispute it.
Should I try to get confirmations in writing of whether the doctor is in network or not? (And how would I go about that?) Should I go to small claims? Who should I sue, the doctor (billing agency) or the collections company?
Or should I just suck it up and pay the collections agency? In that case, how can I pay as little as possible and still try to preserve my credit?