Buying a car should really be as simple as Amazon
July 20, 2012 8:46 PM Subscribe
How exactly does one buy a car (first timer's edition)?
posted by fishmasta to shopping (7 answers total) 5 users marked this as a favorite
After 13 years, the old reliable car I've had since I got my license is finally starting to be more trouble than it's worth and I'm ready to purchase a new one on my own. I'm in the process of getting quotes from dealerships right now and have a pre-approval certificate from my credit union. But once I have the quote I want, how do things actually proceed? Should I talk to the credit union first and they'll transfer the money to my account? Or do I go to the dealer and say "Here's a check. Don't cash it for a few days while I talk to my bank?" The credit union mentioned I should ask for a "five day option" contract to allow them time to get me the money. And then once I have the car, do I transfer my old plates to the new one or do I need new plates from the DMV? I thought I was pretty good as far as negotiating the price goes, but the whole logistics of the thing is a bit over my head. Please explain it to me as if I'm 16 (because five year olds shouldn't drive…). I'm in California if it makes a difference.