To Pay or Co-Pay, That Is The Question
June 25, 2012 4:09 PM Subscribe
I'm currently in therapy and unsure of whether I should use my insurance for it (thus saving money, but raising the possibility that I may be denied insurance later for a "pre-existing condition") or whether I should pay out-of-pocket (losing money, but averting the risk of a potential insurance hassle down the road).
posted by wolfdreams01 to Health & Fitness (7 answers total) 7 users marked this as a favorite
My therapist has assured me that she will not file an insurance claim until she has made her diagnosis, and that I will be aware of the diagnosis beforehand (thus allowing me to decide whether to pay out of pocket or not). So, for what specific mental ailments would it be better to pay out-of-pocket? And for what types would it be OK to use insurance?