Help me be a dogwalker and a speech therapist
February 14, 2012 5:46 PM Subscribe
How does one get "licensed and bonded" for liability insurance with dogwalking/housesitting, and a bonus question about umbrella policies for a personal business
posted by shortyJBot to Work & Money (2 answers total) 8 users marked this as a favorite
Hello! I work as a speech therapist in the school setting, and I have 10 weeks off in the summer. I get a little restless if I don't have structure and bigger goals to work on, so I am considering a couple of projects on the side. I am looking for tips that I could implement starting this June, in regards paperwork/insurance/licensing and timelines.
A recent askme comment recommended that a potential dogsitter be "licensed and bonded." With regards to dogsitting, how does that happen? Where would I go for a license or policy? How much, in general, would it cost to cover a dogwalker's liability? Is there an agency, or is it through an insurance company?
I advertised for dogsitting in my old neighborhood with flyers, and I had some success...but I was leery of liability if someone accused me of stealing something, for example, or if something happened to their dog on my watch. I would like to advertise as a dogsitter in a nearby fancy neighborhood, but I would want to be licensed and bonded first, both for increasing my professionalism and for my liability/safety.
Aaaaand, I've started seeing a couple speech therapy clients outside of school. I have my ASHA certification and my license to practice speech in Virginia, so I'm set there, legally. But, is it possible for an umbrella policy/ "licensed and bonded" policy to cover BOTH speech therapy and dogsitting, or would I have to separate them? Since this is a part-time summer gig, I don't want to invest much in insurance/licenses.
Thanks for your help! I am in Richmond, VA.