Life counts as a pre-existing condition, right?
November 21, 2011 10:54 AM Subscribe
I'm finally in a place where I can afford health insurance (catastrophic, at least) in Washington state. So far all I'm really doing is looking at plans on ehealthinsurance dot com...but if there are things to look out for or better ways to shop, I'd really appreciate the input. I'm healthy but nervous about being ripped off.
posted by scaryblackdeath to health & fitness (7 answers total) 3 users marked this as a favorite
I'm a healthy 37 year-old male. Non-smoker, no ongoing health stuff. I'm concerned about dental issues -- I'm pretty sure this pain in one of my molars isn't going to go away by itself -- and I haven't seen a dentist in years because I just haven't been able to afford this stuff.
Now that I'm a little more stable, I'm willing to cough up a couple hundred a month for insurance as long as it'll actually pay. My impression of health insurance, though, is that you pay them for coverage until you actually need something and then they find a way to screw you out of it.
Is there a better way to look for policies than going to websites like ehealthinsurance? Anyone got things I should look out for? I can't afford comprehensive coverage, but catastrophic is better than nothing...isn't it?