How do I pay bills in the U.S. from an overseas account (Japan) without spending a lot (er, any, preferably) in wire transfer fees?
Hey ya'll. So, I'm now working in Japan. But, I've got a bunch of bills--school loans, credit cards--I still have to pay in the U.S. I would really rather not be spending ~$50 a month to transfer a chunk of money to pay more money to companies though. I've started playing around with Paypal accounts to try and figure out the best way to do it, but I'm not sure exactly how to manage it. Also, for the record, I have a Shinsei
(Japanese, if it's not obvious) account and a USAA
(American, if it's not obvious) bank account. My company direct-deposits my salary into my Shinsei account. I have a U.S. Paypal account, and I just signed up for the Mastercard Debit card they offer, which I'll have my folks send me as soon as it arrives. I've been thinking I'll get a Japanese Paypal account too pretty soon now.
You folks who have lived abroad (or in Japan in particular, if there are any peculiarities to living here and paying bills in the states) for long periods with bills due in the U.S. (or otherwise), how have you managed this? Any ideas?