Budget for all the things
September 27, 2011 10:49 AM Subscribe
When buying your first house, how much did you budget for decor/paint/furniture/etc right up front?
posted by ohsnapdragon to Home & Garden (24 answers total) 9 users marked this as a favorite
We're still 1 - 2 years out from buying a home, but I'm working on our budget.
The houses we will be looking at will be 2 bed, 1 bath, 850 - 1100 square feet. If we need appliances such as refrigerators/stoves/washer & dryer, we will almost undoubtedly get them from craigslist or a re-store or something like that. Our decor style in general is refinished thrift store pieces + antique store finds + IKEA + DIY stuff - so on the lower end, with room in the budget for artsy/crafty upgrades. The yard will be small, most likely less than a quarter acre, although we will definitely be putting in plants and shrubs, a small veggie garden, etc. If we have a lawn we will again get a used, simple mower although I am open to a service as well. We don't have any yard tools currently as we've always lived in apartments.
If there are actual repairs to be made (anything that would be done with a contractor, say) count that as a separate figure.
Okay, so clearly y'all can't answer this question in detail, but how much did you want/need for fun decor and fixing up money right when you moved in? I'd rather spread out my purchases and buy stuff as needed throughout the first year or two, but I know that right after moving in I'm going to want to have some fun and make it our own. Does 5k sound reasonable?
Bonus question, I've accounted for a down payment, 6 months of living expenses (not just mortgage, the whole shebang), Uhaul rental, and 3k for closing costs on an approximately 120k house. Anything else I'm not thinking of?
My budget and I thank you.