Can I buy health insurance from an out of state insurer?
May 4, 2011 10:14 AM Subscribe
Can I buy health insurance from an out of state insurer? (more)
posted by Quisp Lover to health & fitness (3 answers total)
I posted this thread
a few weeks ago, lamenting how I was about to lose my great, cheap CT coverage (Anthem) upon my move to NY, where I could only find spotty and super-expensive coverage. It was explained that "the reason you were able to get relatively inexpensive coverage in CT is that your insurance company saw you as a good risk. In New York, insurance is community rated, meaning they have to offer the same rate to everyone."
I've just been told by a New York physical therapist (who deals with insurance issues all the time) that I don't need to live in a state to get health insurance from an insurer in that state. This rings false to me, but she insisted. Does anyone know the truth?