State Assistance Quandary
January 22, 2011 2:59 PM Subscribe
How can we complete my application for SSI when my husband just inherited a few thousand dollars?
posted by anonymous to law & government (14 answers total) 2 users marked this as a favorite
I've been disabled for more than ten years, always hopeful that the next treatment would be a cure. When the second of two brain surgeries failed to correct my condition and the doctors gave no other options we decided that we should apply for Social Security disability. In all the years since I last worked we just barely scraped by, surviving pretty much by faith. Last week we learned after a long wait that I was approved for SSI. At the same time my husband's sister passed away and left assets equaling about $16,000 to my husband and his brother. The estate is in probate as we're scheduled to meet with the SS official next week to show them our assets. When everyone is paid from the estate we're still going to end up with far more than the $2,000 allowed by SSI rules. Someone has suggested that we "buy down" our account with items we need but we're so accustomed to being poor that it's very hard to give up our nest egg in this way, especially when we might need it to pay for a future treatment that could make me well. Our health insurance just expired and we have no means to get any other, have been scrambling to get our meds taken care of and our only income, DH's unemployment, will end in April so things feel quite tenuous. If I'm accepted I will have Medicaid but we'll need insurance for DH. Is there anything we can legitimately do to make sure that, if we're denied, we have a little to live on until we can re-apply?