Car accident and no police report.
June 28, 2010 10:45 AM Subscribe
I was rear-ended this weekend and decided not to call the cops to file a report. There's very little damage to my bumper, but I still have some questions about what, if anything, I should do.
posted by a.steele to Travel & Transportation (15 answers total) 1 user marked this as a favorite
I had started to pull out onto a somewhat busy street (it was one of those merger lanes where you're not required to stop if traffic is clear) but then I saw a car coming that I hadn't seen before. I stopped, but the guy behind me kept going as if I hadn't. It felt like he hit me pretty hard, but I figure he could've only been going so fast considering he'd been stopped before and only had a few feet to accelerate before hitting me. Still, it was hard enough that his front bumper was dented and his airbags deployed. My bumper only had a tiny crack and I felt really bad for the guy (his arms were scraped up in a few places from the airbag) so I decided just to get his phone number and leave it at that. I was somewhat shaken and I could tell he was too, so it was one of those situations where I couldn't really think clearly about what you're "supposed" to do. He gave me two phone numbers and the company he purchased his insurance through (he said he didn't know who his actual provider was, since he had gone through a company called Collier Craddock to purchase it for him). A google search for the company doesn't pull up much, but I did find a company in my city called Collier Insurance who seems to provide a similar service.
It's difficult for me to really figure out how hard I was hit. My boyfriend was driving my car later that day and it sounded "louder" that usual (there was a sort of deep vibrating noise at certain speeds). I was in the back seat and heard it too, but when I drove it last night and this morning, it didn't really sound much different than usual. I hate going to the mechanic because I feel like they're always going to find something wrong, and I don't know enough about cars to know if they're exaggerating/lying.
My questions are: Could there be unseen damage to my car from being hit from behind at this speed? Should I get it looked at? And if there is something wrong, do I even have any recourse without a police report?
Sorry for the rambling. I'm just not sure what information might be pertinent. I'm in TN, and obviously you are not my lawyer or my mechanic. Thanks for the help.