Losing my group health insurance--now what?
December 29, 2009 12:32 PM Subscribe
I'm losing my group health insurance. My wife has a pre-existing condition. Now what?
posted by D+ to Health & Fitness (7 answers total) 6 users marked this as a favorite
I have received notice that my employment will be terminated at the end of January. At the moment my family (wife and two kids and I) all have insurance coverage through my businesses group insurance plan. However, COBRA does not apply (there are fewer than 20 employees), and I am being told that there is no way to continue my health benefits, even though I am willing to pay the whole premium myself. As far as I know, we can't get coverage on the individual market, since my wife has a pre-existing condition (although the rest of us may be able to.)
It is probably going to be a while before either of us can get another job with benefits. Is there some avenue for getting my wife insured that I don't know about? Some applicable law other than COBRA?
(Currently in North Carolina, planning to move to Texas soon, but not before our benefits are gone.)