Trip insurance without medical coverage? General advice on trip insurance?
May 9, 2009 4:35 PM Subscribe
Asking for the fiancée: is it possible to purchase trip insurance without medical coverage? Also: general advice about trip insurance for this situation is welcome (traveling several weeks in France & England, with expensive train connections).
posted by springo to travel & transportation (9 answers total)
She says (she has a metafilter account but is using mine in case she gets desperate for other travel advice):
leaves May 18, returns June 17, traveling in England and (mainly) France. Policy must allow cancellation "for any reason," which of course costs extra. Doesn't need health coverage. Wondering if she can get trip coverage for less than $91, if she could only find a policy that doesn't include medical.
I'm flying in to London/Heathrow, then plan to take a train to St. Pancras Station, then catch the Eurostar to Paris. The Eurostar is expensive. Pricing makes the non-flexible Eurostar tickets quite attractive -- but if my plane is late I'd be in trouble.
For what-if-I-miss-my-train reasons, as well as what-if-someone-gets-sick-and-I-have-to-stay-home reasons, trip insurance seems prudent. I estimate I'd need $1,500 covered for plane + train tickets. I also want to be able to cancel "for any reason".
Every single trip insurance plan I've looked at includes medical emergency coverage, but I have that through employer-based insurance. The quote I'm currently looking at is $91 (for $1,500 worth of coverage).
Apropos of this question
, we looked at our bank and our car insurance companies (State Farm and also Amica), but they don't offer travel insurance.
General advice on trip insurance, or insurance company suggestions, are welcome, too. She's currently looking at this TravelSafe policy