Which plan should I pick?
December 9, 2010 2:28 PM Subscribe
Which federal health plan should I choose? I just moved to DC for a non-postal federal job, and I have narrowed down my options to Blue Cross Standard, Blue Cross Basic, and GEHA.
posted by hijol to health & fitness (9 answers total)
In particular, does anyone know how strong each of these networks is in the DC area? For example, where would I find statistics about the percentage of area doctors in the PPO of each plan
? (I don't have doctors in the area yet.)
I know Blue Cross Standard is the best bet, because it has a good national network and it covers out-of-network doctors (just at a lower rate). But it is also the most expensive, so I would prefer one of the other two plans if the networks are strong enough.
Also, here is some general info about me relevant to picking a plan: I am a male in my mid-20s, and I go to doctors more than the average 20-year-old. In the next year I anticipate going to a psychotherapist each week, a gastroenterologist a few times, and possibly a physical therapist and/or psychiatrist. I have 2 generic perscription drugs. But obviously all of this might change.