How can I afford to treat my ADHD?
March 3, 2008 12:25 PM Subscribe
I am trying to figure out how to get treatment for my ADHD, but I am afraid that if I see a doctor now then I won't be able to afford treatment in the future... please help me understand my options, and how co-pays work!
It's a bit long inside, sorry!
posted by allen8219 to Health & Fitness (7 answers total)
A little context: One summer in college I read a book about ADHD and realized that I was a pretty classic case. I found a psychiatrist who agreed with me, and I took Concerta for my senior year, and it made a huge difference. My GPA went up about 0.7 points, my life was more organized than ever before, and things were good. After college I worked a variety of jobs, including a couple years out of the country (that country being the USA), and I stopped taking Concerta. I was mainly teaching, and I did ok without the pills, but I am back in the States, working in an office, and I am finding that my ADHD symptoms are again a real problem in my life.
I am currently working as a temp, and I pay for my own private insurance, which is a very high-deductible policy that I've never used at all (had it for about 6 months). I don't know what my office visit co-pay is, or even where the documentation for the policy is (big surprise, I know). There is a clinic down the street from my apartment that does sliding scale appointments, which could be very helpful as my budget is pretty tight as it is.
Ok, so I guess the meat of my question is this: if I go see a doctor now and get a prescription, then when I get new insurance in the future will I have to pay the full cost of ADHD-related office visits, or just co-pays?
I figure that my (hypothetical) future insurance wouldn't cover the prescription costs (as it would be a preexisting condition). But if you haven't received treatment for something in a while, that's usually not counted as preexisting, right? My last Concerta prescription was in May of '04.
Generic Ritalin is super cheap ($4/month at Walmart!), so the cost of the pills is not a big deal. However, methylphenidate is a Schedule II drug, so I'll need to get a new prescription every month, so those office visit fees could be really onerous if I were charged $150 or whatever it is a doctor's visit costs these days.
Thanks so much for reading, I am very interested to hear anyone's thoughts on this!