So what about Mint?
November 10, 2010 7:57 AM Subscribe
I like Mint.com and I want to use it. My wife, she disagrees. This has caused some consternation. Maybe you can help.
posted by kbanas to human relations (45 answers total) 10 users marked this as a favorite
So, I like the idea of Mint.com. It's one of those things I signed up for and I was like, "Huh, that's kind of cool! I'm going to make a budget and get really organized and really get my ducks in a row and become super responsible....right after I finish this game of Fallout.." by which I mean to say that I have Mint, but I never really use it for anything. However, I can really appreciate the potential and the power of a service like Mint.. if I ever gathered the motivation to jump into it feet first.
My (then) girlfriend had a completely different take on it. She was all with the "I don't know how you can give all your financial information to some online entity. What happens when they get hacked or something and then someone drains your bank account and you're ruined! What then!"
So, it was always one of those things. She didn't sign up for Mint. I did. Our finances were separate. It wasn't a big deal. We're just different like that - I kind of tend to throw my personal information at sites like that without a second thought, whereas she's obviously much more concerned about the security of her personal information. Different strokes and all that.
Except now we're married and she closed her bank accounts and we put her name on formerly my bank account and now we have a joint account. Mint is still enabled on the account.
She wants me to disable it. I can't really argue a whole lot, because, hell, as I said, I don't really even use it. But the thing is, I can really see using it - especially if she gets on board, as she's our chief financial officer (so to speak). I have this fantasy vision of us both logging into Mint together and crafting this glorious budget and planning out all of our finances in intricate detail and really getting a handle on things. Which is not to suggest that we don't have a handle on things now, because we do, sort of - we're not like running out of money - but we could certainly both do with a more complete sense of our how our finances are plotted month to month.
1. She's chiefly in charge of our finances. She's uncomfortable with Mint. I don't actively use it. I should shut up, cancel the account, and that's that.
2. I can somehow convince her not to fear Mint. I've read the threads about Mint on AskMe already. The general consensus seems to be "it's safe until the day it gets compromised and everyone who uses it is fucked" which doesn't make me feel great, nor does it make a really compelling argument.
What do you think? For those of you who have used, like, really used Mint - is my fantasy a pipe-dream or is it really a powerful tool that will let us see where our money is going month to month in exacting detail and help us plot a really complete budget that will improve our financial livelihood?
The last question about Mint security was from May of last year. Is it still pretty much a "it is until one day it isn't" proposition? Are there compelling arguments for the security of the service that I could use to convince my wife that it's reasonably safe?