How to find a cheap doctor
June 18, 2007 9:05 PM Subscribe
I am trying to decide on a doctor that is cheap and has the resources to help me.
I have Tricare Prime medical insurance. I want to go in for a checkup and am trying to decide on a doctor. There are about 75 doctors in my area that my insurance company will cover. I can tell by their online profiles what their qualifications are, but want to narrow them down by price too.
Which would be cheapest:
private practice or hospital
big hospital or small hospital
young or old
male or female
Also, do doctors at the same hospital have similar prices?
I have Tricare Prime medical insurance. I want to go in for a checkup and am trying to decide on a doctor. There are about 75 doctors in my area that my insurance company will cover. I can tell by their online profiles what their qualifications are, but want to narrow them down by price too.
Which would be cheapest:
private practice or hospital
big hospital or small hospital
young or old
male or female
Also, do doctors at the same hospital have similar prices?
By "their offices" I mean the individual doctors' offices, not Tricare's... Office billing clerks (and sometimes receptionists) will be able to tell you exactly what their charges are.
posted by amyms at 9:49 PM on June 18, 2007
posted by amyms at 9:49 PM on June 18, 2007
Best answer: amyms's idea is a good one, but also make sure the clerk you talk with tells you what your cost would be after any applicable negotiated discounts with Tricare are applied. My 20% co-insurance payments would be extreme if they were applied to the "list price", but they're quite reasonable once the 20-95% (seriously) discounts Blue Cross gets are applied.
If it's anything like BC, you may find that the post-discount prices are very, very similar from provider to provider. Also, keep in mind the, for want of a better term, total cost of ownership -- I've saved a fair amount on labwork and tests by going to a doc in the largest local health system, because specialists and ER folks have been able to pull up my records and see what's already been done.
posted by backupjesus at 5:18 AM on June 19, 2007
If it's anything like BC, you may find that the post-discount prices are very, very similar from provider to provider. Also, keep in mind the, for want of a better term, total cost of ownership -- I've saved a fair amount on labwork and tests by going to a doc in the largest local health system, because specialists and ER folks have been able to pull up my records and see what's already been done.
posted by backupjesus at 5:18 AM on June 19, 2007
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posted by amyms at 9:43 PM on June 18, 2007