Insuring employees across state lines
November 16, 2006 12:07 PM Subscribe
Smallbusinessfilter: Insuring employees across state lines? (Related: Is there an online community devoted to these sorts of queries?)
Posted for a friend:
I just relocated my very small Web design company from Rhode Island to Oakland, California. One of my full-time employees moved to Los Angeles, another stayed in Providence, and another's in NYC: so now the four of us are scattered across the country. I am now trying to figure out how to cover everyone's healthcare from California, as I did when three of us lived in RI; it seems like the big CA health insurance companies (Kaiser and Blue Cross) require that more than half your employees live in state.
I could put my girlfriend on the payroll or something, but that just seems silly: there's got to be some health insurance solution somewhere that will let me cover my employees in other states without cooking the books.
Which leads to my next question: does anyone know of a Web community specifically for small businesses like mine, in CA or nationwide, where I could get an answer to a question like that? And to a million other questions (like "can anyone recommend a mellow CPA who won't screw up my records?" or "do I need to fill out form X if I'm status Y?") Sort of an A List Apart but devoted to the business angle of things?
Posted for a friend:
I just relocated my very small Web design company from Rhode Island to Oakland, California. One of my full-time employees moved to Los Angeles, another stayed in Providence, and another's in NYC: so now the four of us are scattered across the country. I am now trying to figure out how to cover everyone's healthcare from California, as I did when three of us lived in RI; it seems like the big CA health insurance companies (Kaiser and Blue Cross) require that more than half your employees live in state.
I could put my girlfriend on the payroll or something, but that just seems silly: there's got to be some health insurance solution somewhere that will let me cover my employees in other states without cooking the books.
Which leads to my next question: does anyone know of a Web community specifically for small businesses like mine, in CA or nationwide, where I could get an answer to a question like that? And to a million other questions (like "can anyone recommend a mellow CPA who won't screw up my records?" or "do I need to fill out form X if I'm status Y?") Sort of an A List Apart but devoted to the business angle of things?
My old company had a huge problem with just such an issue because they had to pay business taxes in both states. In the end, the out-of-state employees ended up being paid as consultants.
posted by k8t at 3:18 PM on November 16, 2006
posted by k8t at 3:18 PM on November 16, 2006
This thread is closed to new comments.
posted by Good Brain at 12:56 PM on November 16, 2006