Minor car accident, damage to both cars, no injuries. What to NOT do?
February 24, 2017 2:24 PM Subscribe
He stopped on a very sharp turn under an overpass and I couldn't stop in time. Minor damage to both cars, no injuries. We took pics of each other's drivers' licenses, license plates, and insurance cards, and the damage to each others' car, then drove away. No police or bystanders involved--it's an intersection that has lots of fender benders so people don't pay attention. Do I just call my insurer? Is there something I *should not* do or say? I'm insured but am I likely to be totally screwed if I don't have the right kind of coverage? I find this stuff pretty confusing. I don't live in a no-fault insurance state. Is this good or bad?