SmartyPig vs INGDirect/CapitolOne360
April 19, 2013 7:32 AM Subscribe
So, I just found out about SmartyPig, which offers a 1% APR. I've been using INGDirect (now Capitol One360) as my primary savings account for years, and while I've been generally happy with them, they only offer 0.75% APR. Are there downsides I'm not seeing to switching over to SmartyPig? Have you had excellent/terrible experiences with either of them that would lead you to recommend or vehemently oppose their use? I'm not sure if it makes any difference, but my checking account is with BBVACompass, who's the bank behind SmartyPig. Any insight would be much appreciated!