September 19, 2012 5:33 PM Subscribe
I recently found myself in the middle class with none of the financial acumen needed to handle money on this scale. To be specific, my most complicated financial transaction to date has been handing someone two hundred dollars in cash and riding off on his bike. I'd like to talk to someone knowledgeable about money about my financial goals and be told my options for achieving those goals. Do you know such a person in New York City or the nearby suburbs? The two specific goals I have in mind right now are saving for retirement and paying off a bunch of debts. A possible complication is that all of the debt is in my parents' name, so it might be nontrivial to structure the repayment so that, from a tax perspective, it doesn't look like I've just started giving my parents lots of money every year. Also, it would be better, though not strictly necessary, if this person could speak Chinese to my parents.