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Questions in the Work & Money category.
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August 23

Are cover letters dead?
I've applied to two jobs this week (the only two) for very different companies, and in both cases, when I applied on the company website, all that was requested of me was my contact information and a copy of my resume--no cover letter. [more inside]
posted by elizeh at 6:50 AM - 8 answers
How to walk away from a House (Minneapolis Edition)?
After watching our house not sell for 3 months (with one offer that would require us to bring 40k to the table!), we think it might be time for more creative solutions. Tell me about Strategic Defaults in Minnesota. [more inside]
posted by anonymous at 5:41 AM - 4 answers

August 22

Calculating interest using the effective interest rate?
I need to calculate the interest to be paid on a loan of $300,000 with a term of 4 years where the effective interest rate is 10%, payable monthly in arrears. How do I do this? [more inside]
posted by herschellie at 7:02 PM - 9 answers

Will mow for food
What's it like being a woman in the landscaping industry? [more inside]
posted by silly me at 4:03 PM - 5 answers

How can I cut down on the time it takes to apply for a job?
I'm something of a Swiss Army Knife of a human being, so there are many things I can do and that I find interesting. I am an artist and don't particularly care what I do to earn a living, as long as I can finance my artwork. That said, it can take me A LONG LONG TIME to finish a single job application. [more inside]
posted by oogenesis at 3:59 PM - 6 answers

What areas within 5 hrs of New Jersey have cheaper real estate?
My fiance and I live in NJ and work at a major pharmaceutical company as scientists making decent money. What cities/towns within a 5 hr drive of north Jersey have cheap real estate where it's realistic to buy a house for < $250k yet still have major pharma/chemical/related employers? [more inside]
posted by at 3:38 PM - 4 answers

Who are the experts on retail customer experience?
We want to learn all we can about making a customer's experience good (and probably profitable for us) while they are in a store. Is there a field of study for this? Are there iconic books? Favorite bloggers? Oft-cited research papers? [more inside]
posted by jander03 at 1:55 PM - 4 answers

What credit sites actually show real scores?
I need to find out my updated credit scores. I've already used up my once a year free inquiry back in April. I've used sites like and creditkarma but their scores are "modeled" scores and not the real thing. Where can I get accurate reporting on score numbers from the Big 3 bureaus? [more inside]
posted by caveatz at 1:44 PM - 7 answers

How to build a career & income as a single parent of special needs kids?
I've driven my career into the ground as a parent of two special needs kids. Where do I go from here? [more inside]
posted by Chaussette and the Pussy Cats at 1:32 PM - 18 answers

Putting my persuasive skills to use for rehiring - advice?
I want to return to a retail job I resigned from last December. A few complicated layers. Snowflake deets hiding under the fold! [more inside]
posted by dubious_dude at 11:22 AM - 28 answers

What are other career options for a puzzle-loving aerospace engineer?
I have been an aerospace engineer at a major aerospace company for 15 years, and I'm ready to try something different. I would really like to do something that involves diagnosing problems or solving puzzles. I love crosswords, cryptograms, logic puzzles, jigsaw puzzles. I hate team management/herding cats/politics. [more inside]
posted by anonymous at 6:27 AM - 5 answers

Dumb Idea Filter: Using HSA card for ineligible charges
What's the worst that will happen to me if I use my HSA card for a non-medical bill? Or a few. [more inside]
posted by anonymous at 6:26 AM - 20 answers

Career Change to Engineering?
I have a bachelor's degree in a non engineering field but I want to get into engineering and have work experience in a engineering related field, any suggestions on how to best do this? Snowflakes inside. [more inside]
posted by KernalM at 6:24 AM - 4 answers

August 21

Should I take this job?
Agonizing over my future career. Snowflakes inside. [more inside]
posted by zeusianfog at 10:59 PM - 3 answers

Four weeks to prove myself or fall flat on my face
My office has an opening for a supervisor. They've decided that since things move slowly in our organization (government), before selecting someone permanent for the job, it will be opened up to the office and anyone interested can serve in the position for four weeks to "get full sense of the responsibilities." I'm interested in the job for a few reasons but concerned about the pitfalls of being a supervisor for merely four weeks. [more inside]
posted by anonymous at 9:36 PM - 8 answers

Not Even Sure Where to Start
I need a new job but I'm not sure where to even start looking. I don't feel like I'm qualified to do much of anything but what I'm doing now but I am BURNT OUT! So what's a 20 something with a sorta-liberal arts degree who hasn't done much but hang out with kids all day supposed to do? [more inside]
posted by missriss89 at 9:11 PM - 11 answers

Recommendations for a comprehensive financial planner in the DC area
In need of recommendations for a comprehensive financial planner in the DC area. [more inside]
posted by anonymous at 5:46 PM - 4 answers

Employment, past salary, and credit checks in the information age
At what point in the process can a prospective employer get my actual salary amount from my soon-to-be-previous employer? [more inside]
posted by anonymous at 4:12 PM - 11 answers

How do you compare profits to loss due to inflation?
I'm trying to compare the compounded losses due to inflation to non-compounded profits. E.g. if inflation makes me lose 3% of an investment each year, what % would I need to profit each year in order to exactly keep up? This is tricky because the profit is not compounded the way inflation is. I'm not looking for an answer to this specific question, but rather, looking for a tool or method to do this kind of math. [more inside]
posted by brenton at 11:20 AM - 12 answers

ACL Surgery + New Job/Insurance -- who do I talk to?
So I tore my ACL and would like to have it reconstructed. I have been offered a job that starts late September that would offer superior health insurance. I would ideally like to be on that insurance when I get the surgery, how do I make that happen? [more inside]
posted by sibboleth at 10:47 AM - 5 answers

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