Questions in the Work & Money category.
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August 18

Cold Feet: Seller Request Release of Earnest Money

I'm in the process of buying a duplex that needs a lot of work. Things have gone well so far but the sellers have presented me with an unexpected bump in the road. The seller has requested that I release my earnest money. The reason they have conveyed is they are concerned I will get cold feet in the next month as we wait for the sewer and electrical work to be completed. Contractors are booked out far in advance in my city, making it difficult to get the work done in a timely manner. This has pushed our initial closing date from the 8/23 to at least 9/28. While I understand their concern that I will back out before then, I have my own concerns with releasing such a large sum of money or even a portion of it. I'm curious if anyone has had an experience similar to this as either a buyer, seller or a real estate agent.
posted by ponderosa at 7:28 PM - 9 answers

Trans in the trades

I'm seriously considering changing careers and moving from public librarianship to an apprenticeship in my local carpentry union. I'm also trans. Is this a terrible idea? [more inside]
posted by libraritarian at 11:00 AM - 7 answers

Long Employment Gap + Debilitating Depression

I've been unemployed and unoccupied for a year and a half and can't get moving on finding a new job. Complications: I'm depressed and lonely and anxious, have crap for social skills and no local friends, don't know how to explain my time off, and don't want another office job even though that's all I'm qualified to do. I understand this vicious cycle is feeding itself but don't know how to break out of it. I will also be alone at home for a week starting on Friday and am worried about this extended solitude's impact on my mental state. Please share practical and mental health solutions to help me get my shit together and get a job. [more inside]
posted by anonymous at 7:11 AM - 14 answers

August 16

Leave job after a month? - not meeting (my wrong) expectations

Hi metafilter, what would you do? Been in new job for a month full-time equivalent, and it matches job description but not my interpretation of said job description. Other positions that match what I thought I'd be doing have been advertised. Current job is contract till end of year and isn't critical to current project, while advertised are contracts till mid or late next year (so no difference in stability). It's a small industry. Apply or not? [more inside]
posted by glache at 9:25 PM - 4 answers

Help me avoid a panic attic/crisis

I just ended my job of nearly a decade. I am freelancing with a very large and prestigious firm that has a real possibility of turning in to a permanent job. I have a lot of experience in my field of expertise, close to 20 but the new place works at a much faster pace. I am prone to anxiety and panic attacks... [more inside]
posted by captainscared at 5:06 PM - 4 answers

How can I go to job interviews when I'm working office hours?

I'm working a bit outside London (but living in London), with awkward transport options once I get outside tube range that mean I leave London at about 7 a.m. and return around 6 p.m. So I can't pop out at lunchtime, nor start and finish work early to go to an interview at the end of the working day. [more inside]
posted by tangerine_poppies at 9:15 AM - 11 answers

What's the name of the kind of con game that involves fake news stories?

So I know that the name of the con where a conman sets up a fake betting parlor, or fake prizefight is called a "Big Store" con. Yellow Kid Weill used to do a thing where he'd get fake copies of magazines printed saying he discovered a mine and insert them into libraries for his marks to find and validate his claims. Is there a SPECIFIC name for that kind of con?
posted by rileyray3000 at 7:22 AM - 4 answers

What are the best ways to encourage workplace volunteerism?

My workplace wants to start a program to encourage employees to volunteer with local organizations. What are some of the best (or worst) practices you've seen to encourage staff to participate? What are the most effective ways to contribute time to charitable causes? [more inside]
posted by athenasbanquet at 6:21 AM - 34 answers

August 15

First credit card for college freshman

Are there any credit cards aimed at college freshmen without a credit history? [more inside]
posted by wenestvedt at 6:19 PM - 18 answers

What investment options do I have for a chunk of cash I need in 12m?

I am looking for a way to earn some interest on savings that I know I will need within 12 months, more details & requirements below. [more inside]
posted by vividvoltage at 12:25 PM - 8 answers

Help my friends get rid of a deadbeat tenant

Friends of mine, who live in New York, bought a house not too long ago. Its a two flat. They are living in one and renting the other , which is below them. Their tenant has not payed rent since May and informed the owners that they are not able to pay rent and will not be leaving. They say, brazenly, they know how the system works and will take full advantage of the laws protecting them. While no one is really protecting the owners. While they are starting eviction proceedings, it could take up to 8 months for them to get the renters out. Can you think of any ways , without violating the laws of the state of New York, to get these folks out or make the place unbearable? In this case the landlords are very good people being taken for a ride and taking a huge financial hit
posted by citybuddha at 8:40 AM - 20 answers

Collaborative, university-like institutions out in the "real" world?

It's been 7 years since I graduated university (computer science), and aside from a few years of work at a startup, I've been working on app projects all on my own. I like the independence and the pursuit of my own destiny, but lately I've been feeling terribly lonely. More than anything, I've been missing the institutional feel of college. [more inside]
posted by anonymous at 2:15 AM - 9 answers

August 14

YANMA (you are not my accountant), but...

I'm a freelancer/independent contractor, and a dual U.S./Canadian citizen. I now make money from clients in both countries, deposited to bank accounts in both countries. How the heck should I approach taxes? Snowflakes inside. [more inside]
posted by Miss T.Horn at 11:46 PM - 7 answers

Jobs MN Edition

I recently moved back to the Twin Cities and am looking for jobs! I would like advice on employers I should consider and/or websites to search. [more inside]
posted by azalea_chant at 10:30 PM - 3 answers

How I learned to stop worrying and love interruptions (work edition)

How do I learn to just go with the flow and accept the never-ending flow of communication and requests at work? My INTJ brain is always bracing for the worst! [more inside]
posted by watrlily at 5:57 PM - 14 answers

Seeking greater work/work balance

I've recently moved into a role that's supposed to be 50% project management/client relations and 50% project work (from a role that was basically just an individual contributor). The project management side of things is going well, but I'm finding it hard to carve out the time and space for actual project work. Does anyone have tips for wearing multiple hats and still being effective in diverse aspects of a job? [more inside]
posted by firechicago at 12:35 PM - 11 answers

Where to find intraday pricing for a specific stock on a specific date?

My access to a (very expensive) financial services tool doesn't include the ability to look at the movement of a stock on a specific day (and only that day). What gives? How can I find this? [more inside]
posted by GPF at 9:28 AM - 4 answers

Need Financial Help: Loans vs. Refi Mortgage, for Law School

Our son has applied to law schools and will most likely begin attending in August 2018. We want to help him finance this because we have access to much cheaper money than he has. [more inside]
posted by DMelanogaster at 9:28 AM - 9 answers

August 13

best way to sell silver coins - Seattle

I've been given a small collection of silver American coins - dimes, quarters, half dollars, and dollars from when these coins were made entirely or mostly with silver. Looking at a couple different coin websites, the value of these coins based on their silver content is roughly $400. How can I get the maximum amount of money for selling these coins? I'm in Seattle. Thanks!
posted by skycrashesdown at 3:31 PM - 5 answers

I'm contemplating quitting my job without anything lined up

I'm looking for perspective on how bad or good of an idea it is to quit my current job without another job lined up. [more inside]
posted by monologish at 2:21 PM - 15 answers

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