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Questions in the Work & Money category.
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November 10
I received a letter yesterday from a collection agency: I was late in paying a bill for a $10 copay. I actually did put a check in the mail for what I think is this same bill last week, but it looks like it was too late and they've turned it over to this agency.
It's only $10, so I'm not worried about paying it (or even paying it twice). What I am worried about is my credit score. The letter says "This account will be reported to the credit bureau in 45 days if not paid in full." Does that mean that if I pay the bill quickly, it won't affect my credit score? Or will paying the $10 somehow be admitting that I deserved to have it turned over to a collection agency? Would it would be better to call the original company and ask them if they received my check and whether they can call off the dogs?
Basically, what I want to know is: Is there any downside to paying this $10 bill? And is there anything else that I should be doing to make sure that my credit is affected as little as possible?
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posted by cider at 7:24 AM -
10 answers
I am turning 40 on Friday, and getting my act together career-wise is overdue. I have had bipolar in recent years and haven't worked since April 2005, though I am getting better and believe I could get in mental shape for work in the next 12 months. I have a degree in marketing, though I graduated a long time ago (1991). Since then I have worked in sales admin (processing enquiries), did some basic marketing in a small firm (without much success, I have to say) and also was a junior consultant where I delivered presentations on internet marketing around the country (basically the same presentation in different places). The last one I was the happiest with as our company had a steady contract to do them, I got good feedback and knew I was "earning my corn".
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posted by AuroraSky at 6:47 AM -
1 answers
November 9
Looking for recommendations for an affordable apartment/studio complex within 20min of the Bungie offices in Kirkland, WA for a 9 month lease.
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posted by dcruzin at 12:55 PM -
3 answers
How can I, an individual (not a business), automate a regular monthly payment to another individual (not a business) so that the payment is moved from my bank account into theirs? It can't involve issuing a paper check to the recipient which they then deposit--it needs to go straight to their account.
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posted by HotToddy at 10:43 AM -
19 answers
I've just obtained a BS in Mathematics and am planning to go to grad school, but not before I work for a few years. What industries should I be looking at, and what entry level jobs should I aim for? Details inside.
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posted by alligatorman at 10:13 AM -
11 answers
You Are Not My Financial Planner. But I'm a (still barely) young man living in the U.K. Took a long time to get a career together, with 2 good degrees, but finally achieved slightly below average salary with slow growth prospects. What approach to savings / investments should I take?
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posted by anonymous at 8:22 AM -
9 answers
I'm in the process of signing up for
PenFed account and it seems like they are asking for a lot of documentation to establish my identity. Is this usual for them? Or am I just being paranoid?
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posted by eatcake at 8:00 AM -
4 answers
November 8
CostOfLivingFilter in Sydney: I am 35 year old, professional in Sydney with a salary around AU$100K. I have no dependents, leading a normal modest life with no extravagant expenses. Why do I still feel the life is out of my reach?
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posted by neworder7 at 5:24 PM -
28 answers
Looking for a Microsoft Money/ Quicken expert - or any smart accounting/finance person, really - to help me figure out how to document the recent Pfizer-Wyeth merger in MS Money.
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posted by Sweetie Darling at 7:04 AM -
4 answers
November 7
How do I pay a retailer via Paypal using more than one option? I want to use the funds in my Paypal account, a prepaid credit card, and then cover the rest with a debit card.
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posted by hotdiggitydog at 10:33 PM -
3 answers
Ex-pat filter: How do I get a job in Western Europe without a Master's degree? Is it even possible, or should I suck it up and go to grad school?
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posted by anonymous at 1:05 PM -
5 answers
I know it's a lame question, and I am a bit old for this (over 35 now). However, I am such a sucker for the saying that "find what you love to do and you don't need to work a day in your life", I just want to keep on searching
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posted by kingfish at 11:43 AM -
23 answers
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