I'm middle aged, and I seem to be unemployable. But I have some money. Not enough to live off for the rest of my life, but surely enough to start a business. How do I invest €250 000 in a (low-risk) way that provides me with a job and a modest but steady income? I live in an affluent EU country. [more inside]
In light of the recent election, it has become more evident to me that I need to become part of a community where there is more of a liberal presence. This includes not only political persuasion, but also religious leanings as well. Currently in AZ. I would like to leave this area and relocate to a place that would be a better fit. Additionally, in researching potential cities, I can't help but noticing that a lot of the most desirable leftist cities also have very high costs of living. [more inside]
I’m nearly 50 and have all but given up on any form of worldly success or financial stability. What now? [more inside]
I got a note from HR that the performance review for one my employees is overdue by 6 (!!) months. [more inside]
I was approached by the manager of a different department than the one I work in (same company). She asked me about my interest in a position in her department. I hadn't considered it previously, but after doing more research, I decided that it would be a great move for me, as I'll be making quite a bit more money than I'm making now and it's a fantastic growth opportunity. She asked me to keep the interviews, hiring procedures, etc. quiet with my current managers until the details were finalized. I wasn't super comfortable with this (I'm close with my current team), but did what was requested of me. [more inside]
My photographer client does not want to credit me for my accompanying copy or provide me with a testimonial for my work. Suck it up or cut him loose? [more inside]
I was laid off at the end of January. I have had a few interviews and just got an offer. It's less than I was making, and with a little less vacation time. But, it's a position that sounds like it's good experience. And the company seems stable. How can I tactfully negotiate for more money? I'd like about 20% more to be where I was when laid off. I'd also be interested in a little less than 20% more if it meant that I got more vacation days. What's the best way to do this without sounding greedy or lazy? Or just take it and keep looking because it's a job.
What do you do when you know (uh, think) you're a valuable employee, don't want to leave the company, but highly suspect there is more money to be made? [Long, if you're looking for a good book] [more inside]
I need more income beyond what my 9-5 M-F provides. Specifically in the short term to cover some bills, but I'd like for it to work as a long-term thing also. I live in a heavily touristed area, so food service & similar jobs aren't easy to come by. [more inside]
I'm writing a piece of fiction and have a character who works in fundraising for a big nonprofit. Is there anything I can read to find out what this sort of work is like? [more inside]
At work, my supervisor told me that he was in the market to buy an iconic piece of furniture. As it happens, I am currently attempting to sell that exact iconic piece of furniture, and, without much forethought, I told him as much. [more inside]
My job of over a decade went sour thanks to a newer supervisor whom I can't shake. I am being micromanaged within an inch of my life, and it makes me shut down and do even less. New jobs are scarce, and I can't quit for financial reasons. What do I do? [more inside]
My employer is trying to screw me out of money I spent on a personal credit card for work expenses. [more inside]
Hi, Ok here's my situation. Last year around this time I was diagnosed with bipolar. I lost my job, my apartment, everything. I was living several states away and I had to move home to live with my grandparents. When I arrived back home, I contacted one of my old employers who let me come back on part time as a writer and photographer. I love the job!! It gave me so much of my confidence back. However, it's only part time so the only reason I could afford to work there is bc my grandparents did not charge me for rent or food. I am 30, by the way. [more inside]
Help me navigate what for me is a complex situation in a very small company and to get some perspective. I feel like I was treated unfairly, and would like to get some perspective. Snowflakey details inside. [more inside]
I asked this question several weeks ago... and I'm back. How do I professionally ask/demand to be paid to do a much bigger job. I'm willing to quit over this, but would really prefer not to. [more inside]
Hey everyone! I've got a tough decision in front of me... I am lucky enough to be in a position where I have to choose between two job offers. One of these companies is American Eagle Outfitters and I would be working as a graphic designer in the corporate office in Pittsburgh. The other job is at yet another big PGH company, but for a slightly different position. I know people that work or have worked for the second company, so I've got the scoop on that option... However, I don't have any "inside info" on working for AE. Essentially, my position at AE is being called a "freelance" job, but I'd be working in the office 5 days a week with varying hours (and I'd be a W2 employee). That is a bit confusing to me, as (through personal experience) the words "freelance" and "W2" usually don't go hand-in-hand. ;) Anyway, sorry... rambling! Has anyone here "freelanced" for AE Corporate in the past and can give me some info on how it went/what it was like/etc.? I've got a big decision to make by end of day Monday!
What questions should I ask to evalualate a job offer with salary and stock options in Silicon Valley? [more inside]
My brother is around 30 years old, 6'2", 286 lbs. He doesn't exercise but he's not a weakling. In fact, people who see him think he's less heavy than he really is. Lately his health has deteriorated big time and I think he's in need of an action plan. Help (and please no cynical answers--just kind and helpful ones please)! [more inside]
I've been unemployed for some time, receiving unemployment, savings dwindling. I got a seemingly lucrative offer to model for nude, specificly fetish-art modeling pics, and need help deciding whether to take it. [more inside]
My life has been in constant turmoil for a while now, and the end is nigh... [more inside]
I am a freelance consultant and I have a client who is especially high maintenance. She sends a lot of emails, asks a million questions, changes her mind occasionally, etc. I worked with her on a couple projects soon after starting my business a year ago and now she would like to do two more big projects with me. [more inside]
So I have a job, and I work freelance design on the side. Due to several circumstances in the past month, I have less than half of this month's rent and the direct withdrawal of the rent is scheduled for tomorrow morning. What can I do? [more inside]
4 years ago mtphoto posted a great question. I really liked some of the answers you gave him then, but I also have a few more questions to add. [more inside]
I live in Toronto I recently started a full-time job (two weeks ago) and I've been using a debit card (with RBC) for the past five years. I didn't want to get a credit card because I didn't want to get sucked into the system. But yesterday changed my outlook on things, so I decided to apply for a low interest card. Question is, what options do I have and would I get accepted? [more inside]
A print company owner is asking me what my pay requirements are to join his staff as an illustrator. How much do people who do this kind of thing make? [more inside]
My company is undergoing the first steps into being sold. How do I stop panicking long enough to figure out my next steps? [more inside]
I'm attempting to make a big change to help myself professionally and the challenges are proving much more formidable than I anticipated. [more inside]
I posted here about my financial situation of being on disability for mental health reasons. Right now my PTSD symptoms are huge and all-consuming, so I am not able to accomplish much at all. However, I'm hitting a financial crisis point and need to find some remedy. My credit is too bad to get any kind of loan and I don't know who I could ask for one personally. Do you have any suggestions?
Imagine you have the choice of taking (1) a very lucrative but highly demanding and stressful job in your current city, and (2) a federal job that requires a move and that pays only 25% of the lucrative job. Job 1 comes with an initial 2-year contract. While there's a possibility of getting sacked after two years, I imagine they'd renew the contract for at least two years, and if I'm performing well, I could keep going after that. If I got sacked, I could probably find another similar but probably less lucrative job, but it would take time and be quite stressful. Federal job is presumably more stable. Which would you take? Possibly relevant details: early 40's, married, no kids (and no plans of having any), very substantial savings to date, home-owner (with mortgage), currently living in big city. Interested in hearing your life experiences vis-a-vis working life and retirement. Are there benefits to trying to maximize income early and getting out of the game, vs a more slow and steady approach that provides more security? I'm clueless about retirement and recognize that a financial planner could help, but for now I'm more interested in hearing other's experiences.
Fellow sons and daughters of MeFiDom! I have taken your advice (that is, the extract from the collective juice from all your advice) and I was direct in the way I discussed money with my client. As a reminder, this is my previous post. Alas.. they didn't respond, so I figured my price was too high. Problem is, it's a project I really like. What now?
Say a client hires you, a freelance creative person (artist, writer, designer, ...) for a project without bringing up the budget or asking about your fee. The client is valuable and you want to come across as smooth, friendly, and of course professional--so what are clever ways of approaching the subject?
I am unable to work because of disability. I collect SSDI and while I get food stamps, I only get $17/month, which doesn't go very far. Since I went on SSDI in 2010, I've tried various ways to supplement my income, but I have yet to come up with anything reliable. Budgeting is not the problem; there simply isn't enough money. Plus, it would be nice to improve my quality of life even a little bit. [more inside]
I recently accepted a promotion. Awesome. The problem is, my old boss has subsequently put a moratorium on people leaving my current department for 3 months. We are desperately short on resources, so I am sympathetic to his predicament, but at the same time, I am very bothered by a few things: 1) Since I accepted the offer, he has piled more work on my plate that he expects me to finish regardless of how long it takes. This would include projects that spill over the 3 month moratorium. 2) I spoke to him about applying for this new position before he announced this policy and he never mentioned a thing. He always mentioned we would do a 'transition plan', which if you read point 1, doesn't sound like any type of transition plan. He announced this policy 1 day after I was extended an offer. 3) The promotion is a $15k jump in compensation. I will be seeing none of that for 3 months because of this policy. [more inside]
Hi, My ten year old daughter wants to start getting an allowance this summer when school is out. My husband and I thought about it and we thought 10 dollars a week would be good. But we are trying to decide the pros and cons of attaching the allowance to chores. [more inside]
My girlfriend received a lawyergram stating that a former employer overpaid her nearly five years ago, and is just now asking for the money back. She believes she was never paid for that period, and obviously doesn't want to give them money to which they are not entitled. Details below. [more inside]
Every month my company sells roughly $15,000 worth of monthly recurring revenue contracts with five year term lengths. The service sells for $1,000 per month so every month we sign on 15 new customers. $15,000 * 12months * 5 years = $900,000 (total contract revenue for all 15 contracts sold during the month) We've maxed out our borrowing on physical assets held by the company and I need to find a way to unlock these revenue streams to use as collateral for further growth. What's the best way to do this? I would prefer to not have to go to every customer and amend their contracts in any way. Thanks!
My husband is miserable at his job and would like to change. This will likely mean a cut in our income and taking on more debt for him to go to school. How can I be more supportive when I worry about the change in our financial circumstances? [more inside]
Just shy about it and want to minimize awkwardness [more inside]
I am a 25 year old woman, and handing in my thesis tonight for a Master’s in English. I am at a crossroads in my life, and it’s making me very confused. My original plan was to go on to complete a Ph. D and become a college professor of English, while working as an adjunct instructor to gain teaching experience. But with the expense of living being what it is, as well as the student debt I’m in, I’m not sure if it’s worth it. Not only will a Doctoral program take me to greater debt, but working as an adjunct wont pay very well at all, and doesn’t come with benefits. I would need to take a handful of other part-time jobs to supplement the adjunct salary, just to pay the bills. [more inside]
Recently I have had to come to terms with the fact that 1) I am somewhere on the autistic spectrum and 2) I am working in a field that is not ever going to be very accommodating for me. Advice and pointers needed; secret spices, more info and toy inside. [more inside]
I've been in my (professional, middle management) job for nearly 6 years, and I've never had a raise. I would really like one. In fact, I've decided that if I don't get a salary increase this year, I'm going to have to start looking around, despite the fact that there are a lot of things about my job I really like and I'm generally pretty happy in it. So I call on the massed wisdom of MeFi to help me ask for a raise. [more inside]
My parents have always worked night shifts as a nurse at a geriatric support centre, and as a mail sorter for the post office. They make enough money. They've made their schedules work for them, and also raised 4 kids while doing so. Because of their shift work, they do get a lot of time off-- maybe working double shifts sometimes, or three 12-hour shifts in a row, but then they get 3 days off. They also tend to know their schedules a month ahead of time. I do not work well in a 9-5 M-F schedule, so I'd like to know what are other similar jobs to this. [more inside]
I have no money in my bank account and zero income. I have 29 days to come up with $800. What do I do? [more inside]
How do I negotiate a raise given an increased cost of living, lower-than-median pay, but also a list of great accomplishments and accolades? Do I present it all, just parts of the situation, or something else? I know that traditionally you just make a case for your value to the company and leave it at that, but I feel more is at play here. [more inside]
This is a work question, but probably is more psychological than practical. I’m 32 years old, currently unemployed. That’s no big deal given the economy. What is a big deal is that despite my “best” efforts, I’ve been in and out of work or dissatisfied for my whole working life. [more inside]
I need some perspective on my situation and ultimately help deciding whether to quit my 2nd job. This is a job I picked up due to financial anxieties and instability with my full time company. [more inside]
A good job for my wife to supplement my income? Actually she is not my wife yet but soon when we move in together she will want to take some sort of job. Mainly this is for the money, but also we will be living somewhere different so for her it will be a way of meeting new people and hopefully making some new friends. [more inside]
I teach writing to adults. When they ask me to edit something that's not for class (say, for their professional work), can I refer them to my private writing/editing business, even if they're currently enrolled in my class? [more inside]
The new hire is making more than someone who has been there for years and is still doing most of the work. What should I tell my coworker so that she can negotiate a fair salary? [more inside]