We are trying to refinance our mortgage, and the appraisal came back low. Now our loan to value ratio is lower than expected, and the closing fees are higher. We don't feel like the appraiser did his job correctly (more inside for details). We are pretty sure a second appraisal would come back much higher, but the cost of the appraisal is about the same as the increase in fees. What should we do? Have you successfully contested an appraisal (is such a thing possible)? If not, can we use this low appraisal to request a lower assessment on our property taxes? [more inside]
I am interested in learning how to differentiate high quality jewelry from common pieces--especially on the resale market. When I go to an antique store or thrift shop and look at jewelry, it all looks the same to me. Sure, I can differentiate by color and number of stones, but that is about it. How could I develop the ability to tell the difference in quality of jewelry, apart from the price tag that a store manager or dealer has put on it? Are there resources that you have used, such as blogs or books, to help you learn to appreciate the truly great from the mediocre? Any general advice for someone that wants to be a jewelry connoisseur? Any input would be greatly appreciated.
We’re having a yard sale soon, and most items are normal, household things that I’m not worried about pricing reasonably. A few could be valuable -- even after checking eBay’s Sold listings and googling, I don’t know. I want to avoid making a $10 sale that goes on to be featured on Antiques Roadshow. I’m not sure how to price them, and also how to handle the possibility of breakage. The kinds of items I mean are… [more inside]
Have any Mefi drivers successfuly gone through the process of applying for and receiving payment for a car in an accident that was not your fault? [more inside]
It's been a while since the last ukulele recommendation question; what are some decent choices today in the $100–200 range? Advice on good vendors also appreciated.
Several friends and I have clubbed together and purchased a fixer-upper house. We intend to work on it as best we can ourselves, use contractors when we have to, sell it when done, make profit, etc etc. The issue is going to be, how do to count and 'value' the contribution each person has made? [more inside]
I want to spend less than $400 to buy a fully functional new desktop. Regardless of the CPU it would have, I want to be able to put in an i7 later on. I want to be able to add more RAM and a powerful video card without having to get a new case or power supply. HDD should be at least 1TB. It can start with 4GB of RAM, since I plan to upgrade. If it's 4GB i'd prefer it to be on a single stick. I would also prefer Windows 10 to be already installed.
I consider myself a fairly savvy traveler yet one who still makes noob mistakes that end up costing me disproportionately in either in time, money, or enjoyment simply because I didn’t know better. Although I’ve gotten better with each trip, it leaves me wondering what easy changes I still have left to make that can boost my travel skills without having to learn them the hard way? Bonus points for recommendations that take advantage of a smart phone! [more inside]
I am an Amazon Vine participant. Amazon sends me products to review. Amazon has informed reviewers they will be sending a 1099MISC form this year in cases where the total value of all products selected is over $600. [more inside]
What do I do about my new tires on my dying car? Just found out my car is on its last few journeys, but I recently purchased expensive new tires. [more inside]
My company is undergoing the first steps into being sold. How do I stop panicking long enough to figure out my next steps? [more inside]
I ran into some issues of "Scientific American, dated February 23rd, November 30th 1878 and a third February 1st, 1879, all in good shape. I also have one copy of "The Contemporary Review" dated November of 1879, in OK shape. I am curious as to whether they have any collector's value at this point. I have no idea how I came to own them, as these were dated before my father was born.
We're looking to switch providers, and the quotes are based on very different replacement-value amounts. What do we actually need? [more inside]
I have a piece of furniture that I bought at a garage sale about 8 years ago for around $50. We need to get rid of it, but I don't know how much to sell it for. I think it's possible it's worth more than $50. [more inside]
What methods would you recommend to someone looking to develop a sense of self and a more accurate sense of their own value if they've spent most of their life defining themselves and their worth through their grades, their job, and their partner? [more inside]
Holy crap. My house value has been creeping up since the bust, which was to be expected. But I just checked Zillow, and they've boosted its estimated value by 23% in the past 30 days (I'm in Westchester County, not far from White Plains). [more inside]
I've come into possession of a 1914 Lester upright piano - with provenance - and need help finding resources to determine its value. [more inside]
Partner & I have decided to vote with our dollar by only purchasing quality long-lasting goods, or going without. We will pay more if the quality is clearly there. Rather than waste time driving from store to store, only to find junk, I'm looking for stores known for quality items. Difficulty Level: Sisyphean... [more inside]
There's both a BJs and a Costco near me. I'm not a member of either. Are they worth the price of membership? Which is better overall, and which might be a better choice for me in particular? [more inside]
I've had this painting for many years. It belonged to my grandfather. He owned an antiques store and he traveled a lot in China. I'm not sure where it came from/how he obtained it. [more inside]
I would like to read all of the best things about why the arts -- and in particular literature -- Matter(s). [more inside]
I'm working on a problem for "Inferences about the difference between two population means for independent samples: sigma 1 & 2 unknown and unequal." The final value of "test statistic t" falls in the rejection region for 95% confidence interval, but falls in the nonrejection region for 99% confidence interval. Should I perform additional calculations before rejecting my null hypothesis?
If an absentee homeowner's property is condemned, can I take legal action against them for a loss in value of my own house? [more inside]
Mid-to-late twenties male looking to buy a pair of shoes that's more attractive than a sports sneaker and less formal than a business/dress shoe. [more inside]
Our Dad passed away last year, leaving his house to my siblings and me. Dad's defacto partner is interested in buying the house (she has no financial stake in it currently), so we need to get it valued. The house is in a town approximately 7 hours drive from where the nearest siblings (myself and my sister) live. There are are a couple of registered valuers in the area, so that's not a problem, but my question is: is there any particular need for us to be there when they come through? [more inside]
What business books/frameworks and resources are available for managers in service companies to provide deep customer value and delight, when the customer himself is a senior manager in another company and my services are people with deep expertise in specific areas? [more inside]
Is there any art that you find ugly, but still admire or value? [more inside]
What is this behavioral economics experiment I am thinking of? [more inside]
I saved some interesting books from being thrown out by my public library. Apparently they were discarding part of their local historical collection. I grabbed a bunch that looked cool/interesting and it turns out one or two of them have sold online for decent sums. I'm not interested in selling any of them (they are cool!) but I am curious as to how their ex-libris-publica condition affects their worth. [more inside]
Hope this isn't triggering or anything, but I've got a ton of immediately convincing reasons to never open my mouth or pick up my guitar. Is anyone's up for contributing to my list of less-than-persuasive counterarguments? [more inside]
Hi I am responsible for compensating a two year old TV bought for $900 then. (A guest in my party broke and no one is owning up...ex-landlord is behind me now) Similar model (brand new) is $600 now all included and being demanded 600, citing the higher price paid then. What is a fair price that I should pay? How do I make a convincing reply ? ....please help....
Can you help me find fabulous, head-turning fall shoes or boots for $300-$500? [more inside]
I have 100s of old vinyl records left by my wife's grandparents. Where can I get them appraised (hopefully for free or a nominal fee)? [more inside]
Origin/value of Chinese ink drawing [more inside]
What's the most dispassionate way to determine what a house is worth? Uncle owns a house and may sell it to us at a favorable rate, but we'd like to figure out a fair price to set overall, so that Uncle isn't shafted but we don't overpay, either. [more inside]
Should we use a professional photographer for our wedding? Is it worth it, and why? If so, how could we cut costs? [more inside]
Where can I view and compare the expected resale value of different laptops? [more inside]
Non-photographer new parents looking for a decent camera to capture their wee one! [more inside]
I have a library of over 500 books that I'd like to sell, online probably. How do I go about it? [more inside]
I am looking for your strategies to convince yourself that your time is valuable when it comes to life in general and also in billing for your time. [more inside]
In a Business setting, how do you measure the value obtained from intangibles such as fostering communication with junior members of the organization?
In a Business setting, how do you measure intangibles such as fostering communication with junior members of the organization? For example VP holding open door meetings every month? In the end I need a metric (A number)? The problem here is that its very hard to articulate value of such things in a metrics crazy world/companies? And I need a metric!
I inherited a bunch of Native American jewelry (several hundred pieces in total) several years ago. I'm thinking about selling some of it, but I'm not sure of the value. Do I need to find a specialist to appraise it? Can you recommend one near St. Louis? [more inside]
What is the best NON-smartphone to upgrade to when I renew my contract with Verizon? [more inside]
I am looking into buying a Honda Civic with some after market modifications. Please help me decide if this car is worth buying. [more inside]
What is the average value of all cars currently registered and on the road? [more inside]
How do I find the average price per acre of unirrigated farmland in northeast Nebraska? [more inside]
How can I find out the assessed value of my grandmother's house w/ out a lawyer? Is this information in the public domain? [more inside]
I've got a 2003 Honda Element, which I love and have recommended to others. But I miss good gas mileage and the fun of driving a sporty car. [more inside]
How do you beat clutter if said clutter is sentimental? What methods do you use for evaluating sentimental objects or souvenirs? [more inside]