My credit union has a nice high interest rate but only if you jump through some rather annoying hoops. I mostly don't jump high enough to qualify and I'd like to figure this out. I need the easiest, cheapest (ideally, automatic) debit card charges I could accomplish on a monthly basis. [more inside]
I have a USD account in the UK and received an incoming amount in GBP. However, it was supposed to be sent in USD from the US (so that's a cross-border transfer). The sender also claims that the amount was sent in USD. My bank claims and also the statement tells that the money came in GBP. Because of the double conversion (usd->gbp->usd) I received significantly less than if it happened without any conversion. My only idea at the moment is that an intermediary bank applied a conversion.. Can this happen? How can I clearly find out what happened? How to avoid this from happening again? Thanks for your suggestions!
What are your experiences with using a service to receive donations via SMS/text message at your charity? [more inside]
Using funds from still-uncleared checks? [more inside]
ATM canceled my transaction and then didn't give me my money but charged me anyways. What can I do? [more inside]
Paypal thing -- I tried to buy some art from an artist in Romania. He claimed he never received my money. I initiated a Paypal claim, which was resolved in my favor. But I'm still kind of afraid of the guy. [more inside]
When I pay by credit card or debit card in most stores (NYC), the entire process is automated except for one step. The clerk always has to ask me "Debit or credit?" The card machine also asks me that -- in fact it forces me to choose a payment type -- but my choice doesn't do anything (apparently). I choose debit and checking account, enter my pin number, decline cash back, accept the amount... and then the clerk asks, "Debit or credit?" And when I say "Debit," he pushes a button on his side of the counter. Why?
Technical Paypal (or equivalent) question. Let's say I want to set up a market where buyers and sellers of intangible goods can do business. Ideally, transactions will be directly between between the buyer and seller, but I will act as something like an escrow agent. [more inside]
Been trying my best google-fu to no avail... so perhaps someone here might know where to point me.I am trying to determine the number of credit card transaction count and dollars annually that are used in the food industry, optimally broken out by fast food, restaurant and if possible restaurant bar by credit card type by year. Knowing this info for other countries would be helpful too. thanks so much for any help you can provide. smiles to all.
Is there a name for this type of scam? A customer walks into a store to buy $1000 worth of goods. A salesperson offers 20% off if the customer slips him $100 dollars under the table. The customer is $100 better off, the salesperson is $100 better off*, the store is $200 worse off. (*Assuming no commission)
I need to import a database into MS SQL but I do not want to end up with a transaction log as large as the database. What's the best way to do the import? [more inside]
I want to import transactions into QuickBooks. Anyone have a template .csv file used to import large numbers of invoices at a time? [more inside]
In a journaling file system like ext3, a journal entry is written before each file system change, describing the change about to be carried out. This allows quick recovery if the actual file change is interrupted or not carried out due to power outage or whatever. But why is the act of writing the journal entry not susceptible to the exact same threat of being interrupted? [more inside]
Ecommerce filter: Here at work we are attempting to understand/define the default business rules for taxation calculations within an ecommerce app. Specifically we are all tied up in knots over the application of rates, reporting issues, etc. Is there an industry standard for handling this aspect of a transaction? Who defines the standards, and how can I find out more about it?