Help me figure out my options for a small (~$4000) student loan. [more inside]
posted by rossination on Sep 30, 2009 - 7 answers

I'm trying to go back to school. I have bad credit, some unpaid debt, and cannot afford any classes without help... Help! [more inside]
posted by itsacover on Jul 10, 2009 - 9 answers

This moving out thing, uh...how do I do this (financially)? [more inside]
posted by sixcolors on Apr 6, 2009 - 37 answers

How can I consolidate my PRIVATE student loans, to make my financial life a little easier? [more inside]
posted by SansPoint on Jan 29, 2009 - 5 answers

Are there any credit counseling or 3rd party agencies that work with student loan repayments? [more inside]
posted by smashingstars on Sep 17, 2008 - 16 answers

What is the best financial/tax situation for us? Kid on way, financial aid eligibility concerns. [more inside]
posted by anonymous on Jul 2, 2008 - 4 answers

Is it possible Sallie Mae is scamming me? [more inside]
posted by Jess the Mess on Apr 12, 2008 - 5 answers

Am I being stupid about money? [more inside]
posted by anonymous on Jul 25, 2007 - 22 answers

I'll be borrowing $22,200 to pay for school. All other things being equal, which loan is best? All three options have a 10-year term. Loan #1: 5.55% fixed rate; 1% principal rebate after 12 months; a second 1% principal rebate after 24 months Loan #2: 5.55% fixed rate; zero payments for the last 6 months Loan #3: 6.55% fixed rate; a 3.3% principal rebate after 33 months [more inside]
posted by kakes on Jun 25, 2007 - 7 answers

What should I do with $10,000? [more inside]
posted by CaptMcalister on Aug 23, 2006 - 36 answers

So this idiot "friend" of mine defaulted on his student loans, and the collection agency in charge of, well, collecting them has tacked on about $5000 worth of fees. Now that he's paying them back and rehabilitating his loan, is there any way he can get those fees eliminated? The collections agency says the best they'll do is deduct about $1000 after rehabilitation, but I'm convinced there must be something more he can do. Thanks, as always!
posted by anonymous on Jul 2, 2005 - 7 answers

I'm a full-time college sophomore. I'm working full time, 35 hours a week, to try and make ends meet but I'm having a hard time. I know there was another thread on loans earlier, but my situation is different.

The disbursement I get from the federal student loan programs is not enough to cover my tuition itself, and the extra cost of room, board, books and other necessities is eating in and I'm beginning to run up serious credit card debt. My parents make enough money to keep me from getting grants or financial need scholarships, but they will not help me with school, nor will they co-sign a 3rd party loan. I live in a very cheap apartment and take the bus to school, and I've cut food and entertainment expenses to the minimums. I talked to the financial aid office and they said that there was nothing they could do except offer me a position on campus (for less hours and the same money as my current job) or give me a list of 3rd party loan providers. I called the providers, but they all rejected me because I'm too young (21), single and don't have a cosigner.

What do I do? I feel like I'm being punished for trying to go to school.
posted by anonymous on Jan 27, 2005 - 59 answers

FinanceFilter: I recently experienced the wonderful epiphany of 'college student = poor' as I finished paying bills and checking my bank accounts today. It seems that I've spent almost all of my summer job savings, and by February 1st I will have the grand total of approximately $12 to my name.

My basic question is: what should I know before taking out student loans? I'm looking for personal experiences, warnings, recommendations, etc. I want to make sure I do this right so a few years from now I won't be posting an AskMe question about trying to get out of my many-times-deferred loans. I'm not hardcore set on taking out student loans, but it's an option that seems favorable at first glance and has been recommended and pursued by many of my friends. [MI] [more inside]
posted by ElfWord on Jan 26, 2005 - 16 answers