My partner and I need to acquire a loan for her grad school. The catch(es): She's not a citizen. We're gay. We don't have the first clue how to go about doing this. Help! [more inside]
posted on May 15, 2008 - 12 answers
How do you figure out daily interest from an APR on student loans due monthly? [more inside]
posted on Feb 28, 2008 - 8 answers ![]()
I'm an American living in BC with about $20K in consolidated Stafford loans. I moved up here two years ago for graduate school at UBC. I've since graduated, secured gainful employment and have applied for permanent residency. My student loan repayment begins soon and I'm trying to figure out the easiest way to do the actual paying.
I heard that the Dept of Ed will give you an interest rate reduction if you setup direct withdrawal from a bank account. Is this possible with a Canadian bank? If not, is there another way to setup automatic payments? Any other hidden gremlins of loan repayment from abroad, both physically and financially? [more inside]
posted on Nov 7, 2007 - 11 answers ![]()
Consolidate student loan or would that possibly be bad for my credit? [more inside]
posted on Oct 16, 2007 - 2 answers
Please tell me, using layman's terms whenever possibly, everything you know about student loans. (backstory inside) [more inside]
posted on Aug 12, 2007 - 13 answers ![]()
I'll be borrowing $22,200 to pay for school. All other things being equal, which loan is best? All three options have a 10-year term.
Loan #1: 5.55% fixed rate; 1% principal rebate after 12 months; a second 1% principal rebate after 24 months
Loan #2: 5.55% fixed rate; zero payments for the last 6 months
Loan #3: 6.55% fixed rate; a 3.3% principal rebate after 33 months [more inside]
posted on Jun 25, 2007 - 7 answers
StudentLoanHellFilter: No more sub or unsub fed loans. No help from FAFSA. Are we doomed to pay back student loans for the rest of our lives? [more inside]
posted on May 9, 2007 - 38 answers ![]()
CreditFilter: Does co-signing for my student loans affect my parents' credit? [more inside]
posted on Jul 1, 2006 - 9 answers
I have a sizable amount of Federal Perkins and Subsidized Stafford student loan debt, and I'm thinking of consolidating to take advantage of current interest rates. 1) Is this a good idea (why/why not?), 2) Through whom do I consolidate? I seem to get offers to do so every day from random companies. Is any one more reputable than any other? The only one of which I've heard is Sallie Mae. [more inside]
posted on Apr 1, 2005 - 15 answers
I'm in college in the U.S., and have a few state student loans. They were under a forebearance that I once requested, which ended four months ago. I didn't realize this, and ignored the mail that was sent about it because I thought it was the usual mail they send me about how I have a loan and ads for consolidation. I just recently got this fixed and the forebearance backdated so it will have another year from when it ended. But I now have two 60-day late marks on my otherwise good credit report. Anything I can do to get rid of them?
posted on Jan 8, 2005 - 5 answers