StudentLoanFilter: Should I use my student loan money to pay off my last credit card? long-ish explanation of my situation inside. [more inside]
posted by ThaBombShelterSmith on Oct 27, 2009 - 9 answers

How do I get my life on track with high debt and a chronic medical condition? [more inside]
posted by thegreatcokeolympics on Sep 19, 2009 - 9 answers

For doctoral grad school: what does one need to do to borrow more than the school's "cost of attendance"? I know federal loans don't permit this; which private lenders do? Will private student lenders lend out despite a lack of income or assets, and despite previous student loans (though no defaults, and good credit)?
posted by Malad on Apr 29, 2009 - 6 answers

My sister is having issues with her student loans through Wells Fargo. She has two student loans which appear on the same statement each month -- but Wells Fargo only applies her payment to one loan, and the other loan becomes delinquent. She's been on the phone with them every month for the past 4-5 months regarding this, but it keeps happening. Who has enough muscle to fix this? [more inside]
posted by sararah on Mar 11, 2009 - 20 answers

My mother was recently approved for a Parent PLUS loan to cover my tuition for this year. The check is now on its way in mom's name to my address, and I have some questions... [more inside]
posted by anonymous on Jan 28, 2009 - 10 answers

I'm in my first year of law school and also a first-time student loan borrower. I ended up having a decent amount of loan money left in my bank account at the end of the semester. Should I pay it back or hang on to it? [more inside]
posted by SuperNova on Dec 22, 2008 - 9 answers

[StudentLoanRepaymentFilter] Should I transfer my Direct Loans to some private loan consolidation company? [more inside]
posted by All.star on Oct 17, 2008 - 4 answers

What is the best financial/tax situation for us? Kid on way, financial aid eligibility concerns. [more inside]
posted by anonymous on Jul 2, 2008 - 4 answers

How to go about paying for a college education? [more inside]
posted by shangomoons on Jun 5, 2008 - 17 answers

If someone moved out of the US and defaulted on a federal student loan, and never returned to the US as a resident, what would be the implications/ramifications? [more inside]
posted by mireille on May 20, 2008 - 8 answers

Student loan consolidation and the current economy: Should I consolidate now, or wait a few months? Are interest rates as they apply to student loan consolidation likely to drop? Bonus question: are you happy/unhappy with the company you consolidated with? [more inside]
posted by jennyjenny on Mar 1, 2008 - 1 answer

How do you figure out daily interest from an APR on student loans due monthly? [more inside]
posted by johnofjack on Feb 28, 2008 - 8 answers

Does a student loan in deferment count as debt for the purposes of figuring debt to income ratios in an FHA loan? [more inside]
posted by Dr. Zira on Feb 27, 2008 - 3 answers

Someone I know has decided that she is simply not going to pay off her student loans. What's going to happen to her? [more inside]
posted by PercussivePaul on Nov 4, 2007 - 33 answers

I made $3,000 in payments on my student loan during my Chapter 13 bankruptcy, but they were not applied to my loan balance. What should I do? [more inside]
posted by shannymara on Sep 10, 2007 - 7 answers

Are student loan repayments tax deductible in the UK? [more inside]
posted by altolinguistic on Sep 4, 2007 - 11 answers

Should we save for down payment or pay off our student loans? and what about retirement? [more inside]
posted by esolo on Jun 11, 2007 - 20 answers

Repaying Stafford college loans that disappeared from my credit report (due to age), but still collect all tax refunds - what kind of hit might I expect on my credit, reactivating the account by a full-payoff? More importantly, what kind of deal can I propose to avoid all the interest? Anyone have experience with this? [more inside]
posted by ValveAnnex on May 17, 2007 - 4 answers

Canadian tax question: After six years of university (undergrad and an M.Phil), I am about to start working. Will I need to pay taxes on income that I use immediately to pay off student loans? [more inside]
posted by sindark on Apr 15, 2007 - 11 answers

I have a surprise chance to pay off my student loans (!), so how do I go about doing this in the way that's best for me? My "more inside" has a few details about possibilities / ideas. [more inside]
posted by anonymous on Sep 1, 2006 - 19 answers

Should I drop out of school? [more inside]
posted by jennyjenny on Apr 29, 2006 - 23 answers

FinanceFilter: can I make money off my low-interest loan? [more inside]
posted by masymas on Nov 17, 2005 - 5 answers

I owe around $18,000 to Sallie Mae in student loans. I live in the UK. And, now, Sallie Mae has decided to not accept credit cards... [more inside]
posted by Katemonkey on Mar 30, 2005 - 6 answers

What are my options for private student loans? [more inside]
posted by socialdrinker on Mar 28, 2005 - 20 answers

Is it possible to get a lower interest rate on my student loans? I began paying off my loans in 1999. In mid-2001, I refinanced them through the government and got a slightly lower interest rate (5.7%). Since then, of course, interest rates have gone way down, but the government won't let me refinance more than once. Occasionally I get offers in the mail from companies offering student loan refinancing, but my instinct is not to trust them. Are there any advantages/disadvantages of refinancing through a private bank? Any other ideas?
posted by Tin Man on Jun 16, 2004 - 4 answers