I am a "mature" student, studying at a university part time while working full time. I just learned that I qualify for a Stafford loan of about $7400. I don't need the loan to pay for classes because of my work income, but it occurred to me that I could take the loan, use it to pay off credit card debt I carry at a rate of interest more than 5 points higher than the Stafford loan rate, and then pay the Stafford loan off early. Essentially, debt consolidation using this federal loan. My questions: is this kosher? Is it wise? What I might not be thinknig about.
posted by anonymous
on Mar 28, 2013 -
13 answers
My common-law partner and I are in the process of filing forms for her sponsorship of me to receive permanent resident status in Canada. She changed her marital status to common-law on her most recent tax forms (we have been living together since 2009). She is now being audited by Revenue Canada, since this reflects a change from her last tax return and how her GST/HST refunds are calculated.
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posted by anonymous
on Jun 2, 2012 -
3 answers
One of my university students is being physically, mentally and emotionally abused by their parents and has asked me for help. What can/should I do as their teacher?
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posted by anonymous
on Sep 15, 2011 -
13 answers
I dropped out of college with one class to go. How do I go about taking that one class four years later?
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posted by anonymous
on Feb 9, 2011 -
11 answers
I accidentally paid Sallie Mae FOUR months’ worth of federal student loans, which totals an amount I can’t possibly afford. I asked my bank to place a stop order on the electronic payments but there’s a possibility the transactions may still go through, before the stop order is processed (3 business days). What can I do to recover my money now, or in the event that the transactions indeed go through?
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posted by anonymous
on Jan 24, 2011 -
7 answers
Can you help me figure out what to do with my student loans? Payments are due next month and I have no clue what to do next.
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posted by anonymous
on Jan 6, 2011 -
25 answers
Is it normal for a college to not refund someone if they have paid above the cost of tuition and fees?
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posted by anonymous
on Oct 28, 2010 -
18 answers
What would you start doing today, if you thought you were going to move from Boston to London in September 2012?
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posted by anonymous
on Sep 20, 2010 -
17 answers
Last night my student caused a catastrophic high speed centrifuge failure while alone in the lab. What do I do?
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posted by anonymous
on Apr 25, 2010 -
30 answers
I’m a student and it’s tax time. I work for my school (work study) and to help make ends meet I do consulting work (web programming) for a few reputable clients (meaning they don’t pay under the table). The problem with consulting work is that I get hammered come tax time. The 1040s are unforgiving.
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posted by anonymous
on Apr 9, 2010 -
15 answers
High School Teachers! Would you ever let your students text you about school or personal situations? If you knew of a fellow teacher who was receiving texts from a student, would you say anything to them and how would you approach it?
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posted by anonymous
on Feb 22, 2010 -
29 answers
I'm about to finish second year of Software Engineering at my mid-tier Canadian university and have no intention of continuing any further. I'd like to transfer into one of the more prestigious colleges in the US, although getting in seems like a complete crapshoot given my current circumstances. What course of action can I take in the coming months that would greatly increase my chances of being accepted?
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posted by anonymous
on Feb 3, 2010 -
12 answers
Submitting a student film for a local festival. Unlicensed music used. How should I clear this?
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posted by anonymous
on Nov 13, 2008 -
13 answers
I'm starting law school next month. I want to do well, but my study habits up till now have been terrible. How do I become a good student and succeed in law school?
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posted by anonymous
on Jul 4, 2008 -
21 answers
What are some good appreciation gift ideas for a thesis advisor who was kind when the project took far longer than originally planned?
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posted by anonymous
on Apr 30, 2008 -
10 answers
How does one apply for financial aid at a public university as an independent party? This is to imply there will not be financial assistance from the parent/guardian; is there a way for their income to be excluded as criteria in evaluating aid eligibility?
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posted by anonymous
on Mar 29, 2008 -
11 answers
I'm in college in the U.S., and have a few state student loans. They were under a forebearance that I once requested, which ended four months ago. I didn't realize this, and ignored the mail that was sent about it because I thought it was the usual mail they send me about how I have a loan and ads for consolidation. I just recently got this fixed and the forebearance backdated so it will have another year from when it ended. But I now have two 60-day late marks on my otherwise good credit report. Anything I can do to get rid of them?
posted by anonymous
on Jan 8, 2005 -
5 answers
