I'm late to start investing for retirement (early 30s) and don't know where to begin, other than a vague sense I should invest in mutual funds and maybe bonds and eventually real estate. What do I need to know before putting my money somewhere? [more inside]
My mom wants to invest $5K (which she could afford to lose) in possibly high-return, but also possibly high-risk, sectors of the stock market. She's asked me to do the research and manage the investment. I'm interested, but I don't know much about investing in stocks, so I want to proceed cautiously. How do I educate myself about this field? What are some specific sectors to research? What red flags should I be looking for? What about the practicalities, e.g. choosing an online broker? Or is this just a bad idea? [more inside]
There has been a lot of talk about an imminent financial markets bubble
and I find that I am heavily invested in the S&P500 through an IRA (rolled over from a 401K after I was laid off). I also have a relatively small amount invested through a standard brokerage account, but the majority is in the IRA. I don't know jack about sigma events or black swans, but I can recognize when the chatter is starting to form a cohesive message. I also know that I have a ton more exposure now than in 2009. In fact, the post crash boom years have been quite good to me. My question is obviously, is there a proven strategy to protect against a coming financial crash? At what point do I pull the trigger and put everything into bonds? Is there a hedge against a collapse? My fantasy is that I pick the right time to pull everything and then clean up post crash on rock bottom blue chip stocks. [more inside]
Thanks to well-meaning family, I have owned a number of stocks and other assets since my birth. The net worth of these assets is very modest, but if I sold them it would offset some ongoing financial stressors. Yet it seems prudent to keep them for a while longer. But why? What if everything crashes next week? What if [the specific stocks I own] crash next week? How do people predict this and stay on top of their assets without spending an inordinate amount of time on them? [more inside]
Help me create a fantasy stock account - offline solutions preferred. [more inside]
What are some good online information sources for investing in the Australian share market. Looking for all options be they paid or unpaid, blogs, discussion boards, newsletters etc. I have an advisor but I am looking to check his advice as well as develop my own sense of what constitutes a good investment. Google is giving me too many options.
I’m interested in what calculators and resources are available that would allow me to make comparisons of investments I hypothetically would have conducted in the past. So if I would have bought a certain stock in January 1995 and sold it on August 2004, what would have been annual return and so on... [more inside]
What is the best desktop stock ticker that refreshes real-time prices? Or, alternate question: how do I get Google Finance to work so that it stays real-time? [more inside]
I have a bit of discretionary money (1k). Rather than just letting it sit in a bank account earning basically no interest, I am opting to dip my toes in to the world of stocks, options, investing, etc. Other than buying shares in a company I am already aware of and think is going to do well in the future (which isn't always that simple, I know), how do people independently (ie. not via a broker) research and learn about other stocks and worthy investments? [more inside]
I have 3,000 and I want to buy four or five stocks and hold them for the next ten or more years. What's the cheapest way to buy these four or five stocks. [more inside]
Is there a source of information which tells you which Stock Analysts cover which stocks ? Particularly interested in Australian stocks but grateful for others. More inside ... [more inside]
I am planning to invest for retirement (35+ years away) in a Roth IRA. I've always been told to have a mix of stocks and bonds in any portfolio, starting at about a 90/10 split for someone my age. Considering that I'm not going to touch this money for a very long time, wouldn't I be better off just putting my money into some low expense ratio index funds and skipping the bonds altogether? This seems to fly in the face of every investment advice I've ever seen, but I don't understand why. [more inside]
I'm a huge fan of Twitter and surprised how quickly they're going to IPO from the announcement just a few weeks ago (the IPO is supposed to happen tomorrow). I have no idea where to start, when to try and do this, how the process works for a layman. Is there any easy way to buy a couple hundred shares of the stock on the first day? [more inside]
Looking at the market, currently, I have the same sense of foreboding I had in late 2007. If I am operating under the assumption the Dow and other stocks are going to start tumbling over the next 1-2 years, what actions should I be taking to protect my 401k? [more inside]
Changes in my career over the last couple of years have meant that I now find myself, for the first time, being in the position of having a significant amount of spare income at my disposal. Since I have recently entered my forties I plan to invest this in the financial markets, with a initial 15-20 year timescale in mind. I am looking at investing something like $1000 per month into a managed plan split over several funds.
Given that I am a total newbie when it comes to investing, what advice can people give me on splitting my pot of money across low to high risk? What are classic first-time investor mistakes?
I am currently thinking about something like 90% of my investment split across low to medium risk, with the rest reserved for high risk. Does that sound reasonable? Would I be shooting myself in the foot if all of my pots were in the same currency in the same geographic location or should I diversify as much as possible? [more inside]
Looking for good investing blogs focused on value investing, but also investing blogs in general. [more inside]
How do I get a daily mid-day email with stock market movers? [more inside]
Need help in finding a brokerage. [more inside]
I don't have a lot of debt or expenses, so my income keeps piling up in my checking account. Unfortunately, I don't know much about finance or investment. I want to make sure that I don't lose money year over year because of inflation, but pretty much all the CDs and savings accounts I've seen have an APY lower than the inflation rate (which is >= 1.5% according to various websites). I don't care about playing the stock market; all I want is to avoid losing my money through inaction. How do people in this situation keep up with inflation while at the same time minimizing their financial risk?
I own one third (i.e. approx. 33.3%) of a UK company for which I am also a director. The remainder of the company belongs to a single shareholder. I'm worried that the financial structure of this company means that the company could effectively be 'sold' to a third party without me getting a cent. [more inside]
I have been getting started with Vanguard, but spoke with an investment adviser today, and it all just seemed so much easier. I've spent hours trying to figure out what kinds of accounts to open, which offer tax deductions, what kind of investments to make, etc. It seems really tempting to just let someone handle this all for me, but I feel like I've never heard from people who are satisfied doing it that way. Countless articles I have read on the subject always make it sounds like someone is a sucker for paying higher management fees. [more inside]
Supposing one wanted to cash in on the growing popularity of hot sauce, chiles, hot peppers etc...where should one look to invest? Which companies selling peppers, hot sauces and other fiery foods are publicly traded? Aside from stocks, how else might one invest in the pepper market?
My wife and I are going to dip our toes in the stock market. For the foreseeable future, I see us doing nothing other than buying (hopefully) reliable dividend-paying stock and holding it for the long- long-term (like 30 years or more potentially). We won't be doing options or even active trading other than occasional additional purchases. Who of the cheap online brokerages should we use? [more inside]
From start up to a larger company-how to negotiate a job offer [more inside]
I've been trying to find what should be simple: intraday data on a large market index (such as the S&P 500). I'm willing to pay, but most sites seem to be interested in selling me collections of N stocks (where N is 12, 50, 100...), often by year, and at that rate, I'd end up paying $100s to get 11+ useless chunks of data, and one useful one (because for my purposes, I really only want to look at a single index).
What are some economical sources for what I want? And, FWIW, I already know how to extract intraday (minute-wise) data from Yahoo and Google, but that's only good for about the last 90 days or so.
A website that uses Buffetology to assess the "real" value of stocks
Years ago, I remember stumbling across a website that took the methods of a book called Buffettology (written by an ex-member of the Buffett family) and allowed you to evaluate any type of stock using the techniques of that book. Basically, you input a stock and it did a bunch of calculations according to the formulas provided in that book and gave you a list of bunch values. I am still looking for this website and wondering if anybody has ever come across it. To give an example, you type in a stock's name and some information about the stock and it would give you an output in csv format about all the values that stock might have. Or you could have downloaded it to EXCEL. If you don't know of this particular website, do you know of anything similar? Thanks
I'm looking to invest 1000 GBP in shares. I expect the profits to not reach the threshold for capital gains tax. Do I need to sign up to a Stocks and shares ISA in order to not pay tax? [more inside]
Should I hire a CPA for my taxes this year? 1. I relocated for my job this year and received multiple relocation benefits. 2. I sold off stocks that were gifted to me and I do not have any cost bases for them because they were purchased so long ago. [more inside]
Hello. I'm interested in mutual fund timing, but most fund families (Pro Funds and Direxion notwithstanding) hate the idea and throw up all sorts of limits to prevent one from doing this. Are there any reasonably tolerant fund families out there? I'm looking specifically for minimal "minimum time held" and the ability to bounce back and forth between funds, especially between a money market fund and bond funds. I know this is a bit of a Hail Mary, so thanks for any info.
I know timing the market is stupid. My previous attempts at it have never worked out in my favor. My 401K is all index funds. However, with the possibility of Congress going over the 'Fiscal Cliff," it is a horrible idea to go all cash until they get it sorted out? [more inside]
Do you know of any good resources providing data on how industrialization, urban expansion and / or hunting affects wildlife populations and ecosystems in the United States? Also interested in how conservation efforts do or do not produce a stabilizing effect. [more inside]
Thinking of stepping foot into Stock Options trading while in college full-time. Any advice on where to start? [more inside]
I've just accepted a job at a large Wall St bank. I have a large amount of cash to allocate at the moment and don't want to leave it in the bank earning zero interest. However, I am designated a "sensitive person" for compliance purposes in the new job and am subject to very severe restrictions on personal trading. How do people in similar situations manage their personal finances? [more inside]
What specific kind of financial investing would give the greatest return based on a $2,500,000 investment? Stocks, bonds, mutual fund, etc? [more inside]
I'm a young person with no debt and a pile of money to invest. The catch: I'm not real confident about the long-term health of the US economy. [more inside]
My wife and I are buying a house in Austin, Texas ( Steiner Ranch ). We are trying to figure out how we want to finance it. We have the means to pay for the house with cash. We are being offered a mortgage at 3.6%. The cost of the house would represent about 50% of our net worth. The other 50% is fairly liquid, with an even spread between 401k, index funds, 529's, and cash. Should we do it? [more inside]
How can I get a copy of Netscape's last prospectus prior to its Aug. 9, 1995, IPO, as quickly and cheaply as possible? [more inside]
A crooked stockbroker sends newsletters to 1000 people; half the newsletters say stock A will go up, half say it goes down. Stock A goes down. He sends 500 new newsletters to the people who got a correct prediction about stock A; half of the new newsletters say stock B is going up, half say it's going down. He then sends 250 more newsletters... etc. Eventually there's a handful of people who've gotten eight straight correct picks from him, and those suckers invest their life savings. Has this scam ever been carried out in real life, or is it just a story? [more inside]
What motivates financial analysts following stocks to give out their recommendations for free? These recommendations are then shared by sites like Yahoo Finance, morning star etc. Also, most of these sites say analyst recommendation. Is there a way to see which analyst is making the recommendation? Which site would you recommend for researching analyst recommendations for stocks? I am curious because financial analysts don't seem like people who would give away information for free. I am curious about what motivates them to share such valuable info. Also, it would really help to know a reliable site that collects and shres these recommendations
Looking for forums where I can get investment advice. Can you recommend a few active ones?
Also, how would you invest $1000/ month if you knew you were likely to pull out most of the money in approximately 4 years to pay a down payment for say a house? Banks probably give around 2%-3% max. So I imagine the goal here is to get more than 2.5% return. Please don't recommend the type of financial instrument such as mutual funds or index funds. I am looking for something more specific. Like a fund name etc
What is the best platform for trading stocks and receiving alerts? I am using Thinkorswim right now and dissatisfied. [more inside]
So I completely understand that prices of stocks, like anything in a market, arise from supply and demand. But at the end of the day, why does demand for a stock increase when a company's earnings increase? How does holding the stock of a company whose earnings have increased since purchase benefit a stockholder? It can't purely be that I care about earnings because I know everyone else cares about earnings because they know everyone else cares about earnings... can it? What is the ultimate source of this caring about earnings? If dividends were more common, I could understand all this as a jockeying for a good deal on a dividend. But as it is, it sounds no different than betting on a never-ending horse race with earnings arbitrarily picked as the indicator of which horse is in the lead.
Should I purchase NLY on margin? [more inside]
China Valves Technology (ticker: CVVT) has plummeted this year largely due to suspicion of fraudulent activity and reporting practices. I have read generic accusations on various websites, but have not seen anything specific. Then I ran across this article supposedly "redeeming" them. http://seekingalpha.com/article/294624-china-valves-technology-online-due-diligence-indicates-legitimate-structure?source=marketwatch So I thought I would ask the metafilter community if they had any knowledge involving this company. Do you believe that this is a legitimate investment or is it just another Chinese fraud? Thank you for your time and expertise. Have a great day.
What's the best place for an American to invest around US$50,000 at this time? [more inside]
Single-user programming API for stock and option screening, back trading, paper trading, and ultimately fully automated trading? [more inside]
When all is settled from a deceased family member's estate (though this may take a while), I will be inheriting a substantial amount of money - including about 150k from sold stocks (after taxes). The vast majority of what I'll be inheriting was earned from fairly ethical means, but most of what will come from the stocks are from corporations that I consider pretty shitty and abhorrent. What's the best way to do something positive and helpful to communities and people with this money? Simple donation to organizations and charities with solid reputations? Setting up a charitable trust? Please help me with some ideas.
The market is down and everybody is telling me to BUY BUY BUY. What should I invest in? [more inside]
How can I find a list of stocks that have fallen a given percentage in value? Is there a website where I can screen historical stock prices according to a criteria I define? [more inside]
There are lots of stock-related iPhone apps available, but either I haven't found the one that does the simple thing I want, or I haven't conquered the learning curves of the ones I've tried to see that they already do it. Very simple requirements inside. [more inside]