I'm looking for a fee-based financial planner in the Bay Area to help me figure out one simple problem, and one knottier one. I have about $10k in CDs, and I'd like to invest it in a slightly smarter, similarly low-risk way (probably index funds) that I can add to slowly and in (relatively) small increments. I'd probably also like to start a 401k. Unrelatedly, as a child I was gifted $3k in shares of a single bluechip stock that I've never touched, and it's accrued value gradually but steadily over several decades. Recently, talking to a wiser friend, she pointed out that I've never paid taxes on it! I'm not sure how to deal with that, but probably can't avoid it much longer! How money works is confounding to me; I come from a working class background and am good at saving, but not saving wisely. Anyway, I'm primarily looking for financial planner suggestions, but if you've dealt with related stock/tax issues please share your experience and advice! Throwaway: firstname.lastname@example.org if you'd prefer.
A verbal promise for partial ownership in the company I work for needs to become a paper contract, and given the power differential and the several years since this promise has been discussed in detail, I need recommendations for the best possible attorneys to have on my side. This is in the Puget Sound area.
Should I exercise my time-limited stock options? I can afford it, but not without unease. I think it's a probably a good investment, but I have trouble determining how good. Details within. [more inside]
I recently received approximately ~$10k worth of restricted stock that vests evenly over the next several years. I've been with the company one year and it's my first job out of college. Could someone provide some insight into 'stock options' as compensation tool? [more inside]
Our Investor is going independent. Anything I should be aware of before following him? [more inside]
Zipcar filed the S-1 paperwork for IPO with SEC today. Family member owns a relatively significant number (to us anyways) of common shares due to prior job with the company. What happens next and what should we do? [more inside]
About two years ago I got into the stock market. I bought and sold a few stocks, ended up losing a few hundred dollars overall. I discovered a year later that I had to file a 1099B, but I wasn't really clear on the concept and couldn't figure out how to do it online, so I didn't get it done until like half a year after I had filed my regular taxes. [more inside]
I'm about to leave a startup to go to a different company, and I need some help figuring out how to handle my stock options. [more inside]
I work for Acme Widgets, a competitor of WorldWide Doodads. I know that tomorrow we will be releasing an amazing widget that is going to completely outshine WorldWide's product lineup. Obviously, I can't do anything with Acme's stock - that would be insider trading. But what about shorting WorldWide's stock? Is that allowed?
Is the following securities transaction illegal? [more inside]
What will it mean for me if my new company goes public? [more inside]
From the NYSE to NASDAQ: good, bad, indifferent? [more inside]
Did you work for a startup and exercise your options early? [more inside]