I keep buying things that I cannot afford, which forced me to dip into savings over and over again. I have a credit card balance that I cannot pay off this month, which has never happened to me before in my life. I'm feeling helpless, and I am angry at myself for letting this happen. I haven't quite reached paycheck to paycheck status (I am about 1 month ahead), but if I continue like this, my cushion will be gone completely. I don't know what is wrong with me or why I keep doing this - or why it has gotten so much worse. I had always thought that I was pretty good with money while living with my parents; after moving out, either i have gotten much worse or having few expenses masked the problem. I will take any advice or suggestions.
LondonCommerceFilter: Business trip to London (from US) coming up, and I've got a free initial jetlag day that I'd like to spend shopping-- preferably for cool, unique, not-too-expensive, suitable-for-gifting items I'd be unlikely to find in the US. I'm specially interested in women's accessories (scarves, jewelry); toys and games; (travel-friendly) foods; tchotchkes; and used/antique books. Any must-visit shops? [more inside]
I've noticed that mineral oil marketed to those who will use the oil on butcher blocks is much more expensive than food grade mineral oil that is marketed to those who will use the oil as a laxative. I buy the cheaper version, thank you very much. Are there other items out there where one can save a buck or two by purchasing the more cheaply marketed version of an item?
Which groceries are worth spending more money on and which are not? [more inside]
Please help me curb shopping impulses and addiction. Please share with me ideas on how to resist impulses to buy. [more inside]
Overstock.com has just started something called the "Main Street Initiative" where they create and promote small business microsites. I have a few questions about this. [more inside]
Is there a site where I can mass-order small restaurant gift cards, preferably with some financial advantage? [more inside]
You are a foodie, you don't eat out often, and you manage to spend less than $400-500 on food a month for two people, including going out. How do you do it? [more inside]
When I'm shopping for things, what should I be negotiating a price on? I know about the usual stuff, such as buying a car or jewelery or furniture or white goods. But to try and save money where I can, I want to know what else should I be be negotiating for a better price on... stuff that I might not think to be negotiating for a better price on? Groceries? Newspapers? Cigarettes? What have you found success in negotiating a better price on in the past that might normally seem non-negotiable?
Help me find the perfect leather tote! [more inside]
How much should I be paying for a shirt/blouse/shoes/pants? Help me recalibrate my expectations of shopping for clothes. [more inside]
I'm drowning in clutter and my bank account is empty. How do I change? [more inside]
My wife and I will be moving stateside from Bermuda next year. We will be moving into an empty house with NOTHING except outdated wardrobes and cash. With that said, we will be acquiring a lot of stuff. We will need cars, furniture, appliances, electronics, art, tools, clothes, insurance, etc. etc. How can we maximize our investments in all this stuff? What is your opinion on getting good deals in each of these categories? Our financial planner suggested we incorporate to get some tax write-offs. Another friend said to look into SwapLease. Yet another said to buy all of our furniture in North Carolina. If you were starting with nothing, how would you approach it? Should I walk into Best Buy and tell the manager to make me a deal? Should we buy used cars? Hit garage sales? Buy fine art and antiques? Get a part-time job at the Gap? Where and how can I find the best deals / best investments?
What are the most effective ways to monetarily support my favorite artists? [more inside]
Have you noticed a link between a person's age and whether he/she pays for purchases with exact change? [more inside]
I'm looking for an inexpensive (less than $80 if possible), quality, brown leather messenger bag. It'd be great if it was big enough to hold my HP Compaq nc6000 (1.34 x 12.51 x 10.31 in). [more inside]
Is it true that Levis jeans go for "big bucks" overseas... or am I just making this up. If not, where do I go online to emplty my closet-O-Levis.
Help me decide when paying a premium for organic / GMO-free / etc. is worth it. [more inside]
Just today our engineering students society found $5000 in a safe we didn't know we had. Now we've got to spend it, preferably in some useful and/or awesome way. Do you have any suggestions on what a students society might want to spend it on? [more inside]