A bill collector is willing to settle a disputed outstanding bill I have. They are offering a reduced settlement. Is there a way to insure that they will call this bill settled and not try to charge me more than the agreed upon amount and keep the experience off my credit history? Does anyone in the hive have any similar experiences with this sort of settlement?
posted by citybuddha
on May 1, 2013 -
8 answers
It's been a long, drawn out, time consuming battle, but finally, after 2.5 years, we're closing in on the finish line. All but one party has agreed to a final offer, and it looks like a settlement is almost certain. I am pleased to say that I have had an excellent working relationship with my attorney and credit us both equally for a significant accomplishment. Here's a question for the attorneys out there. How would you like to be thanked by a client? I've already given my attorney a bottle of tequila for hard work on one of two gigantic briefs. Then I just lost another bottle on a stupid bet I wagered on whether one of the parties to the settlement would agree to the mediator's amount. The big moment we've been waiting for is fast approaching. What to do to celebrate? Recommendations?
posted by zagyzebra
on Apr 25, 2013 -
13 answers
I shopped around to sell my structured settlement and now it's taking forever to get through the process. Is my story normal or am I being sold a bill of goods?
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posted by anonymous
on Mar 24, 2013 -
2 answers
YANML, but please help me weigh the benefits of filing a police report about a car-bike accident when a settlement is still in process from a previous accident.
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posted by nonmerci
on Oct 20, 2012 -
10 answers
My mother hasn't received child support payments from my father for over a year; I think she's become incredibly depressed about her treatment by the legal system, and has come to believe that no matter what she does, she'll have to bear the full financial burden of raising my sister. Help me inspire her with a rational reason why she should keep trying.
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posted by anonymous
on Aug 11, 2012 -
13 answers
About to start discussing divorce details. What do you wish you known, what would you have done differently, what do you regret, what are glad you did?
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posted by jennstra
on Aug 6, 2012 -
19 answers
My friend's and his ex are divorcing. The ex is being financially irresponsible, which could be influencing the outcome of the settlement. The lawyer has suddenly dropped of the face of the earth. What can my friend do to find out what's going on?
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posted by chatelaine
on Jul 25, 2012 -
18 answers
Any chance to settle with a collections agency once I've received a summons to court?
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posted by anonymous
on Jul 14, 2012 -
7 answers
Another driver ran a red light and hit my car, leaving me with minor but permanent injuries. Their insurance company accepts liability and wants to settle, but their offer is about 20% lower than what I'm willing to accept. I've handled everything myself to this point (and have compiled 700+ pages of well-organized documentation), but the insurance company won't budge and it seems I'll need an attorney to negotiate the last 20%.
What's the most reasonable fee arrangement for handling a nearly-resolved claim?
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posted by anonymous
on Apr 17, 2012 -
10 answers
Settling with credit card company and dealing with debt collectors. Hey, my husband has not been able to work for a few years and we stopped paying on our credit card bills over a year ago. One of the companies is getting really aggressive (calling me at work, talking to the receptionist, etc.) so I feel that I need to take action.
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posted by anonymous
on Feb 3, 2012 -
13 answers
No lawyer wants to touch this, so how do I negotiate a settlement with an insurance company on my injury claim for a motor vehicle accident?
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posted by loquat
on Dec 9, 2011 -
21 answers
I'd like to call my credit card company and offer to settle my $10K account for $5K, but circumstances extenuate - how has this worked for those of you who have tried?
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posted by DandyRandy
on Feb 7, 2011 -
16 answers
My BIL claims that insurance settlements for injury are not taxable income in the Commonwealth of Massachusetts. I can't believe the state doesn't overfish that particular revenue stream.
So, is it taxable income or not?
posted by pentagoet
on Jul 17, 2010 -
5 answers
I have a credit card debt of $4200 on a closed account, which I want to get rid of by end of this month. The interest rate charged is almost $65 I talked to the credit card company and asked for a settlement which they agreed for 60% off my balance i.e pay $2500 approx, but said this will be reported on my credit report, and I will also owe tax on the remaining debt. Should I go this way, or pay off my debt completely?. I have an average credit score of 660 and have no other debt.
posted by jassi
on Apr 22, 2010 -
9 answers
[DivorceFilter] How do you go about revising the financial terms of a divorce agreement, particularly when both parties are now in a different state than the one in which the divorce took place?
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posted by sheena is a sock puppet
on Mar 16, 2010 -
6 answers
I'm purchasing a new car, and I'm getting conflicting information about what to do with an insurance settlement check I received.
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posted by anonymous
on Feb 26, 2010 -
3 answers
I was in a serious auto accident in October of 2009. I do have an attorney. We've filed suit to settle the case, and my deposition is this afternoon. As the time grows closer, I'm getting more and more anxious about this. What should I expect?
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posted by anastasiav
on Dec 21, 2009 -
14 answers
Apparently I qualify to buy an annuity as part of a class action settlement. Is it worth it?
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posted by acridrabbit
on Dec 20, 2009 -
7 answers
Looking to collection on a small claims court debt. Are there collection agencies or settlement advance places that work with smaller amounts?
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posted by Kellydamnit
on Jul 9, 2009 -
4 answers
Buying House dramas: tenants in place we are due to settle don't want to move out by settlement, but we want to move in!
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posted by smoke
on May 13, 2009 -
15 answers
A friend, a 62 year old woman, was injured while driving in TN; her car was totalled. She is suffering back pain. She has been to an attorney who has retained an independent doctor to evaluate her. The doctor has assessed that she retains 5% PPI (permanent personal impairment?). The question she has - what is the likely dollar value of the settlement based on the 5%?
posted by cmh0150
on Apr 12, 2009 -
7 answers
Is it possible for my wife to go from Australia to the UK on a tourist visa and then apply for a settlement visa when we get there, without having to come back to Australia again?
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posted by ranglin
on Mar 21, 2009 -
9 answers
[I am asking this for a friend.] Legal troubles over a decade-old debt to a bank. I am being sued by a law firm representing a collection agency. I would like to find a way to resolve this situation that does not involve hiring a lawyer, since I cannot afford one. I receive income via Social Security Disability.
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posted by not_on_display
on Feb 13, 2009 -
16 answers
Expat/citizenship Filter: Before I became eligible to apply for citizenship in the country I live in, I was all for it. Now that it's six months past my first date of eligibility, I'm not so sure. Anyone else been through this process? Any advice? Any advice or stories from you wonderful Mefites to help a girl make up her mind?
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posted by Grrlscout
on Nov 30, 2008 -
21 answers
My Mom’s wages are being garnished by a collection agency. Can we still settle the debt? How much do we offer and where do we get the money?
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posted by anonymous
on Oct 29, 2008 -
4 answers
I'm going to hire an attorney to settle a wrongful death claim in the state of Ohio, USA. I hope to reach a settlement rather than going to court. What percentage of my settlement should the attorney get?
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posted by anonymous
on Jul 1, 2008 -
8 answers
How do I get a fair settlement for my totaled car in Pennsylvania? The insurance adjuster insists that I am not owed the replacement value of my car and refuses to budge.
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posted by Alison
on Mar 24, 2008 -
11 answers
Where is the best place in the world to get married in terms of most favorable property settlement and alimony laws to the primary provider in the event of a divorce? Just wondering. (No I'm not planning on finding some Tanzanian girl to marry)
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posted by zaebiz
on May 30, 2007 -
20 answers
How do I get my debtors to allow me to pay them off on a payment plan and no further interest charges?
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posted by anonymous
on Jun 12, 2006 -
12 answers
Can one partner of a divorcing couple compel the sale of the house for the purpose of division of assets?
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posted by pgoes
on May 18, 2006 -
7 answers
My apartment has had no heat (which is included) since the beginning of the month. Basically the landlord has had no furnace for about a year and has only this past month started installing everything. I'm not sure how to proceed with compensation.
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posted by Napierzaza
on Oct 27, 2005 -
21 answers
A relative recently won a settlement in small claims court for $3,000. However, he is having difficulty collecting the settlement. What resources are available to aid in collecting the settlement?
posted by cahlers
on Jun 26, 2005 -
9 answers
For the past three months, my building is having construction directly below my apartment. This has caused me much grief in terms of early morning noise. Since the problems are almost over, I would like a financial reimbursement in light of this inconvenience but the building manager is not very cooperative. What to do?
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posted by alex3005
on Apr 2, 2005 -
25 answers
