My 1 year old daughter has been given money... what now? [more inside]
posted by anonymous on Nov 30, 2009 - 14 answers

Lots of air travel in near future. Help me survive and save money. [more inside]
posted by coolnik on Nov 23, 2009 - 4 answers

Should we take the risk and buy a bigger house now or should we save up a safety net before we buy another house? I am in my early 30s. I live in St. Paul, MN. I have two young boys (4 & 2 yrs - neither is in school yet). I have a good job. However, I am worried that if I lose my job I won't be able to get another at anywhere near the same salary level. Also, We don't have a financial safety net. [more inside]
posted by anonymous on Nov 18, 2009 - 12 answers

You Are Not My Financial Planner. But I'm a (still barely) young man living in the U.K. Took a long time to get a career together, with 2 good degrees, but finally achieved slightly below average salary with slow growth prospects. What approach to savings / investments should I take? [more inside]
posted by anonymous on Nov 9, 2009 - 9 answers

Where can I find solid nationwide savings statistics/data? [more inside]
posted by ejfox on Sep 24, 2009 - 2 answers

How should we start saving for our first daughter? [more inside]
posted by NotSoSimple on Sep 23, 2009 - 8 answers

Should I bother with a savings account? [more inside]
posted by Raze2k on Sep 22, 2009 - 31 answers

What should we do with our money? [more inside]
posted by Tarumba on Sep 20, 2009 - 21 answers

How can I figure out the minimum amount to keep in my checking account? [more inside]
posted by odi.et.amo on Sep 19, 2009 - 11 answers

Use cash to start a business or for a down payment on a home. [more inside]
posted by mintchip on Sep 1, 2009 - 10 answers

I want to start a dedicated bank account -- but what specific kind of account? [more inside]
posted by EmpressCallipygos on Aug 14, 2009 - 12 answers

Please share your re-nesting experience. Help me avoid getting sucked into the vortex of hometown life. [more inside]
posted by greekphilosophy on Jul 25, 2009 - 13 answers

Expat needing to organise and manage money across two (or more) countries. How best to save in multiple places, and organise superannuation/retirement accounts? [more inside]
posted by wingless_angel on Jul 16, 2009 - 7 answers

When the time comes, I'd like for it to be possible for me to stay at home for at least a year after a baby is born (I am not pregnant yet). I guess this is two questions. First, how much should I have saved up to care for baby for the first year and secondly, how much should I have saved up to cover myself for the year? [more inside]
posted by mittenbex on Jul 15, 2009 - 28 answers

I want to do savings/401k right this time - how do i do that? [more inside]
posted by anonymous on Jul 7, 2009 - 12 answers

Can anyone recommend a good template for tracking multiple savings account balances in Excel? [more inside]
posted by IanMorr on Jul 6, 2009 - 5 answers

Where is the best place to put my $30,000 as I slowly withdraw from it over the next 2 years to pay for Grad School. [more inside]
posted by brenton on Jul 2, 2009 - 8 answers

Getting the exterior of my house painted: A dumb investment, given the economy? Or not? [more inside]
posted by anonymous on May 27, 2009 - 12 answers

Mathematically speaking, what's the optimal amount to keep in an account that earns a high rate below below a certain sum and a very low one above it? [more inside]
posted by electric_counterpoint on May 26, 2009 - 6 answers

Now that I have a little extra money, how should I start saving it? (I don't have a 401(k)) For instance, what's an IRA and why should I care? Or what about this thread talks about high-yield savings? Or this one about index funds? While I *am* young, I'm mostly concerned with creating a nest egg, not playing the stock market (read: I'm more interested in low-risk that will hopefully allow me to afford a family and eventually retire). Thanks!
posted by marclar on May 4, 2009 - 18 answers

Where can I get good tax advice in the UK? [more inside]
posted by tavegyl on Apr 15, 2009 - 5 answers

I need a reliable off-shore savings account. [more inside]
posted by DieHipsterDie on Mar 29, 2009 - 20 answers

I'm ready to start a savings account. Should I start one with ShoreBank, since they have a relatively high APY and seem to be "socially conscious"? [more inside]
posted by Jaltcoh on Mar 27, 2009 - 13 answers

How much can I save by using off peak electricity in the US? How does this compare to those in Europe? [more inside]
posted by Black_Umbrella on Mar 15, 2009 - 6 answers

I have saved up about $25,000 for school, which starts in September. I have it in a WaMu online savings account which had very high interest, but now the interest rates have plummeted so that I am barely making anything anymore. It went from getting $50 a month on $10,000 to making $17 this month on 25k. :( Where should I put my money where it will be safe, easily accessible in a fairly short term, and yet with as high of an interest return as possible. I also need to be able to continue to input money into the account every month when I get my paycheck. PS: I am planning to take loans if they are interest free and hold off paying them until I can't defer any longer. But when I quit my job, I will need to start withdrawing money for daily living expenses.
posted by brenton on Mar 13, 2009 - 21 answers

What to do with £5,000 in the next year? [more inside]
posted by like_neon on Feb 18, 2009 - 12 answers

Hi. I live in the UK and have a 3 month old baby boy. I have just started saving into a child trust fund but am trying to figure out if this is the best way to save some money for his future. I would like to generate a lump of cash for him when he is 16-18 (for Uni or whatever needs paying for then), would prefer to do it ethically, and am not sure what the best value way of doing this is. More details available if needed but gotta go ... he's waking up! Thanks in advance!!!
posted by steve3001 on Feb 8, 2009 - 13 answers

I'm moving overseas from the US in less than a year, and my stellar powers of observation tell me that there's a good chance the dollar is going to eat shit before then. My savings are <$10,000, what can I do with them to ensure that I'm not cursing the economy when I leave? Is putting it in foreign currency enough, or is there a better option? How do I do that? [more inside]
posted by borkingchikapa on Dec 15, 2008 - 12 answers

Lets say I have $20,000 that I want to become $100,000 (or more) by the year 2024. What (if any) lower risk options do I have to make this dream a reality? Assume for a moment that I really don't want to put this in the stock market because I can't afford the risk of a major loss.
posted by anastasiav on Dec 3, 2008 - 26 answers

I am trying to figure out how to invest money for retirement and otherwise. I am in my late 20s, earn $55,000 annually, have no debt, and about $90,000 in savings. I am currently putting 5% of my salary into a 403(b) which is the maximum amount my employer will match. [more inside]
posted by anonymous on Dec 2, 2008 - 11 answers

How much should I put in my medical Flexible Spending Account for next year? [more inside]
posted by grouse on Nov 24, 2008 - 6 answers

We have a house but want another one. Hope to retain ownership of both. Please help us figure out how to accomplish this in the midst of the wild economy without making a huge mistake. [more inside]
posted by anonymous on Nov 23, 2008 - 11 answers

How does one "put aside" x months of expenses for emergencies? Not pay expenses for x months? [more inside]
posted by swiffa on Nov 19, 2008 - 14 answers

I live in the UK, and I've heard some people saying there may be trying economic times ahead for my country. Is there anything I should be doing with my savings? [more inside]
posted by Mike1024 on Nov 16, 2008 - 6 answers

Financial advice-filter. I'm a college student with no debt and negligible living expenses. Where should I be putting my income? [more inside]
posted by anonymous on Oct 27, 2008 - 8 answers

How do I get New Zealand dollars within the United States? [more inside]
posted by hal_c_on on Oct 23, 2008 - 8 answers

Should my savings be in a tax-free ISA or in a normal savings account with higher balance and higher interest? (I'm terrible at accounting maths.) [more inside]
posted by snarfois on Oct 22, 2008 - 10 answers

What are innovative ideas for healthcare to save money, increase efficiency and improve outcomes? [more inside]
posted by mintchip on Oct 18, 2008 - 14 answers

Traditional wisdom suggests that saving money while in debt is a bad idea: you pay hundreds of times more in finance charges on money you owe than you would get in interest on money you save. Under this scenario, your "safety net", at least until you are debt-free, would be the credit lines you are clearing out. However, in a response to a Lifehacker comment I made outlining this traditional wisdom, someone replied that given the financial crisis, companies could then lower your credit limit, regardless of cause, killing your safety net. Given this, is the traditional wisdom now wrong? [more inside]
posted by WCityMike on Oct 13, 2008 - 19 answers

What's the best account for saving money in Germany? [more inside]
posted by cmonkey on Oct 10, 2008 - 6 answers

Given the current economic climate, should I be padding my emergency fund or paying off my credit cards? [more inside]
posted by ourobouros on Oct 2, 2008 - 17 answers

How much money does carelessness and forgetfulness waste? When I forget to turn off lights, how much more am I paying for electricity? [more inside]
posted by KateHasQuestions on Sep 18, 2008 - 7 answers

Questions about the best course of action to prepare for a possible economic depression [more inside]
posted by mintchip on Sep 16, 2008 - 12 answers

I have £10,000 which I made from the sale of my house. Eventually I want to use it as a deposit to buy a new house, but don't envisage this happening within less than a year. Where's the best place in the UK for me to save this money?
posted by mairuzu on Aug 29, 2008 - 13 answers

What should I do in addition to super to have any hope of retiring several decades from now? [more inside]
posted by wingless_angel on Jul 28, 2008 - 4 answers

So, we just had a baby and grandmothers keep coming up to us and handing us checks for $50 and saying "This is so you can buy a savings bond for the baby." However, I would like to hear about alternative saving/investing ideas for my daughter. [more inside]
posted by ND¢ on Jul 28, 2008 - 18 answers

When the Citibank e-savings account started (I think about 18 months ago) the interest rate was 3.5%, so I moved all my spare cash there; but now it's 1.5%. Capital One & HSBC are currently offering 3.5% e-savings accounts - is this the same deal? Are these only introductory rates which I should expect to fall dramatically in due course? [more inside]
posted by forallmankind on Jul 5, 2008 - 9 answers

Will opening a Solo 401(k) before year's end reduce my modified adjusted gross income (MAGI)? I'm a 28-year-old freelance worker with a sole proprietorship, and I'd like to be able to fully fund my Roth IRA for 2008 [more inside]
posted by anonymous on Jun 26, 2008 - 1 answer

How do deal-a-day sites work? Are they really 'deals', and where do they get all the loot? [more inside]
posted by SirStan on Jun 11, 2008 - 4 answers

I want to close out my 401k (and pay the necessary taxes) so I can pay off some debt. My 401k says I'm not allowed. Why not? Can I change anyone's mind? [more inside]
posted by anonymous on Jun 9, 2008 - 14 answers