Need help navigating the tedious Social Security retirement benefits maze for my mother. [more inside]
[Brainy accountant-type filter] 37yo expat Canadian has a public service pension plan and too many options! [more inside]
Canadian RRSP filter: Does the Home Buyers Plan actually make sense? Can you crunch the numbers on my behalf? [more inside]
My retired 60-something mother is a bit too fond of turtlenecks and "mom jeans". I'd like to steer her toward labels and stores that will be more flattering. I'm looking for something similar to Lucky Jeans or Ann Taylor, but for older women. What do you recommend?
I work for a public library and have 18 years of service. I can retire with full benefits at 30 years. I have the option of paying the state a lump sum of $10,000 to service purchase my four years in the Marines. This means I can retire earlier. I have to think this has to be worth it. It will put a dent in my 401k but to retire at 51 rather than 55 seems like a hell of a good deal for $10,000. Thoughts?
My dad is retired, 78, pretty on-the-ball - but he's a little depressed about his waning years. Any advice? [more inside]
I have $1000 in a 401k from a job at which I no longer work. The Personal Rate of Return right now is at -40%. Should I still roll this out into an IRA account or is there a benefit to keeping it in that 401k account?
I just checked my retirement account. Last year, I lost about 7% of the total after ten years of contributions. Is this happening to everybody? [more inside]
How do I pick bonds for the bonds portion of a retirement portfolio? [more inside]
Clark Howard fans--If you watched last week's show, what was his advice on diversification with lifecycle mutual funds? [more inside]
What's the best way to save for retirement as a freelancer? [more inside]
Does anyone know of a place where expatriates live that's cheap, has good weather, and most importantly has other expats over 60 living there? To clarify 'cheap', Mexico sounds a bit too pricey for my resources. [more inside]
How do I find my old retirement account? [more inside]
What can my divorced older parent do to get away from home and avoid loneliness, particularly in the winter? He likes eating and the outdoors, but isn't religious. A warm spot with built-in company of some type would be ideal. [more inside]
How to get 401K money back from former employer when you also need good recommendation from them during your job search?
How to get 401K money back from former employer when you also need good recommendation from them during your job search? [more inside]
Do I retire and just quietly die? Or can I get health insurance? [more inside]
My boss is a 45 year old director who has never bothered to invest or start a portfolio. Where should I have him get started? [more inside]
What is the most prudent way to reallocate one's 401(k) in light of the US downgrade and recent market crash, assuming one has a moderate number of years until retirement and wishes to get a return on investment greater than the typical return of money market funds?
Should I cash out my IRA to significantly reduce my credit card debt? [more inside]
I'm looking for recommendations on where to open a new Roth IRA. Looking for something with low fees and index funds. I could put in a chunk of cash if need be, but it would be great to find one with no minimum if I commit to a certain amount per month. Who have you all been happy with when it comes to customer service and ease-of-use?
What is a reason that a Roth IRA is be better to put money into if I'm not maxing out my 401k? [more inside]
Best cities to retire in in the northeastern US? Must be affordable, walkable, drivable, safe, and welcoming to older adults. [more inside]
The earliest I could possibly retire is about 15 years away and I've been thinking about retiring in Canada somewhere. The catch: I'm a US citizen and I don't currently live or work in Canada. Am I kidding myself? [more inside]
Quirky Canadian tax question - what's the long term impact of reducing CPP payable? [more inside]
Are there any retirement calculators that aren't super-simple? I'm specifically looking for a retirement calculator that would look sort of like multiple calculators where you could put in an age-range, and then all the normal inputs (starting age, starting retirement principal, income, income increase % year over year, % saved for retirement, etc). [more inside]
I'm familiar with flag retirement ceremonies conducted by uniformed organizations such as the Boy Scouts. What can I do to have the best flag retirement ceremony conducted by a group of patriotic but yet-unorganized citizens? [more inside]
Please help me help my mother's retirement crisis from across the country. [more inside]
I'm going to be a part of a due diligence team speaking to the Manhattan financial services firm that manages the retirement plan for a mid-sized company. What should I know before going in? What should I listen for? What should I ask? [more inside]
How can I get a handle on saving for retirement? Where do I even start? [more inside]
Help my mom find her social bearing in the South. [more inside]
2010-Only-IRA-Filter: Should I roll my Traditional IRA to a Roth IRA? [more inside]
I have to put my mother into a care facility (and wow, they're expensive!). How do I thoroughly check out whether or not one will be good for her before allowing my mother anywhere near the place? I live about 2 hours away and plan to check it out but want to do as much legwork as I can beforehand. Thanks for the help.
What technical education or certifications, especially in data or network security, would allow my tech-savvy dad to earn some extra money in retirement? [more inside]
I'm trying to help my mom pick a new city to move to, with various specific criteria ... [more inside]
Should Nationwide have charged me a fee to roll over my 401K to my new employer's plan? [more inside]
The youngest of four siblings is the one who is responsible for taking care of their elderly mom, but things aren't really working out for either party. What can be done to ensure a happy living situation for everyone? Many more details inside . . . [more inside]
Winefilter: My boyfriend's dad is retiring in three years and would like to buy a bottle of wine to save and then drink when he retires. He's looking for suggestions! [more inside]
My father just retired and is losing interest in the hobbies he once loved. I'd like to help try to spark some passion in something that will get him excited, and hopefully, get him out of the house. The catch? He is generally antisocial, depressed, and is extremely set in his ways. [more inside]
Looking for an online way to collect anecdotes and remembrances for a retiring colleague. [more inside]
Please give me some advice on where to go to retire at a relatively young age. [more inside]
Financial/Savings Filter: How do I save for multiple goals at once and do I keep it all in the same savings account? [more inside]
Got laid off and while I'm looking for a new job, should I keep putting away money for retirement? [more inside]
Help me find some statistics on retirement. [more inside]
Can I keep my Roth IRA if I'm not working anymore? [more inside]
How should I handle US Savings Bonds? My husband has a payroll deduction plan for buying savings bonds, and he enrolled years ago as a way to supplement the rather meager pension plan. This has worked well for us because we are really bad at putting money away by ourselves. The bonds are earmarked for retirement, and that's the way he wants to keep it. [more inside]
My mother is retiring. I want to do something grand for her, but she doesn't want a party. Ideas? [more inside]
You are not my CPA but I need advice! I make too much money to contribute to a Roth IRA but I hear the rules are changing. How can I take advantage of this in 2010? [more inside]
Broker is pointing my 35 year old sister in law and spouse to a *variable annuity* as their first retirement saving choice. [more inside]
Is it worth it for a student who makes less than $10,000/year to invest outside of a tax-sheltered account? [more inside]
The paying back student loan vs. investing/saving question - but with a bit of a twist [more inside]