I find this
comparison really confusing. I'm starting the job in August.
I'm an early 30s married woman who would like to become pregnant in the next year. The contract only lasts through the end of 2014. I do want to continue on working there, but I have no idea if additional grant money will become available at that time. Which plan would you choose? Or, failing that, which are the important factors to consider?
posted by anonymous
on May 8, 2013 -
4 answers
My mom has what seems to be undiagnosed borderline personality disorder. For the last many years, she's burned bridges at work and let her self-loathing get the best of her, to the point that she's chronically unemployed, has alienated most of her friends, and has exhausted all her financial resources. She's hit rock bottom, with $0 in the bank and debts to pay. And she's turned to me for help, saying she doesn't know how to take care of herself. I'm 26. I'm struggling to pay back my own student loans. Please help me help my mom. This is in Canada.
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posted by anonymous
on Feb 20, 2013 -
22 answers
I am a new graduate student and was hoping to put some money into a Roth IRA to start saving for retirement, but just read that contributions must be made from earned income and now I'm not sure if that is the best plan for my circumstances.
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posted by anonymous
on Dec 26, 2012 -
7 answers
Starting from scratch at 45 years old, what's the best strategy for saving money & planning for old age?
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posted by anonymous
on Nov 10, 2012 -
11 answers
How high was your gross income when you felt able to make the maximum contribution to your 401(k)/403(b)? Is contributing close to half of my already modest income a bad idea?
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posted by anonymous
on Nov 9, 2012 -
15 answers
Moving to a better school zone. Should I do it? Tough decisions concerning moving, staying put, and financial future.
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posted by anonymous
on Aug 25, 2012 -
19 answers
Is it worth it to contribute to my small company's John Hancock 401K, given the high expense ratios and no employee match?
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posted by anonymous
on Jul 21, 2012 -
6 answers
I've been working in local government in a mid-level administrative job for six years. My satisfaction level is low, but the benefit package is generous (we're a small local entity contracting benefits through CalPERS), and the job is as secure as anything for the foreseeable future. Would I be crazy to leave it?
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posted by anonymous
on Jul 10, 2012 -
5 answers
How to get 401K money back from former employer when you also need good recommendation from them during your job search?
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posted by anonymous
on Sep 6, 2011 -
25 answers
Quirky Canadian tax question - what's the long term impact of reducing CPP payable?
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posted by anonymous
on Apr 27, 2011 -
2 answers
How should I handle US Savings Bonds? My husband has a payroll deduction plan for buying savings bonds, and he enrolled years ago as a way to supplement the rather meager pension plan. This has worked well for us because we are really bad at putting money away by ourselves. The bonds are earmarked for retirement, and that's the way he wants to keep it.
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posted by anonymous
on Jan 24, 2010 -
9 answers
You are not my CPA but I need advice! I make too much money to contribute to a Roth IRA but I hear the rules are changing. How can I take advantage of this in 2010?
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posted by anonymous
on Dec 28, 2009 -
3 answers
In twenty-five years i'll be retiring with my minimal social security benefits and medicare to keep me briefly going. I've got no savings right now, but I'm almost done paying my debts. I rent.
I want somewhere tiny, a bungalow with a kitchen, perhaps a tiny garden, stonking bandwidth, maybe near a lake, maybe near a wood, but really not so much. I just want to whittle sticks, greet neighbours, not climb stairs, and hack on code. I don't mind renting again until i die.
Where should I move in the US, and when?
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posted by anonymous
on Aug 22, 2009 -
6 answers
Am I a Highly Compensated Employee (HCE) with regards to making 401(k) contributions?
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posted by anonymous
on Apr 12, 2009 -
1 answer
We are a newly-wed, youngish couple (both 30 years old, both professionals) trying to allocate funds to two different projects: purchasing a first home in a very expensive metropolitan area and saving for retirement. What should we be thinking about as we allocate our savings?
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posted by anonymous
on Dec 7, 2008 -
5 answers
If you had a very strong incentive to invest money before the end of the year with a 30-year outlook, and a further strong incentive to not adjust your investment strategy over that timeframe unless absolutely necessary, what kind of portfolio would you assemble?
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posted by anonymous
on Dec 5, 2008 -
15 answers
I am trying to figure out how to invest money for retirement and otherwise. I am in my late 20s, earn $55,000 annually, have no debt, and about $90,000 in savings. I am currently putting 5% of my salary into a 403(b) which is the maximum amount my employer will match.
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posted by anonymous
on Dec 2, 2008 -
11 answers
We have a house but want another one. Hope to retain ownership of both. Please help us figure out how to accomplish this in the midst of the wild economy without making a huge mistake.
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posted by anonymous
on Nov 23, 2008 -
11 answers
Financial advice-filter. I'm a college student with no debt and negligible living expenses. Where should I be putting my income?
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posted by anonymous
on Oct 27, 2008 -
8 answers
What sorts of jobs might my retirement-age father be able to pursue to keep up with expenses?
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posted by anonymous
on Oct 14, 2008 -
17 answers
Okay, so let's say you're a broke, middle-aged single female creative professional who infamously sucks with anything involving numbers. You do have expensive tastes, but you're generally quite frugal and like to shop at the 99ยข Store & swap meets. Even so, much to your own annoyance, you have just never done *well* with money when you've had it or ever done much grown up "long-term life planning"... but now you're about to come into a one-time windfall (possibly a six to seven figure sum in all). Oh Lordy. Time to grow up.
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posted by anonymous
on Sep 14, 2008 -
23 answers
Will opening a Solo 401(k) before year's end reduce my modified adjusted gross income (MAGI)? I'm a 28-year-old freelance worker with a sole proprietorship, and I'd like to be able to fully fund my Roth IRA for 2008
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posted by anonymous
on Jun 26, 2008 -
1 answer
I want to close out my 401k (and pay the necessary taxes) so I can pay off some debt. My 401k says I'm not allowed. Why not? Can I change anyone's mind?
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posted by anonymous
on Jun 9, 2008 -
14 answers
Should I cancel my life insurance policy and use it to pay off most or all of my consumer debt?
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posted by anonymous
on Feb 29, 2008 -
8 answers
Looking for good articles, links, etc. that discuss (rationally, not all panicky-like) strategies for managing one's 401(k) in light of recent shifts in the market and (perhaps more importantly) the declining dollar. So far, everything I've found seems geared toward investors managing their stock portfolios rather than workers managing their retirement accounts.
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posted by anonymous
on Oct 1, 2007 -
7 answers
A tax question. Our family has experienced a drop in income and an emergency (not medical). I have a 40 thousand dollar 401K retirement fund and want to get 16K out of it. Our family makes 91K gross with two dependents. What will be the tax hit on the 15 k from the retirement fund (so we won't be surprised at tax time).
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posted by anonymous
on Jul 21, 2007 -
6 answers
