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23 posts tagged with retirement and investment. (View popular tags)
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Australian almost/quasi/kinda self-managed super fund?

I'm a freelancer. I don't yet have enough in my super to make it worthwhile converting to a self managed super fund due to the management costs. Or so I believe. But I figure I have the time to weather some major market wobbles, so I would like my super to be a more aggressive. Is there anyone offering some kind of buffet style super, and with reasonable management fees? The more fine-grained/wider choice the better, though I don't think I need to be picking particular stocks. And if not, I'd be interested in anyone's favourite high growth super funds, or insights into the cost of SMSFs.
posted by hifimofo on Apr 6, 2014 - 2 answers

Help me start saving for retirement (U.S.)

I would like to finally start saving for retirement! I'm thinking a Roth IRA is the way to go (unless you think otherwise and can tell me why), but I am a little confused/overwhelmed with how to proceed. A few snowflakes inside. [more inside]
posted by likeatoaster on Feb 20, 2014 - 14 answers

Should I dump money into my retirement index fund if the market craters?

I have a bunch of money I've been wanting to dump into a low-fee index fund all year. (It's my retirement account.) I've been holding off because of the whole budget/debt ceiling business that's been going on all year. It looks like events will be coming to a head this week. If the market totally craters, would that be a good time to buy? [more inside]
posted by evil otto on Oct 13, 2013 - 16 answers

Retiring Early and Yes I am Lazy!

I am 28, have a $60,000 a year job in Accounting and expect to be making close to $100,000 in seven years (after that, raises more uncertain). I want to retire some time in my early to mid 40s. I have a wife who is 34 and works as a retail manager (making about $40,000 a year). I am planning on living off of 20% of our after tax income (excluding mortgage payments). We currently do not have a mortgage but are planning on a house soon. We would like to travel at will and have the (option) of not working ever again. We also do not mind retiring in a cheaper location (Costa Rica, etc) to save on costs. What investment vehicles should I be considering given that I am retiring early? What kind of jobs that are part time could a retiree easily perform? How much money should be going in employee 401k type programs vs. individual investment options and IRA contributions. [more inside]
posted by locussst on May 4, 2013 - 12 answers

Any advantage to IRA if I can't deduct contributions?

I'm taking a new job with a very small company that doesn't offer a 401k. My spouse's job does offer a 401k. Based on what I see on this page, with our income, we would not be able to deduct any contributions I make to an IRA, and we're not eligible for a Roth IRA. So what is my best retirement investment strategy? [more inside]
posted by primethyme on Apr 25, 2013 - 10 answers

Australian with US investments

What sort of things should an Australian living in Australia know about owning an investment (e.g., an index fund) in the USA? The investment would be part of a retirement fund that has a low (15%) tax rate in Australia.
posted by Joe in Australia on Apr 23, 2012 - 2 answers

Oh god. Another RRSP post.

Canadian RRSP filter: Does the Home Buyers Plan actually make sense? Can you crunch the numbers on my behalf? [more inside]
posted by Mrs. Rattery on Jan 24, 2012 - 12 answers

How to best buy bonds for a retirement portfolio?

How do I pick bonds for the bonds portion of a retirement portfolio? [more inside]
posted by pwnguin on Oct 6, 2011 - 10 answers

Where to start investing at 45?

My boss is a 45 year old director who has never bothered to invest or start a portfolio. Where should I have him get started? [more inside]
posted by JJkiss on Aug 8, 2011 - 11 answers

Retirement Plan Due Diligence?

I'm going to be a part of a due diligence team speaking to the Manhattan financial services firm that manages the retirement plan for a mid-sized company. What should I know before going in? What should I listen for? What should I ask? [more inside]
posted by anotherpanacea on Dec 13, 2010 - 10 answers

Investing Outside of a Tax-Sheltered Account

Is it worth it for a student who makes less than $10,000/year to invest outside of a tax-sheltered account? [more inside]
posted by mahoganyslide on Nov 25, 2009 - 7 answers

Hot new three-way, with load

Choice of retirement plans: TIAA-CREF, Vanguard, Fidelity? Mattress? [more inside]
posted by Clyde Mnestra on Sep 7, 2009 - 7 answers

What's my best bet in moving a Rollover IRA to another bank/brokerage firm with my negative net worth?

I need to know what my options are for moving this thing, given that I have a negative net worth. Can I roll it into another brokerage-style Rollover IRA at a brokerage firm, not a bank, and avoid the money laundering law stuff? Or am I relegated to Bank IRAs until I'm out of school debt? Do I suck it up and take the $75/month hit until I can start depositing money again (I don't know when that will be), and hope that the investments make up the difference in the long run? I haven't lost as much as most in my portfolio, and I know I have time to make up the losses, the monthly fee just seems like an unnecessary loss I should be able to avoid. [more inside]
posted by blue andrea on Apr 20, 2009 - 5 answers

How should I invest for retirement?

I am trying to figure out how to invest money for retirement and otherwise. I am in my late 20s, earn $55,000 annually, have no debt, and about $90,000 in savings. I am currently putting 5% of my salary into a 403(b) which is the maximum amount my employer will match. [more inside]
posted by anonymous on Dec 2, 2008 - 11 answers

Get Rich or Die Tryin'

Financial advice-filter. I'm a college student with no debt and negligible living expenses. Where should I be putting my income? [more inside]
posted by anonymous on Oct 27, 2008 - 8 answers

VTIVX FOF FTW?

What, if anything, is a "Target Retirement" fund like VTIVX missing? [more inside]
posted by selfnoise on Jun 30, 2008 - 4 answers

Should I cancel my life insurance policy and use it to pay off my consumer debt?

Should I cancel my life insurance policy and use it to pay off most or all of my consumer debt? [more inside]
posted by anonymous on Feb 29, 2008 - 8 answers

Is real estate REALLY a bad idea? If so, then what?

With the housing market slowing, where are people "in the know" putting their money so that it generates income or equity for them? How did they find out? [more inside]
posted by salvia on Jan 5, 2007 - 19 answers

Which IRA/broker/funds to get when facing retirement in 20 years?

A friend in her mid-40s is, for various reasons, only now getting a belated start on planning for retirement. Help me point her in the right direction! [more inside]
posted by fizzyliftingdrink on Nov 3, 2006 - 13 answers

how do I find a great financial advisor?

my new employer is offering a 401k package via fidelity investments that is, dare I say it, overwhelming to me. I am especially bothered by the fact that the only advise available on said fidelity investment choices is via the nice folks from fidelity investment. so I looked for financial advisors - but how to judge them? [more inside]
posted by krautland on Aug 28, 2006 - 19 answers

It was all going so well...

I'm confused - I want to plan for my retirement and have got as far as applications for a 401k and a Roth IRA; but then it all goes hideously wrong.... [more inside]
posted by forallmankind on Aug 13, 2006 - 19 answers

Will I be penniless when I'm 80?

How can I start saving for retirement when my career will likely take me from the USA to New Zealand? I wish to benefit from the tax-free nature of a saving scheme like the 401k plans, but I do not expect to spend all that much of my career (or lifetime) in the USA. Is there any way to move 401k savings to a similar scheme in New Zealand without losing it all to the tax penalties for early withdrawal? Are there any cunning alternatives? [more inside]
posted by -harlequin- on Jan 4, 2006 - 11 answers

Investing $100K

If you had US$100,000 drop into your lap (I wish), and you were employed and debt-free, how would you put it to work to make a bigger nest egg or retirement fund? How would your strategy differ if you had high or low aversion to risk? [more inside]
posted by stavrosthewonderchicken on Nov 23, 2004 - 27 answers

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