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24 posts tagged with retirement and investing. (View popular tags)
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What do I need to know about retirement planning, if I know nothing?

I'm late to start investing for retirement (early 30s) and don't know where to begin, other than a vague sense I should invest in mutual funds and maybe bonds and eventually real estate. What do I need to know before putting my money somewhere? [more inside]
posted by three_red_balloons on Jul 8, 2014 - 13 answers

Quick! I need help opening my first 401k and I can pick my own funds!

The small company I work for doesn’t offer a plan for 401k. Basically you go open a 401k plan wherever you like and fund it with whatever you like. [more inside]
posted by Driven on Jul 1, 2014 - 8 answers

Please help me organize my investments and finances! (401k Rollover!)

Need help deciding what to do with my investment finances, including rolling over my prior Co. 401k rollover. I hold 2 401ks, 1 Roth IRA and I'm planning maybe on an index Fund. Details inside! [more inside]
posted by PetiePal on Mar 18, 2014 - 8 answers

Should I dump money into my retirement index fund if the market craters?

I have a bunch of money I've been wanting to dump into a low-fee index fund all year. (It's my retirement account.) I've been holding off because of the whole budget/debt ceiling business that's been going on all year. It looks like events will be coming to a head this week. If the market totally craters, would that be a good time to buy? [more inside]
posted by evil otto on Oct 13, 2013 - 16 answers

403(b), TIAA-CREF v. Fidelity, WTF?

I'm finally out of school and in the working world, and now in the midst of trying to orient myself I'm trying to figure out if/how I should sock money away in a tax-deferred account with either TIAA-CREF or Fidelity. Should/can I try to figure this out myself, or should I find myself an advisor? [more inside]
posted by sciencemandan on Jun 17, 2013 - 11 answers

Is the stock market's real long-term return just 2 percent?

I was looking around for information on long-term investment planning and I ran across this page, which says that after adjusting for inflation, long-term stock market returns are only 1.9% before taxes. The whole site seems to advocate this sort of really creepy gold fetishism that's been popping up lately, so my natural reaction is to dismiss it. But I still have doubts, and this plays into my anxieties about whether retirement savings is worthwhile at all. Help me debunk this? (Existential crisis inside.) [more inside]
posted by aw_yiss on May 12, 2013 - 28 answers

Financial Planner or Advisor in San Francisco

Do I need a (fee-based) financial planner, advisor, or tax accountant? Recommendations for one in San Francisco? I'm almost 30, almost debt-free, and feeling out of my depth as I try to figure out what to do about non-retirement savings. [more inside]
posted by polexa on Apr 16, 2013 - 5 answers

What did Clark Howard say about lifecycle funds?

Clark Howard fans--If you watched last week's show, what was his advice on diversification with lifecycle mutual funds? [more inside]
posted by parkerjackson on Oct 3, 2011 - 2 answers

Looking for Roth IRA recommendations.

I'm looking for recommendations on where to open a new Roth IRA. Looking for something with low fees and index funds. I could put in a chunk of cash if need be, but it would be great to find one with no minimum if I commit to a certain amount per month. Who have you all been happy with when it comes to customer service and ease-of-use?
posted by emily37 on Jul 5, 2011 - 14 answers

Student Loans vs. Investing/Saving with a Twist

The paying back student loan vs. investing/saving question - but with a bit of a twist [more inside]
posted by 1901gunner on Nov 22, 2009 - 10 answers

Is a 457 a better way to save for retirement than a 403(b)?

Is a 457 plan a better way to save for retirement than a 403(b) plan? [more inside]
posted by grouse on Mar 9, 2009 - 3 answers

Should my recession dollars go into my 401k, or my wallet?

Where is my money doing me, and the world, the most good right now: going into a 401(k), or going into my wallet and getting spent? [more inside]
posted by logovisual on Feb 17, 2009 - 15 answers

Does one reduce risk by investing in mutual funds held by different groups?

Does one reduce risk by investing in mutual funds held by different groups? If I invest in an S&P 500 index fund with both Fidelity and Vanguard is that better than just going with Vanguard? Or is the SIPC protection such that I need not worry about such things? [more inside]
posted by grouse on Feb 9, 2009 - 7 answers

30-year investment portfolio which has to start before the end of the year and wants to be left alone afterwards?

If you had a very strong incentive to invest money before the end of the year with a 30-year outlook, and a further strong incentive to not adjust your investment strategy over that timeframe unless absolutely necessary, what kind of portfolio would you assemble? [more inside]
posted by anonymous on Dec 5, 2008 - 15 answers

Is cash value life insurance a good investment?

Is cash value life insurance a good investment? [more inside]
posted by no_moniker on Aug 11, 2008 - 13 answers

VTIVX FOF FTW?

What, if anything, is a "Target Retirement" fund like VTIVX missing? [more inside]
posted by selfnoise on Jun 30, 2008 - 4 answers

Please help me decide between Fidelity and Vanguard.

Questions about opening a Roth IRA -- particularly, does it matter where I open it? If so, Fidelity vs. Vanguard? [more inside]
posted by salvia on Apr 6, 2008 - 13 answers

Recommendations for a financial advisor/accountant for a young couple?

Recommendations for a financial advisor/accountant for a young couple in NYC? [more inside]
posted by scazza on Jan 30, 2008 - 2 answers

How to Diversify Retirement Account

I'm planning to diversify my retirement account in the next 5-7 years. I need some advice on the best way to do this. [more inside]
posted by ThePinkSuperhero on Jan 15, 2007 - 9 answers

Analyzing mutual fund performance

How do I best analyze the performance of my mutual funds? [more inside]
posted by contessa on Sep 25, 2006 - 13 answers

Help me choose an index fund.

Help me choose an index fund and a financial institution. [more inside]
posted by Pontius Pilate on Sep 4, 2006 - 18 answers

Will I be penniless when I'm 80?

How can I start saving for retirement when my career will likely take me from the USA to New Zealand? I wish to benefit from the tax-free nature of a saving scheme like the 401k plans, but I do not expect to spend all that much of my career (or lifetime) in the USA. Is there any way to move 401k savings to a similar scheme in New Zealand without losing it all to the tax penalties for early withdrawal? Are there any cunning alternatives? [more inside]
posted by -harlequin- on Jan 4, 2006 - 11 answers

Investing $100K

If you had US$100,000 drop into your lap (I wish), and you were employed and debt-free, how would you put it to work to make a bigger nest egg or retirement fund? How would your strategy differ if you had high or low aversion to risk? [more inside]
posted by stavrosthewonderchicken on Nov 23, 2004 - 27 answers

401K Investments

InvestmentFilter: So I'm permanent now at work, and have to pick a 401k option. I don't think i'll be there for many years, and cashed out the last time I had one. (But then again, i'm older now, and 70 is only 31 years away).What do you guys suggest for a 1-3 year timeframe, 401k-wise, given the fluctuating market? (If I need to, I have absolutely no qualms about cashing out again, and have never had much faith in the market at all, in general.) [more inside]
posted by amberglow on Jan 29, 2004 - 23 answers

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