29 posts tagged with retirement and investing.
Displaying 1 through 29 of 29. Subscribe:

Income investing

I'd like to get a handle on investing for long-term, stable income. [more inside]
posted by Nonce on Jul 26, 2016 - 5 answers

Not maxing out 401k in favor of saving for a house?

All the financial advice I see recommends maxing out tax-advantaged retirement accounts, which is what we've started to do. However, we don't know if we'll retire in the US. Should we redirect some of those funds to short-term savings? Snowflakes below. [more inside]
posted by redlines on May 23, 2016 - 13 answers

I'm wondering what to do with $100,000 in cash.

I'll be getting a nice chunk of change fromt the passing of a family member. I'm looking for a little financial advice on what I should do with it. [more inside]
posted by Jackie_Treehorn on Apr 19, 2016 - 14 answers

Got some cash, pay down house or invest it?

After some moderate success I'm about to take some money out of my business. After catching up on my own personal retirement savings I have enough leftover to do a few things with. My leading two candidates are, first, I can either pay down our house, taking it from a 30 year fixed @ 3.75% (2 years in) to a 15 year fixed at about 3.25%. Option two is to invest the money in either Real Estate or Equities or both. Looking for some armchair financial planning to see if I'm missing something. [more inside]
posted by anonymous on Feb 6, 2016 - 13 answers

401K(ickass)

My employer is selecting a new financial adviser to run our 401K and I get to serve on the interview committee. My primary objective is to make sure that whoever we select offers a good variety of index funds to choose from (our current 401K offers none and I've been nudging HR about this for a while). But I'm wondering if there are other questions I should be asking too. Each firm being considered already is answering questions about fees, reporting, general investment advice. Any thoughts?
posted by brookeb on Mar 30, 2015 - 7 answers

What do I need to know about retirement planning, if I know nothing?

I'm late to start investing for retirement (early 30s) and don't know where to begin, other than a vague sense I should invest in mutual funds and maybe bonds and eventually real estate. What do I need to know before putting my money somewhere? [more inside]
posted by three_red_balloons on Jul 8, 2014 - 13 answers

Quick! I need help opening my first 401k and I can pick my own funds!

The small company I work for doesn’t offer a plan for 401k. Basically you go open a 401k plan wherever you like and fund it with whatever you like. [more inside]
posted by Driven on Jul 1, 2014 - 8 answers

Please help me organize my investments and finances! (401k Rollover!)

Need help deciding what to do with my investment finances, including rolling over my prior Co. 401k rollover. I hold 2 401ks, 1 Roth IRA and I'm planning maybe on an index Fund. Details inside! [more inside]
posted by PetiePal on Mar 18, 2014 - 8 answers

Should I dump money into my retirement index fund if the market craters?

I have a bunch of money I've been wanting to dump into a low-fee index fund all year. (It's my retirement account.) I've been holding off because of the whole budget/debt ceiling business that's been going on all year. It looks like events will be coming to a head this week. If the market totally craters, would that be a good time to buy? [more inside]
posted by evil otto on Oct 13, 2013 - 16 answers

403(b), TIAA-CREF v. Fidelity, WTF?

I'm finally out of school and in the working world, and now in the midst of trying to orient myself I'm trying to figure out if/how I should sock money away in a tax-deferred account with either TIAA-CREF or Fidelity. Should/can I try to figure this out myself, or should I find myself an advisor? [more inside]
posted by sciencemandan on Jun 17, 2013 - 11 answers

Is the stock market's real long-term return just 2 percent?

I was looking around for information on long-term investment planning and I ran across this page, which says that after adjusting for inflation, long-term stock market returns are only 1.9% before taxes. The whole site seems to advocate this sort of really creepy gold fetishism that's been popping up lately, so my natural reaction is to dismiss it. But I still have doubts, and this plays into my anxieties about whether retirement savings is worthwhile at all. Help me debunk this? (Existential crisis inside.) [more inside]
posted by aw_yiss on May 12, 2013 - 28 answers

Financial Planner or Advisor in San Francisco

Do I need a (fee-based) financial planner, advisor, or tax accountant? Recommendations for one in San Francisco? I'm almost 30, almost debt-free, and feeling out of my depth as I try to figure out what to do about non-retirement savings. [more inside]
posted by polexa on Apr 16, 2013 - 5 answers

What did Clark Howard say about lifecycle funds?

Clark Howard fans--If you watched last week's show, what was his advice on diversification with lifecycle mutual funds? [more inside]
posted by parkerjackson on Oct 3, 2011 - 2 answers

Looking for Roth IRA recommendations.

I'm looking for recommendations on where to open a new Roth IRA. Looking for something with low fees and index funds. I could put in a chunk of cash if need be, but it would be great to find one with no minimum if I commit to a certain amount per month. Who have you all been happy with when it comes to customer service and ease-of-use?
posted by emily37 on Jul 5, 2011 - 14 answers

Student Loans vs. Investing/Saving with a Twist

The paying back student loan vs. investing/saving question - but with a bit of a twist [more inside]
posted by 1901gunner on Nov 22, 2009 - 10 answers

Is a 457 a better way to save for retirement than a 403(b)?

Is a 457 plan a better way to save for retirement than a 403(b) plan? [more inside]
posted by grouse on Mar 9, 2009 - 3 answers

Should my recession dollars go into my 401k, or my wallet?

Where is my money doing me, and the world, the most good right now: going into a 401(k), or going into my wallet and getting spent? [more inside]
posted by logovisual on Feb 17, 2009 - 15 answers

Does one reduce risk by investing in mutual funds held by different groups?

Does one reduce risk by investing in mutual funds held by different groups? If I invest in an S&P 500 index fund with both Fidelity and Vanguard is that better than just going with Vanguard? Or is the SIPC protection such that I need not worry about such things? [more inside]
posted by grouse on Feb 9, 2009 - 7 answers

30-year investment portfolio which has to start before the end of the year and wants to be left alone afterwards?

If you had a very strong incentive to invest money before the end of the year with a 30-year outlook, and a further strong incentive to not adjust your investment strategy over that timeframe unless absolutely necessary, what kind of portfolio would you assemble? [more inside]
posted by anonymous on Dec 5, 2008 - 15 answers

Is cash value life insurance a good investment?

Is cash value life insurance a good investment? [more inside]
posted by no_moniker on Aug 11, 2008 - 13 answers

VTIVX FOF FTW?

What, if anything, is a "Target Retirement" fund like VTIVX missing? [more inside]
posted by selfnoise on Jun 30, 2008 - 4 answers

Please help me decide between Fidelity and Vanguard.

Questions about opening a Roth IRA -- particularly, does it matter where I open it? If so, Fidelity vs. Vanguard? [more inside]
posted by salvia on Apr 6, 2008 - 13 answers

Recommendations for a financial advisor/accountant for a young couple?

Recommendations for a financial advisor/accountant for a young couple in NYC? [more inside]
posted by scazza on Jan 30, 2008 - 2 answers

How to Diversify Retirement Account

I'm planning to diversify my retirement account in the next 5-7 years. I need some advice on the best way to do this. [more inside]
posted by ThePinkSuperhero on Jan 15, 2007 - 9 answers

Analyzing mutual fund performance

How do I best analyze the performance of my mutual funds? [more inside]
posted by contessa on Sep 25, 2006 - 13 answers

Help me choose an index fund.

Help me choose an index fund and a financial institution. [more inside]
posted by Pontius Pilate on Sep 4, 2006 - 18 answers

Will I be penniless when I'm 80?

How can I start saving for retirement when my career will likely take me from the USA to New Zealand? I wish to benefit from the tax-free nature of a saving scheme like the 401k plans, but I do not expect to spend all that much of my career (or lifetime) in the USA. Is there any way to move 401k savings to a similar scheme in New Zealand without losing it all to the tax penalties for early withdrawal? Are there any cunning alternatives? [more inside]
posted by -harlequin- on Jan 4, 2006 - 11 answers

Investing $100K

If you had US$100,000 drop into your lap (I wish), and you were employed and debt-free, how would you put it to work to make a bigger nest egg or retirement fund? How would your strategy differ if you had high or low aversion to risk? [more inside]
posted by stavrosthewonderchicken on Nov 23, 2004 - 27 answers

401K Investments

InvestmentFilter: So I'm permanent now at work, and have to pick a 401k option. I don't think i'll be there for many years, and cashed out the last time I had one. (But then again, i'm older now, and 70 is only 31 years away).What do you guys suggest for a 1-3 year timeframe, 401k-wise, given the fluctuating market? (If I need to, I have absolutely no qualms about cashing out again, and have never had much faith in the market at all, in general.) [more inside]
posted by amberglow on Jan 29, 2004 - 23 answers

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