I want to close out my 401k (and pay the necessary taxes) so I can pay off some debt. My 401k says I'm not allowed. Why not? Can I change anyone's mind? [more inside]
posted on Jun 9, 2008 - 13 answers
PersonalFinanceFilter: 25 year old looking to start making payments into something pensionesque, but with an international bent. Any suggestions? [more inside]
posted on May 15, 2008 - 6 answers 
So, we're in a recession. At what point should we pull our investments out of the stock market? [more inside]
posted on Apr 25, 2008 - 30 answers
Can I contribute to my Roth-IRA from my savings account if I don't earn an income? [more inside]
posted on Mar 19, 2008 - 7 answers
Should I use a hardship withdrawal for my 401K to pay down/off my credit card revolving credit debt? The total debt is over $200K.
I am 57. I do not anticipate retirement for another 10 years or so. I have approx $100k in the 401K that I can access.
I know that there are IRS penalties for such a withdrawal but my thought was it is better to pay off the debt now and build the 401k back up.
So, should I withdraw or not?
posted on Dec 3, 2007 - 22 answers
How to tell inlaws to buck up and be frugal? [more inside]
posted on Nov 6, 2007 - 41 answers
Looking for good articles, links, etc. that discuss (rationally, not all panicky-like) strategies for managing one's 401(k) in light of recent shifts in the market and (perhaps more importantly) the declining dollar. So far, everything I've found seems geared toward investors managing their stock portfolios rather than workers managing their retirement accounts. [more inside]
posted on Oct 1, 2007 - 7 answers
Should we save for down payment or pay off our student loans? and what about retirement? [more inside]
posted on Jun 11, 2007 - 20 answers
When must an employer deposit their matching funds in a 401(k) account?
I understand that employee contributions must be deposited "as soon as possible", but what about the employer's matching?
posted on Jan 18, 2007 - 7 answers
How do I best analyze the performance of my mutual funds? [more inside]
posted on Sep 25, 2006 - 13 answers
Can I invest my retirement money in my own mortgage? [more inside]
posted on Sep 25, 2006 - 2 answers
my new employer is offering a 401k package via fidelity investments that is, dare I say it, overwhelming to me. I am especially bothered by the fact that the only advise available on said fidelity investment choices is via the nice folks from fidelity investment. so I looked for financial advisors - but how to judge them? [more inside]
posted on Aug 28, 2006 - 19 answers
Any experience with American Funds? Could use some opinions about financial planners, too. [more inside]
posted on Jul 25, 2006 - 16 answers
I am presently working with a financial advisor to select mutual funds for my retirement plan. He has explained the differences between Class A, B, and C funds to me, and also suggested that Class A is probably the best option. Is he correct? [more inside]
posted on Dec 30, 2004 - 14 answers
