Will opening a Solo 401(k) before year's end reduce my modified adjusted gross income (MAGI)? I'm a 28-year-old freelance worker with a sole proprietorship, and I'd like to be able to fully fund my Roth IRA for 2008 [more inside]
posted on Jun 26, 2008 - 1 answers
I want to close out my 401k (and pay the necessary taxes) so I can pay off some debt. My 401k says I'm not allowed. Why not? Can I change anyone's mind? [more inside]
posted on Jun 9, 2008 - 13 answers
Aged 65, still working, have 401K, worried about it, can I move the funds to a self directed IRA money market fund?
posted on Apr 28, 2008 - 5 answers
Is it a good idea to take out a 401k loan to pay off unsecured credit card debt, and how do these loans work?
posted on Apr 1, 2008 - 22 answers
The new job I'm at offers a crappy 401K program--no matching at all!! Should I enroll in it or just keep my money and put it into an IRA when I have the minimum? [more inside]
posted on Nov 6, 2007 - 23 answers
A tax question. Our family has experienced a drop in income and an emergency (not medical). I have a 40 thousand dollar 401K retirement fund and want to get 16K out of it. Our family makes 91K gross with two dependents. What will be the tax hit on the 15 k from the retirement fund (so we won't be surprised at tax time). [more inside]
posted on Jul 21, 2007 - 6 answers
I'm an employee at a small business. I need retirement fund ideas beyond the Roth IRA? [more inside]
posted on Mar 1, 2007 - 9 answers
I have a 401(k) from a previous employer. What should I roll it into? [more inside]
posted on Feb 27, 2007 - 9 answers 
When must an employer deposit their matching funds in a 401(k) account?
I understand that employee contributions must be deposited "as soon as possible", but what about the employer's matching?
posted on Jan 18, 2007 - 7 answers
my new employer is offering a 401k package via fidelity investments that is, dare I say it, overwhelming to me. I am especially bothered by the fact that the only advise available on said fidelity investment choices is via the nice folks from fidelity investment. so I looked for financial advisors - but how to judge them? [more inside]
posted on Aug 28, 2006 - 19 answers
I'm confused - I want to plan for my retirement and have got as far as applications for a 401k and a Roth IRA; but then it all goes hideously wrong.... [more inside]
posted on Aug 13, 2006 - 19 answers
How can I start saving for retirement when my career will likely take me from the USA to New Zealand? I wish to benefit from the tax-free nature of a saving scheme like the 401k plans, but I do not expect to spend all that much of my career (or lifetime) in the USA. Is there any way to move 401k savings to a similar scheme in New Zealand without losing it all to the tax penalties for early withdrawal? Are there any cunning alternatives? [more inside]
posted on Jan 4, 2006 - 11 answers
InvestmentFilter: So I'm permanent now at work, and have to pick a 401k option. I don't think i'll be there for many years, and cashed out the last time I had one. (But then again, i'm older now, and 70 is only 31 years away).What do you guys suggest for a 1-3 year timeframe, 401k-wise, given the fluctuating market? (If I need to, I have absolutely no qualms about cashing out again, and have never had much faith in the market at all, in general.)
posted on Jan 29, 2004 - 24 answers
