24 posts tagged with repayment.
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Student loan income % payoff

(USA) I heard something about student loan payoffs based on a % of your income,and after 12 (?) years anything left is forgiven. Is this real and how would one get this? [more inside]
posted by Jacen on Feb 15, 2014 - 5 answers

Should I buy a house or pay off my student loans?

Am I crazy for thinking about buying a house on a teacher's salary with 30k of student loan debt? [more inside]
posted by kro on May 3, 2013 - 36 answers

My $1500 albatross.

My credit cards have been sitting at close to 100% utilization for...a long time. Should I pay them off right now? Also, how will this change my life, credit-wise? [more inside]
posted by anonymous on Mar 27, 2013 - 29 answers

Help me repay a parking garage manager

Is there anything I can get for a security guard who did me a favor when I messed up and might have lost my job due to negligence? [more inside]
posted by kellybird on Dec 12, 2012 - 27 answers

I Want my Clear Conscience Back

I owe a person money and want to pay her back. How should I go about it? [more inside]
posted by Fairchild on Jul 13, 2012 - 15 answers

dear past prefpara: you should have applied for financial aid

I owe lots of money because I went to law school. I have a great job, so paying my loans back should not be the end of the world. If I can figure out how to do it. Can you help me figure out how to do it? [more inside]
posted by prefpara on Sep 1, 2011 - 14 answers

Creit card repayment question

Credit card repayment question.... I'm helping a friend put together a credit card repayment plan/strategy and i want to double check that my common sense is right. Assuming 3 cards with similar balances and different APRs, (and we'll assume that those won't change significantly though I know they might), and a fixed amount available to pay each month. I think it makes sense to pay as much as possible to the card with the highest APR until it it's fully re-payed before moving on to the next highest APR, all the while paying the minimum payments on the other cards to avoid fees.... [more inside]
posted by garethspor on May 13, 2011 - 17 answers

Lesson Learned: check your credit report often

Last year I went on a hardship repayment plan with my Bank of America visa. No problem...until I see my credit report!!! They are now saying I should have known better, and there is nothing they can do. Do I have legal recourse to force them to revise my credit rating? [more inside]
posted by archivist on May 5, 2011 - 13 answers

Old paycheck found, now what?

What should I do about an old paycheck of mine I just found? [more inside]
posted by anonymous on Apr 26, 2011 - 18 answers

Help me repay my debt from abroad

Help me repay my debts from abroad: My considerable student loans are in CDN, but I am earning in EUR - can/should I move my debt? [more inside]
posted by molecicco on May 12, 2010 - 8 answers

What is a Fair Interest Rate for Money Loved Ones Lent You With No Interest Rate Specified?

Despite the lender explicitly loaning me something interest-free and with no firm repayment date, I would like to offer a fair interest rate when I am able to repay them in the future. I'd like your help in figuring out what that rate would be, and your confirmation that I am applying the concept of compound interest correctly. [more inside]
posted by anonymous on Feb 25, 2010 - 14 answers

Repaying a huge set of favors from a friend?

A motorcycle mechanic friend of mine has done me a number of huge favors leading up to a recent road trip. I owe him bigtime. How to repay him? [more inside]
posted by mollymayhem on Feb 8, 2010 - 11 answers

Losing Truck Without Losing My Shirt

Have: 2007 Toyota Tacoma pickup, $7000 in payments to go, good credit, and practically nothing in the bank. Need: $4000 in cash, something to drive, and good credit to remain intact. What's my best course of action? [more inside]
posted by anonymous on Jan 4, 2010 - 12 answers

Exchange rate for repaying debts?

FinanciallyCluelessFilter: If I borrowed money from a friend in British pounds (when I was in the UK) and am now repaying him in Australian dollars, should I be repaying him at the current exchange rate, or the historical exchange rate at the time of the loan? [more inside]
posted by Weng on Dec 21, 2009 - 19 answers

Time to pay the piper, but I'm still paying a DIFFERENT piper.

I'm a graduate student who has been in school continuously in Canada for 10 years now. Now the student loan people want to make me pay. What can I do? [more inside]
posted by anonymous on Nov 25, 2009 - 6 answers

Credit card charge off: pay in full or accept settlement?

Credit card charge off: pay in full or accept settlement offer? [more inside]
posted by Nickel on Aug 3, 2009 - 5 answers

I'm sorry, you are denied!

Will my credit ever recover? I was trying to do better.. got a job, paid on time.. But I got rejected for a credit line increase today. Mind you, my current limit is already only $300! [more inside]
posted by anonymous on Jul 13, 2009 - 10 answers

give me my money back?

I paid first, last, and 1/2 month finder's fee when my roommate/best friend and I moved in a year and a half ago. Should I get her to pay up (explanation below) and if so, how do I get her to pay up? [more inside]
posted by mandapanda on Mar 12, 2009 - 16 answers

Please help me better understand repaying my student loans.

In 1997, I started making student loan payments, five months after graduating from graduate school. Shortly there after, in a sudden moment of sheer, blinding stupidity, I consolidated my loans, reducing my monthly payment and doubling the term of my loan. I do not want to make payments for 10 more years, however, I cannot figure out how to calculate the money I would save py doubling my payments this November. [more inside]
posted by 4ster on Jul 6, 2008 - 14 answers

How to model an unusual mortgage repayment strategy in Excel?

How can I model an unusual mortgage repayment strategy in, say, Excel? [more inside]
posted by obiwanwasabi on Feb 14, 2008 - 6 answers

Moving somewhere affordable!

Can I sell my place if I'm on a repayment plan for its mortgage? [more inside]
posted by hamster on Feb 14, 2008 - 2 answers

Done Gone To Debt Hell

Does consolidating your credit card debt wreck your credit history or kill your credit score (FICO)? [more inside]
posted by miltoncat on Feb 22, 2007 - 25 answers

Is the car dealer talking out of his hat?

So I finally bought my first car (not counting the 20 year old brown volvo I part owned for 3 months in Canada). During the 'chat' with the finance person at the dealership he was adamant about two things that puzzled me [more inside]
posted by Rc on Oct 2, 2006 - 14 answers

Can I sell a body part?

I can't afford to repay my student loans, entirely my fault, what should I do? [more inside]
posted by anonpeon on Aug 24, 2006 - 28 answers

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