I'm a relentless optimizer and usually do tons of research before making decisions, but I am shuddering at the thought of wading through endless legal and sales verbiage on insurance sites, or even worse, of enduring verbal sales pitches from agents/brokers. Please help me short-cut through the tedium of getting this done. A few extra details inside. [more inside]
The other night there was a fire in my friend's building in New York City; the fire was on the 10th floor, he lives on the 21st. He wasn't present while the fire happened, but there was smoke damage to his apartment, particularly to his clothes. My friend doesn't have renter's insurance. [more inside]
I moved out of my apartment, but am still on the lease, which extends for several months. I have "transferred" my renter's insurance policy to cover property and occurrences at my new apartment. This leaves me uncovered at the old place. Does this matter? [more inside]
Renter's insurance in DC: How do I do this? [more inside]
I returned home from a week-long vacation to discover a hole in the ceiling of my apartment and water dripping onto my futon. Should I ask my landlord to pay to replace my damaged furniture? Or, since I don’t have renter’s insurance, am I just out of luck? [more inside]
My SO and I (unmarried) are combining two apartments into one. We both currently have renters insurance of our own, each from our own car insurance company (not the same company). We are not interested in combining our car insurance under one account. Should we get renters insurance for both of us from one of our car insurance companies, or should we each retain our separate renters insurance that covers "my own stuff"?
PhillyFilter: Moving to a new apartment in a slightly questionable neighborhood. What do I need to know about, and how much would I expect to pay for renter's insurance? [more inside]