My friend rents a house. The house burned last week. My friend has renter's insurance (probably not enough) and the landlord has homeowner's insurance (only $30k - definitely not enough). The fire inspector just announced that my friend's electric mattress pad shorted and caused the fire. Is the landlord's insurance company going to come after my friend? [more inside]
posted by workerant on Jan 21, 2009 - 2 answers

I returned home from a week-long vacation to discover a hole in the ceiling of my apartment and water dripping onto my futon. Should I ask my landlord to pay to replace my damaged furniture? Or, since I don’t have renter’s insurance, am I just out of luck? [more inside]
posted by Metroid Baby on Jan 2, 2009 - 12 answers

My SO and I (unmarried) are combining two apartments into one. We both currently have renters insurance of our own, each from our own car insurance company (not the same company). We are not interested in combining our car insurance under one account. Should we get renters insurance for both of us from one of our car insurance companies, or should we each retain our separate renters insurance that covers "my own stuff"?
posted by matildaben on Nov 6, 2008 - 7 answers

Recommendations for renter's insurance carriers? We're in the NYC area and will be shopping around. Quotes are easy enough to get, but we'd feel better going into the fray with info on customer experiences, as well. [more inside]
posted by greenland on Aug 11, 2008 - 4 answers

PhillyFilter: Moving to a new apartment in a slightly questionable neighborhood. What do I need to know about, and how much would I expect to pay for renter's insurance? [more inside]
posted by SansPoint on Apr 25, 2007 - 16 answers