Personal Fiscal Responsibility. Help me turn over a new leaf (and keep it turned over). Looking for a new bank and some advise. [more inside]
posted by silkygreenbelly on Apr 30, 2009 - 14 answers

How should I repair my bad credit? I'm 26, my income ($53k) exceeds my expenses and I have only $1.5k debt, but I was awful about paying bills on time until the last year or so. Now I'm finding it difficult to secure a car loan. I haven't even gotten a credit report because I'm afraid to look at it. I will probably end up talking to a credit counselor, but I thought I'd ask for advice before I do. College kids, don't wait until the utility bill is yellow to pay it. Trust me.
posted by anonymous on Nov 10, 2004 - 13 answers