I am a frugal person entering his senior year in college [age 21]. I have been following advice like the stuff in thread 84915and thread 99852 and living below my means. I sought advice in Financial books for college kids my age [for example, generation debt], but left feeling wanting more because they focus primarily on how to cut expenses [skipping the latte, etc]. So, I have some student loans already, but will need more for my senior year. I also have some money set aside, but I should I use this money to lower the loan amount that I'll take out or use this money for an investment (Roth IRA, index fund), and take out more for my student loans ? [more inside]
posted on Aug 26, 2008 - 11 answers

Obvious or creative--shameless or shady, even!--ways to cut costs and live cheap? [more inside]
posted on Aug 19, 2008 - 67 answers

Please give advice on dealing with money and guilt about money. [Long question.] [more inside]
posted on Aug 2, 2008 - 20 answers

How much credit card debt is too much? [more inside]
posted on Jul 13, 2008 - 34 answers

Personal Finance Filter: Is there an application that can help me track money in separate accounts AND what that money is earmarked for AND keep a log of the movements? [more inside]
posted on May 29, 2008 - 9 answers

Do any of the new breed of financial websites like Wesabe, Mint, Yodlee et al. offer an iCal-subscribable calendar of your bills' due dates? Or do you have an idea for how to achieve this easily? [more inside]
posted on May 16, 2008 - 5 answers

What are the best UK-compatible Online Personal Finance Software or Websites? [more inside]
posted on Apr 25, 2008 - 4 answers

You'd think banks would want you to throw money at them, but alas. Why do online banks pull credit reports just to open a savings account, and do any banks just want your deposits regardless of your history? [more inside]
posted on Mar 16, 2008 - 9 answers

I have managed to run my once-great credit into the ground. What now? How screwed am I, and for how long? [more inside]
posted on Jan 30, 2008 - 10 answers

Should I buy a house? This one? Now? (Sticky family and personal issues involved.) [more inside]
posted on Dec 6, 2007 - 15 answers

using my checking accountt to settle a friend's delinquent bank fees, bad idea? [more inside]
posted on Nov 29, 2007 - 32 answers

I have a Simple IRA from a previous employer. Should I roll it into my 401(k), convert it to a Roth IRA, or do something else entirely? [more inside]
posted on Nov 13, 2007 - 8 answers

I am trying to figure out what to do with some money and I have often seen useful suggestions on MeFi, so I thought I'd ask. [more inside]
posted on Oct 30, 2007 - 21 answers

What bank and/or credit cards are best for implementing a 100% online, paperless, automated, personal finance system? [more inside]
posted on Sep 11, 2007 - 20 answers

Can anyone recommend a financial advisor who specializes in clients who live overseas? [more inside]
posted on Jul 12, 2007 - 2 answers

How do I automate the mundane aspects my life? [more inside]
posted on Mar 22, 2007 - 17 answers

Asking for a friend: She will be going to Thailand to teach students mostly from Burma and needs some advice. [more inside]
posted on Feb 22, 2007 - 3 answers

What software should I use to archive/organize scans of personal finance information? [more inside]
posted on Sep 24, 2006 - 3 answers

I'm leaving in a week and I still can't figure out a good solution to managing my US finances from the UK. [more inside]
posted on Aug 30, 2006 - 20 answers

I'm in my mid 30s. I just looked at my retirement accounts (401K, SEP-IRA, stocks and CDs). These also total in the mid 30s. Am I on track? [more inside]
posted on Apr 18, 2006 - 17 answers

Transfering money from the UK to the USA: When? [more inside]
posted on Dec 8, 2005 - 15 answers

SaveMeMoneyFilter: What are your best ways of cutting costs/saving money but still maintaining the lifestyle you love? [more inside]
posted on Oct 28, 2005 - 47 answers

I need help setting up EXCEL formulas so I can track finances. [more inside]
posted on Sep 26, 2005 - 9 answers

I've always heard that something "too good to be true" usually is, so I'm a little skeptical about the Discover card I just got. Long story about why I got it, but I intended to cancel it immediately. Customer service assures me there's no interest for the first 6 months, no annual fee, and a cash-back rewards program. They'd be paying me to use the card. Does anyone use Discover, and is there a catch? [more inside]
posted on Sep 22, 2005 - 24 answers

I have exercised stock options and taken possession of a small number of shares. I have not sold anything, but am wondering how screwed I am, tax-wise. First, do I have to declare the value of the stock as "income" for the year that I acquired it? Second, if I should sell it, do I add the money I receive from that sale to my regular taxable income? Do I deduct the amount I paid in? Is the net difference subject to other taxes? Is this handle-able by an average person or do I need an accountant?
posted on Jan 13, 2005 - 6 answers

any recommendations for personal finance software for the macintosh? (mi)
posted on Jan 3, 2005 - 9 answers

How risky is it to default on your student loans?
I have a friend/in-law who has been living abroad (England) for the last 10 or so years. They never repaid their student loans before moving but do visit the U.S. fairly frequently. Is there any risk of them being caught entering or leaving the country?
posted on Dec 31, 2004 - 10 answers

Interested in money-saving tips. (more inside)
posted on Sep 15, 2004 - 30 answers

When did you stop renting?
posted on Sep 11, 2004 - 40 answers

I want to buy a house. I have no idea where to start.
posted on May 10, 2004 - 19 answers

What is the best thing to do with a small amount of money, around $5,000? Savings interest is almost a joke, CDs look attractive or maybe even mutual funds. Preferably the safer the better, as in investing it all in a high-risk mutual fund and losing it would make me cry. I've checked out "Investment FAQ" and it seems as if CDs are the best. I know little about investing but making money doing nothing intrigues me. What would be an expected return on such an investment? Is it even worth locking the money up for something like $10 a month?
posted on Mar 3, 2004 - 20 answers

My wife and I currently have about 12K in credit card debt. We have controlled our spending and are slowly paying off our cards starting with the highest interest rates first. Does anyone have any tips or experiences on how to refinance our credit card debt at lower interest rates? (more inside)
posted on Jan 2, 2004 - 11 answers