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113 posts tagged with personalfinance.
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Personal Finance for the 30-something

I'm looking for personal finance blogs for single people in their 30s. Recommend your favorites! [more inside]
posted by so much modern time on Aug 25, 2014 - 8 answers

Ally Bank, Capital One 360 or Charles Schwab Bank?

I'm in need of a new bank. I've decided to go with an online only bank because of their lack of fees and 24/7 customer service. My choices have been narrowed down to Ally Bank, Capital One 360 or Charles Schwab Bank. Comments based on personal experience with any of these banks would be greatly appreciated.
posted by r-senal on Jul 20, 2014 - 26 answers

HSA Employer Overcontribution

My new employer is adding what looks like a pre-tax contribution of an extra 1k to my paychecks monthly to pay for health insurance and the remainder is meant to be put in to an HSA. My wife's insurance plan only costs us $210/mo and the HSA contribution limit for a family is $6550/yr what is going to happen to the remainder of the money? [more inside]
posted by jojomnky on Jul 1, 2014 - 3 answers

Budgeting 101?

Can you recommend budgeting and personal finance courses, or where I should be looking for such a thing? [more inside]
posted by anonymous on May 13, 2014 - 13 answers

Help us weigh financial priorities.

My family's income has just increased, and we're having trouble choosing between financial priorities. Advice? [more inside]
posted by anonymous on Apr 9, 2014 - 17 answers

Please help me organize my investments and finances! (401k Rollover!)

Need help deciding what to do with my investment finances, including rolling over my prior Co. 401k rollover. I hold 2 401ks, 1 Roth IRA and I'm planning maybe on an index Fund. Details inside! [more inside]
posted by PetiePal on Mar 18, 2014 - 8 answers

In search of some intermediate financial advice.

MeFites have always been pretty good at giving basic financial advice, like how to start saving, building a budget, getting out of debt, etc. I'm there already. I find myself in the surprising situation of being comfortable these days, and I'd like to know: what's next? [more inside]
posted by anonymous on Feb 20, 2014 - 13 answers

Goal: Buy a house. Obstacle: Credit Disaster

We want to buy a house but my credit is less than perfect. How bad is it? Well, you'll have to look inside. [more inside]
posted by anonymous on Jan 31, 2014 - 17 answers

Cheaper (than) Meat?

I took a hard look at my budget and I spend way too much on food and groceries. On a per meal basis, the bulk of my costs are for meat. I am an active individual, and I want to be able to get 20-30 grams of protein per meal. What are my options here to cut my costs and still get my protein? I already eat eggs for breakfast and sometimes dinner, but I can only take so many eggs.
posted by shotgunbooty on Jan 30, 2014 - 40 answers

What is the best used car for the money?

I am buying my first car. I am thrifty so I'd like it to be used because I think I will find the best deal there; I just don't like the idea of spending all of that money for a rapidly depreciating asset and I'd rather buy it after it has already depreciated some. I am looking for one of two types of cars, either: 1) A sporty, but economical car (think Honda S2000, Mazda Miata) 2) A long lasting electric/hybrid (ie Nissan Leaf, Toyota Prius, Corolla, etc) Please let me know what your suggestions are, along with any caveats to buying a used car. I do not know much about cars. Should I bring a friend who does or hire a mechanic to inspect my car before purchase? Also, where is the best place to find a good deal? Thank you all.
posted by locussst on Nov 21, 2013 - 9 answers

Should I dump money into my retirement index fund if the market craters?

I have a bunch of money I've been wanting to dump into a low-fee index fund all year. (It's my retirement account.) I've been holding off because of the whole budget/debt ceiling business that's been going on all year. It looks like events will be coming to a head this week. If the market totally craters, would that be a good time to buy? [more inside]
posted by evil otto on Oct 13, 2013 - 16 answers

I don't know how to buy a used car, but I need to buy one soon.

The family's cars all got busted around the same time. They need to be replaced. I, individually, need to buy a used car. This will be the first car I buy on my own account. I have a tight budget, and I can't afford a mistake. I don't want to buy a money sink, but I don't want to sink all my money up front, either. I don't know cars at all: How can I find a good deal? What should I avoid? Details inside. [more inside]
posted by Rustic Etruscan on Sep 12, 2013 - 25 answers

teach me to be rich - expat edition

Recommend me some resources to educate myself about long-term financial planning. Difficulty: international couple, moving to third country, no idea where or when we will establish a permanent residence. [more inside]
posted by homuncula on Sep 7, 2013 - 8 answers

Where to take 10 years of Quicken data?

Quicken has always been overly complex for our needs. We have very basic financial management needs. First priority: import 10 years of spending history in Quicken and continue to categorize, track and report on all transactions from a half dozen accounts. Last priority: budgeting (so YNAB may not be for us?). Simple is better. [more inside]
posted by AnOrigamiLife on Sep 6, 2013 - 8 answers

Dollar bills, y'all

Piggybacking on this question: I've had several friends who have had success with Dave Ramsey/FPU, but I don't like the emphasis on "biblical principles" (among other things). But because we get easily overwhelmed by too many options, I think we'd benefit from a really specific financial program that tells us exactly what to do, step by step. Other suggestions, or should we just suck it up and, uh, go with God? [more inside]
posted by Madamina on Jul 27, 2013 - 7 answers

Recently rich, unsure what to do with the bucks

I never had any money. Now I have $600,000. Help me not squander it (and maybe even beat inflation). [more inside]
posted by anonymous on Jun 17, 2013 - 26 answers

Combining married finances - is it wrong to want to pay my own debt off?

So, I feel like a weirdo because I've discovered that though my husband and I, who are recently married, still keep many of our finances separate, most other couples combine everything. Friends who I've discussed this with think it's strange that I am paying off my own student loans instead of it coming out of both our incomes. I think combining everything is a little strange and uncomfortable, and I feel like I should be responsible for my own debt. Are we going about things completely the wrong way? [more inside]
posted by emily37 on Jun 11, 2013 - 69 answers

What kind of financial advisor do we need?

As we discuss our future together, and with other big changes afoot/underway, my boyfriend and I would like to see financial advice about some specific questions/scenarios but I'm not sure what kind of advisor we should be seeking out. [more inside]
posted by marylynn on Jun 8, 2013 - 3 answers

Do I need a financial planner and if so, how do I find one?

I want to understand retirement savings and long-term investment products. Who do I want to speak with and how I find them? (Some relevant details inside.) [more inside]
posted by Kurichina on May 31, 2013 - 4 answers

Mortgage Help on Underwater House While Unemployed? Yikes.

Laid off and underwater. . . are there any programs that can help me to keep paying our mortgage? [more inside]
posted by Kalatraz on Jan 30, 2013 - 6 answers

Where should I park my extra cash?

I'll soon be debt free. How do I make the most of it? [more inside]
posted by futureisunwritten on Jan 28, 2013 - 5 answers

Resources for sex-worker personal finance?

I am looking for resources-- websites, organizations, books-- on personal and business finance for sex-workers. Topics of interest include paying taxes, dealing with untaxed past income, transporting and storing cash, general and accounting. California or Florida, if that matters. Anon email: endora@hush.com
posted by anonymous on Dec 19, 2012 - 2 answers

Where's the money, Lebowski?

My husband and I have a bunch of money leftover at the end of each month after bills have come out, but we don't know where it is. [more inside]
posted by ThaBombShelterSmith on Dec 3, 2012 - 57 answers

Where to bank in a post-ING world?

ING Direct is slowly but surely being absorbed into Capital One. Recently, they even announced that their name will be changing soon. Call me paranoid, but this scares me and I want to find a new home for my money. ("Online" banks preferred.) [more inside]
posted by aheckler on Nov 11, 2012 - 15 answers

Close these credit cards?

Credit cards - which to keep open, which to close? [more inside]
posted by sunshine37 on Oct 24, 2012 - 10 answers

Help me figure out what in the world I should do with my life.

Should I change my major? Drop out of school to become a plumber or electrician? I need some advice. [more inside]
posted by bookman117 on Oct 14, 2012 - 31 answers

I have a little money. Help me save it.

I'm about to have, for the very first time in my life, total personal savings of $10 thousand. How should I save it? [more inside]
posted by kensington314 on Sep 1, 2012 - 20 answers

Is it worth it to contribute to my company's 401k?

Is it worth it to contribute to my small company's John Hancock 401K, given the high expense ratios and no employee match? [more inside]
posted by anonymous on Jul 21, 2012 - 6 answers

Money! It's a gas.

What got you over the psychological hump from struggling with money to becoming financially stable? [more inside]
posted by the foreground on Jun 25, 2012 - 22 answers

I've saved up $100k in my first year of work. I also have a Vanguard account. Now what?

So, I've saved up $100k in my first year of work, and I just got myself a Vanguard.com account. Now what do I do? [more inside]
posted by un petit cadeau on Jun 13, 2012 - 20 answers

Looking for resources on insurance options.

I'm looking for resources to help me decide what types and amounts of insurance to buy. [more inside]
posted by medusa on Apr 16, 2012 - 4 answers

More money than you know what to do with

We had a recent thread on things really poor people do when they come into some money, and now I'm curious whether there are analogous mistakes at every level of society. What sort of mistakes would be made by, say, a poor college student taking his first office job, by a middle-class man marrying into old money, by shoestring startup folk after a successful IPO/buyout? I'm interested in particular in sharp transitions, rather than, say, slowly climbing from the mail room to the board room over the course of a lifetime.
posted by d. z. wang on Mar 29, 2012 - 17 answers

What are the best personal finance blogs right now?

Recommend your favorite personal finance blogs, please! [more inside]
posted by juliapangolin on Mar 7, 2012 - 9 answers

How do I figure out a mutual fund cost basis for my tax return?

How do I figure out a mutual fund cost basis for tax purposes? [more inside]
posted by zembla3 on Mar 3, 2012 - 5 answers

Using gnucash to track a couples' joint account?

How should we set up gnucash to track a couple's cash flow and joint account? [more inside]
posted by lab.beetle on Feb 19, 2012 - 6 answers

How do I operate a budget?

Personal Finance and budgeting 101 for the low income world traveler. [more inside]
posted by slartibartfast on Dec 28, 2011 - 15 answers

How do I trick myself into thinking I have less cash on hand?

Budget Hacks Filter: I need to pretend I have less money than I do. [more inside]
posted by newrambler on Dec 4, 2011 - 13 answers

Financial software for virtual sub-accounts?

Can you recommend financial software that can deal with virtual sub-accounts? [more inside]
posted by medusa on Sep 15, 2011 - 6 answers

Roth IRA conversion from 401(k)?

Should I roll over my 401(k) and then convert it immediately to a Roth IRA? [more inside]
posted by anonymous on Jul 11, 2011 - 6 answers

What is the best Mac personal finance software ? (Updated for 2011)

What is the best Mac personal finance software? I need recommendations from the Thoughtful on a personal finance software package for Macs that is actually worth the investment and the time taken to learn and use. And yes, I know this has been asked at least a couple of times before, but the last related query I see is from 2008. [more inside]
posted by 5imon on Jul 5, 2011 - 5 answers

Does Warren Buffet Check His Balance Daily?

Teaching personal finance to 17 year old daughter. How do you record/keep track of your transactions while using electronic banking? [more inside]
posted by Xurando on Jun 12, 2011 - 44 answers

What should I use when I have to stop using Quicken on my Mac

What Macintosh software or online service should I use when I'm forced to stop using Quicken 2005 this summer? [more inside]
posted by alms on Jun 8, 2011 - 16 answers

Money in Berlin

I'm moving to Berlin for the summer, and I need to know how I should go about transfering living funds over. I'll be getting 3000 Euro when I get there, but that will not be enough to live on for the entire summer. Should I exchange them into Euros? Should I use my US credit card? Should I get a German bank account. I would love any advice you can give me.
posted by outlandishmarxist on Apr 29, 2011 - 9 answers

How do I deal with private student loan debt I can't pay?

How do I deal with private student loan debt I can't pay? [more inside]
posted by wanderingchord on Mar 19, 2011 - 21 answers

Essential reading for first-time Canadian housebuyers

Nyxie and I have started looking at condos and townhouses and maaaaybe small Actual Houses in Toronto and I want to know what I'm doing. My usual approach to that problem is "well, read a lot". [more inside]
posted by mendel on Jan 14, 2011 - 7 answers

Investing while AUD is so strong?

What's a simple investment an Aussie can make, to make the most of the strength of the Australian dollar? Everyone seems to think the Aussie dollar is overvalued right now, and recommends investing overseas. I have no experience in such matters, but I do have a Commsec account. Is there an US indexed fund available to Australians that anyone could recommend? Or would you recommend something else? The simpler, the better; I really don't have much experience in this. I'm not going to invest too much, but I'd like to know what a conservative, minimum-fuss option might be. Thanks!
posted by surenoproblem on Jan 3, 2011 - 8 answers

And Don't Forget To Give Me Back My Black T-Shirt

After a pretty horrid turn of events, I'm left feeling unsatisfied by my bank's loss prevention department. What are my options? [more inside]
posted by Sara C. on Jan 1, 2011 - 36 answers

Legal and financial planning for single older people.

Inspired by this comment: what legal and financial plans should I be making? [more inside]
posted by anonymous on Dec 17, 2010 - 1 answer

They taught me how to work, but they can't teach me how to shirk correctly.

Is foreign travel out of my budget, or am I just not budgeting right? [more inside]
posted by anonymous on Nov 29, 2010 - 46 answers

Pyramidding: Who Gains?

I'm trying to find accurate data on the viability of a pyramid distribution company. [more inside]
posted by outlandishmarxist on Nov 24, 2010 - 8 answers

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