Leaving my job long before retirement - do I roll over my pension contributions or wait to take the money? [more inside]
After living in the UK for a couple years my wife and I - US citizens - have moved back to America. What can we do with my wife’s pension scheme now that she’s no longer in the UK and has changed employers? Complication: since she didn’t accrue enough pensionable service at her job while in the UK, my wife isn’t able to retain any benefit in the scheme she was enrolled in. She’s been given two options: [more inside]
I am Swedish and worked in London during 1996-2002. I was just contacted by some dever-group or similar (and will ignore that) but it made me wonder if I DO have a UK pension. How do you know, or check? Is it something I can just cash out? (I will presumably get Swedish pension, and/or, Japanese if I live here long enough).
I am finally starting to plan for long term financial security and retirement. Good news, I have a pension. My question is, should I feel secure in my pension actually being there when I retire, or should have a separate, backup retirement account? [more inside]
My mom worked for a county agency for over ten years. Now that she'd like to retire, she's noticed that random months of her pension's retirement credits are missing from the agency's records (for months she did in fact work) - these credits total almost a year of retirement. The agency claims that the records from that long ago have been destroyed, and they can't help her show that she actually did work these months. What government agency could help her solve this problem so she doesn't get screwed out of her retirement? Is there anyone who keeps monthly records of employees' work hours? [more inside]
Asking for a friend. We are looking for a lawyer or firm that does civil litigation. Buuuuuuuuuut we need them to review the case first and say whether there is a case. Is that sort of consultation included in the (hopefully) contingency fees or would it be billed separately? [more inside]
Husband and I have $130k saved up. No mortgage, no pension to speak of. Just been called into the bank for talk about long term plans and am freaking out about what to do. Advice? Do I need to see a financial advisor or are they not a good idea? [more inside]
I have the opportunity to take a retirement plan lump sum … [more inside]
Do I have the right to request a statement of benefits if I am an ex-spouse of a federal employee? [more inside]
My father-in-law is a WWII veteran. My wife is trying to get him his Veterans Administration "aid and attendance" pension. But it's such a Kafka-esque process... what are the best resources available to help someone do this? (More after the jump.) [more inside]
International pension is trying to get compensation of a 2-year old over payment to my late mom. What are the consequences of ignoring them? [more inside]
Asking for a friend. YANHL. A couple has divorced, wife has a local civil service pension and husband a federal civilian pension. The judge ruled they would split each pension 50/50, instead of letting them keep their own. She has sent her court order to his pension board and has received acknowledgement. She has been unable to get any answers from the pension board about what happens now. He has left federal service but has not retired. Does she have to wait until he retires to start receiving her monthly checks from the federal system? Can she start getting them when he reaches retirement age even if he's not retired? Who can she contact that will answer her questions? Would CC'ing her Senators/Rep on her emails help or hurt? Thanks.
I'm an Australian living in the EU (I'm a resident for tax purposes). How on earth do I contribute to my super back in Australia? Google is no help [more inside]
Let's say we have £25,000 sitting in a current account and no debt, other than a very low-rate mortgage. We can comfortable can add approximately £5,000 a year to this amount. Investment advice please! [more inside]
Does Wisconsin Gov Scott Walker receive a pension and if so, are the details of that pension public? [more inside]
I'm going to be a part of a due diligence team speaking to the Manhattan financial services firm that manages the retirement plan for a mid-sized company. What should I know before going in? What should I listen for? What should I ask? [more inside]
I'm self-employed, and looking for a formula for dividing up my income. I am currently in the UK, and just about to file my first tax return since I've been here. Once I know what tax will actually cost me in this country, I would really like to have a sense of where the rest of my money should go. [more inside]
How can I accept money from a relative for medical costs without screwing up my SSDI? [more inside]
Does anyone know of or have a UK Pension which has low annual fees? [more inside]
Recently, a police officer here in Canada was killed in the line of duty. He left behind his wife and 3 sons. I'm curious what sort of support, financial and otherwise, is available to her in the coming days, months and years. Does she keep getting his paycheque? Does that stop after a while? I keep thinking that if I were a police officer, and I was killed, I would like my wife and kids to be taken care of like, forever.
We're going to Slovenia, and are looking for recommendations for a place to stay around Bled or Bohinj, and a tourist farm near the Skocjan caves. [more inside]
UK Pension Filter: Is there a pension out there which will allow me to invest in the SSE Index, BSE Index and the Nasdaq/Dow Jones/S&P500 indexes? [more inside]
I moved to the UK in January of 2008 from the US. I've been paying into a pension since I started and there's now £10,000 in there. I (foolishly) assumed that it was like a 401k and now that I'm leaving the UK, I could take the money out. Wrong. Apparently I can't touch it until I'm 55. Please tell me that I haven't pissed away £10k and there's some way to get this money.
Military retirement policy: When did the US Army reverse it's policy of not upgrading women who served actively as Colonels to Brigadier Generals upon retirement? (They have always have done so for men). [more inside]
$10,000 available to borrow from a pension plan, and $10,000 in credit card debt. [more inside]
Can I get money invested in a UK private pension transferred into my US 401K? [more inside]
I need to choose which shells (account types) under which to put the coins (inherited and disclaimed assets), and I am worried that if I choose the wrong one, I will lift it after shuffling to find nothing underneath. [more inside]
A father dies. There is a pension and 2 children. Only one person can be named beneficiary. How do you handle the taxes? [more inside]
PersonalFinanceFilter: 25 year old looking to start making payments into something pensionesque, but with an international bent. Any suggestions? [more inside]
My union offers its members a pension plan that allows its participants to allocate their investments in several types of funds (large cap, small cap, money market, etc). How can I convince my association's pension plan fund manager that they can offer a socially responsible fund as an additional option without violating their fiduciary responsibility?
How can I figure out where a deposit in a deceased person's bank account is coming from? [more inside]
What preparations should I make for getting old? [more inside]
Stake Holder Pension (UK): Is £19 interest for a year correct? [more inside]
They're changing the pension benefits. Can anything be done? [more inside]
Company pensions. Good idea? Bad idea? [more inside]
My parents decided they want to visit Munich during the Oktoberfest. Every hotel or B&B near the town center seems to be booked or prohibitively expensive during this time. Can anybody recommend lodgings or other areas in which to look for lodgings that are not directly in the town center? [more inside]
I can get a civil service pension. Yay! This could be a final salary pension. Yay! But is this really my best option? No, really, is it? Please help me understand my pension options, preferably using chocolate confectionery as a teaching aid. [more inside]
What does "plan earnings are below ERISA minimum funding levels" mean? [more inside]
My father worked at a big american firm (you've heard of it) for 4 years and 2 months and then was laid off in a press-covered company-wide layoff. His benefits package says he's eligible for pension after 5 years of service but it also says "If you are on an approved leave or layoff, you will receive up to 12 months of vesting and benefit service credit for the period of your leave or layoff." When contacted, the company said this was an "involuntary separation" so doesn't count. What should he do? The pension would be his main source of income when he retires. [more inside]
My friend is a USA citizen permanently residing in Australia. What are the taxation consequences of choosing to invest a windfall in the USA rather than Australia? [more inside]
What is the percentage of workers, in the private sector, that now receive pensions? [more inside]
How can I start saving for retirement when my career will likely take me from the USA to New Zealand? I wish to benefit from the tax-free nature of a saving scheme like the 401k plans, but I do not expect to spend all that much of my career (or lifetime) in the USA. Is there any way to move 401k savings to a similar scheme in New Zealand without losing it all to the tax penalties for early withdrawal? Are there any cunning alternatives? [more inside]
Can a person collect under both the Canada Pension Plan and U.S. Social Security, based on qualifying work in both countries? [more inside]
Is there an easy way to find out what companies provide their employees with a pension and medical benefits after a certain period of time working there? I am looking for a centralized list or such that would tell me all those companies that are local-as I want to look at working at a company like that. A centralized list probably doesn't exist. How do you find out if there isn't a centralized place?