A website I came across recommended paying half your minimum payment on a credit card every two weeks (instead of one monthly payment) in order to reduce your average daily balance. Does this work, and what kind of savings would this yield? [more inside]
Last year I went on a hardship repayment plan with my Bank of America visa. No problem...until I see my credit report!!! They are now saying I should have known better, and there is nothing they can do. Do I have legal recourse to force them to revise my credit rating? [more inside]
I'm about to purchase a $1500 camera from a fellow I met through an online photography forum. I'll be paying via PayPal (funded by my American Express). I've no reason to think the seller untrustworthy, but what can I do to protect myself just in case?
Can my landlord require that I mail rent checks to a USPS Post Office Box instead of delivering them in person or sending them Certified Mail with Signature Confirmation? [more inside]
Is there an elegant way to scale IRL events? If more people than estimated start signing up for an event of mine, I'd like to a) get a bigger space and b) charge them less because they cost is spread out more. But what if people have already paid? How do I give some money back? What if I had to put down a non-refundable deposit for the original space? [more inside]
I go to college in California, and my school recently charged me a $250 late fee for failing to pay a bill by January 2nd, even though the semester does not begin until January 19th. In California, can a late fee be charged for a service that has not yet begun?
If a check is "lost in the mail" and never was received by the payee, is there a rule that says who would have to cover the stop payment charge so that the check could be reissued? [more inside]
eBay's support system is driving me nuts, and now my account has been suspended for something that is completely not my fault. Is there a more direct line to eBay I can try to complain? [more inside]
How to pay for porn? [more inside]
I'm setting up a website with WordPress. I'd like to offer site visitors the chance to pay for premium content. The site is aimed mainly at people in East Asia (mainly China). Do you know any systems which would accept payments in Chinese currency? Also, any thoughts on how accepting Chinese internet users would be to the idea of paying for digital content online?
What (if anything) should I be aware of or concerned about with accepting credit card payments via iPhone? [more inside]
I need help calculating a construction interest payment schedule that is likely to follow a bell-curve. [more inside]
Online payment system with integrated shipping charges calculator? [more inside]
How can I prove I mailed a cheque, even if the recipient doesn't cash the cheque? [more inside]
How do I go about proving an uncollectible debt? [more inside]
How can I be paid in Euros from a European bank account, without having a European bank account myself? [more inside]
Is there a simple, inexpensive, electronic way for a community association to receive dues and other payments?
Is there a simple, inexpensive, electronic way for a community association to receive dues and other payments? [more inside]
How common is the usage of the expression "To dun" in the context of chasing payment? [more inside]
I do freelance work for a company that I suspect may be in financial trouble. How do I protect myself? How best to find out what's going on? [more inside]
I'm submitting a 1,000 word travel article to my local paper. What kind of payment could I expect? [more inside]
I'm looking for an online payment system to work with existing website/online inventory database. The catch: I'm selling some high dollar equipment. [more inside]
Trying to pay for the college of my dreams: Are there any legitimate part-time jobs (hopefully on the internet) that a college student could do to make $30,000 per year? [more inside]
Did transit workers let people ride for free on September 11th, 2001 in NYC? [more inside]
I'm going to be living in Cuenca, Ecuador this summer with some travel to Quito, Guayaquil and other cities. I'm a software developer and plan to work for my American clients from Ecuador. Any tips or advice on receiving payments? Or tips on my working from Ecuador in general? I plan to have clients deposit money into my American bank accounts and just using an ATM to retrieve it in Ecuador. Any better solutions ?
[Money Filter] Help me pay off this loan wisely. [more inside]
Looking for psychology research related to how people perceive the value of different pricing models. Specifically, how a perception of accrued value in something affects the likelihood of no longer wanting the item / service. [more inside]
Does anyone here have any experience with the events management and online registration website "SellYourEvents.Com"? [more inside]
Having trouble getting paid for my digital artwork from a company, do I own some rights? [more inside]
Is the payment protection plan on my credit card something worth keeping, or is it just an unnecessary $30-40 a month? [more inside]
Student loans in the United States: I have larger fixed-interest Stafford loans, and smaller private loans tied to LIBOR. Which should I pay back first? [more inside]
[Chicago Filter] Where can I find a place that tests for adult ADHD/ADD, and accepts insurance up front? [more inside]
How do i pay a small hospital bill from France? [more inside]
My apartment management has started to drive me nuts. For a month now they've been claiming that my August check has bounced - except it very clearly hasn't, with bank statements shown to them to back it up. Yesterday, I was told that I'm still on their late list for payments. Argh! How the bloody hell do I make this go away? It's ridiculous! [more inside]
Local political campaign reports a large surplus four days after stiffing its workers (I and dozens of other campaign workers are owed back pay, several of us in the $300+ range). Solutions? [more inside]
I drive away with the gas nozzle still in my car. Dumb, I know. But, now the attendent says I owe him $692 to have it put back in by a technician. How can I validate this amount? [more inside]
All signs point to illegal activity on the part of my landlord, and paying the rent in cash certainly isn't helping the situation. What are our options (in DC?) [more inside]
My client said the cheque was in the mail two weeks ago. The cheque has not yet shown up in my mailbox. Should I ask him about it? [more inside]
Small change embarrassment: After buying an eBay item I had $4.20 in my Paypal account. Unluckily my eBay seller fees were charged at the same time for $4.35. I now presumably have a negative balance of -$0.15 in my account. I have added $10 from my bank account (which has money in it sufficient to cover all this) to Paypal, but it will not clear for a few days. What will happen to my Paypal account.
How do I send someone a Paypal subscription invoice? [more inside]
I can't pay my taxes right now, but according to the IRS's information form on payment plans, if I can pay within 120 days I don't need a installment plan -- which would charge interest. The form requests that I call the IRS to notify them and get more information. However, I haven't been able to get through on their phone line for the last week, and now it's the 15th. What should I do? [more inside]
I'd like to get more out of Mint.com, but can't figure out how to do what I'd like to do. The crux of the problem is that Mint.com mistakenly identifies some of my recurring monthly expenses as being payments to Marshall's (the store). Payments that Mint.com assumes are to Marshall's are actually to more than one payee, and the Rules feature doesn't seem to be customizable enough to handle that. [more inside]
A company I do a bit of consulting for wants to test an infomercial for their hummingbird feeders. The infomercial directs viewers to a phone number that connects to our call center where they can place an order. How should we process that order? [more inside]
My sister is having issues with her student loans through Wells Fargo. She has two student loans which appear on the same statement each month -- but Wells Fargo only applies her payment to one loan, and the other loan becomes delinquent. She's been on the phone with them every month for the past 4-5 months regarding this, but it keeps happening. Who has enough muscle to fix this? [more inside]
Currency for international transactions. Should I offer a pay-for-download in $US only or lots of currencies? [more inside]
What happens if you eat at a restaurant and then can't pay the bill? I'm looking for experienced answers from people that know better, not conjectures. [more inside]
I need my customers to send me confidential data with a payment. I work for a regulatory agency that currently collects applications in paper based form with a physical signature including a check for payment. We would like to implement a industrial strength 'e-filing' solution. Where do I start? My Google-Fu and Delicious-Fu are failing me. I need to find information on 2009 best practices for capturing data ( e-forms, rest, edi ), identity management, security ( digital certs, etc ), and payment gateways ( direct debit, credit cards ). I also need to know what vendors are leading in these spaces. I am not really looking for a 'e-commerce' solution. I am looking for a 'secure electronic forms submission with payments and non-repudiation' solution. My company would need to host this in our data center. I would like to offer my customers multiple ways to submit and pay.
What's the best way to buy a Mac? [more inside]
I believe my company, a government contractor, is using alot of grey areas in their employee time cards to get away with paying as little as possible. For example, I am listed with them as "salary", which by my understanding would mean I get x amount of payment per pay period. However, they still have everyone fill out a time card, and pay us per the hours we have worked. [more inside]
I'm looking for a super-simple, low-cost system for micropayments for a website. My 8-year old daughter wants to set up a service where she asks users for a small payment, $1 or $0.50, money-back guarantee. This is a lark, so we don't want to invest a lot of money, and the money-back guarantee is crucial to the concept, and many users will probably test it. I'm old school -- is PayPal still a reasonable possibility? From my experience with credit cards 10 years ago, I'm guessing that their fees would make them impractical here. But I am very open to suggestion. My ISP is Network Solutions, basic cheap hosting account. Thanks!
How can I go about disputing a Visa payment when it's more than 6 months since the payment was made (without my knowledge)? [more inside]