(Asking for a family member). They were rear-ended in someone else's car, as a passenger, in February. The insurance of the driver of the car she was in has told them that claims (for physio etc) need to go through their soon-to-be-ex-spouse's insurance--they separated in September. My family member said that the insurance adjuster used a specific word they can't remember, but that essentially as a married (on paper) person, the spouse's insurance takes precedence. [more inside]
My stepdaughter and infant granddaughter will be visiting us in Ontario from Manitoba for 2-3 weeks over Christmas. I'm getting conflicting information about whether they need supplementary travel health insurance over and above what their Manitoba Health Card covers with inter-provincial agreements. What is covered? What isn't? How much should I expect to pay for extra coverage?
Hi. I have a question about how employment insurance works in Ontario. I read through the government of Ontario's webpage, but some things were unclear and I was hoping to get some clarity here. (If there's a better place to post this, please let me know!) I currently work as an actuarial student. In this context, student means that I'm still progressing through exams - I'm actually in my late 20's and well out of university. My job requires that I pass a series of exams. If I fail to pass an exam at least once every 18 months, I'll be fired. I'm writing an exam at the end of April and if I fail, I will meet the condition where the company can fire me. My question is - would I qualify for employment insurance payments if that were to happen?
I would like to buy a used car, drive it all summer (commuting to a short-term job), then sell it. I'm a newish driver, first car, first time getting auto insurance. Recently I got a major traffic ticket, for which I've already requested a trial. It's likely I'll be done with the car before the trial date arrives. How will this pending ticket affect my insurance? Also, I don't know if my infraction is potentially worth demerit points- how would I find that out? [more inside]
Last week a condo unit above mine had an accidental flood. The water damaged about nine units including mine. As a resident in Ontario, how do I reclaim my expenses for the damage he caused. [more inside]
My wife, clean from seizures for about two years, is getting her license back soon and I need to know if there's any pitfalls regarding insurance. [more inside]
What can you tell me about event insurance requirements for a small-scale one-off theatre production in Ontario? [more inside]
Locked my bike to a post, and a bus sideswiped my bike. Am I stuck with the damage? [more inside]
Ontario car insurance. My wife and I have insurance through PC financial. Over the last year, our cars have been damaged, but we haven't filed a claim. Now, they've requested an inspection of our cars. Is this just to ensure they don't pay for preexisting damage in the event of future claims, or can we expect them to get mad/raise rates for this? [more inside]
Auto insurance recommendations in Ontario for a new immigrant? [more inside]
Looking for (preferably) short-term auto insurance in Ontario . . . [more inside]