I have somewhere around $60,000.00 of student loan debt. Its all one loan consolidated with the US government but managed by a private company called Ed Financial. I would like to try negotiating a pay off for less than what is due. Details and further questions inside. [more inside]
I lost my job, am having trouble finding a new one, am running out of freelance jobs, have $60 in my bank account, and don't know where to go from here. What on earth is my next step? Please help me think. [more inside]
What are your favorite neighborhoods in San Francisco for living, working, experiencing the city and SF life? And any suggestions for cool, interesting, off-beat housing options aside from standard corporate housing for temporary but longish term relocation? (1 year) [more inside]
There's a webpage that keeps logging me off for inactivity. Signing in again is a hassle. Is there some snazzy piece of software that anybody knows about that will periodically "poke" the page or something to keep it open indefinitely? Thanks to any who can help.
Hey everyone, I read some other threads in regards to 401k but it seems like the audience is divided. My recent company (industry giant who laid off 8000 employees and gave our jobs to folks in India) has laid me off and I need to cash out my 401k. I am wondering who has experience with this as of the past year or two? I live in Mass so Fidelity says I will have to take out 20% out of my total sum for taxes but they didn't say anything about a penalty. My amount is less than $11,000 and I want to use some of it to start my own agency. Has anyone cashed out their 401k and if so, was there a penalty? PS. Please spare me the 'noo dont cash out, its a bad idea' -- I'm knee deep in $115k for student loans and my life could not get worse and more complicated so I'm confident cashing this crap out is my only way out to some sanity and inner peace. Thanks!
Hey, music geeks! Can someone please explain the recent retro-fetishization of the cassette tape? When and where did this trend begin? [more inside]
How reasonable is it to expect my future/potential boyfriend or husband to NOT fantasize / masturbate to other women? Is it off-my-rocker to expect this from a man I'm in love with? [more inside]
What is the purpose of rigid paid-time off policies? [more inside]
Can my local utility legally refuse to buy my surplus off-grid generated power? [more inside]
Why are my neighbors turning off their car's headlights before they pull into their driveways? [more inside]
Well I just lost my job since the company I worked for folded. I have thought about starting my own Microsoft stack, and Ruby on Rails stack consulting company. (I am in the US, in Colorado) Need some help. [more inside]
Is it strange that I get turned off by outright flirting and sexual advances from men? [more inside]
I miss my ex-girlfriend when we break up, but I want to be single when we're together? [more inside]
Is it a good idea to use Groupon, Scoopon or other 'deal of the day' websites to organize car maintenance and servicing?
Is it a good idea to use Groupon, Scoopon or other 'deal of the day' websites to organize car maintenance and servicing? [more inside]
Assuming an island with its own supply of power via generator and/or solar power, how much electricity is consumed to turn N liters of sea water into potable drinking water? [more inside]
I'm looking for the best customer-facing remote backup solution that can back up from my network NAS drive. A lot of the customer-facing solutions like MozyHome don't support the NAS drive. Also I'm wondering...with 1 terabyte to back up, won't it take months to upload?
Every time I take the train, just before leaving or entering the station, all the lights go out and it seems like the ventilation shuts off too. A couple minutes later everything comes on again. Why does it do that?
New job wants me to start before my paid winter break of current job starts. Is it rude/unprofessional to try and get paid for both? [more inside]
My enV Touch has been acting up. It randomly shuts off and I miss messages. Honestly, I don't want Verizon to fix my phone. I want a new one. Do I even have a chance? [more inside]
Can I write off the extra driving I do for my job? If so, how do I go about doing this? [more inside]
Good Evening! I'm looking for a release liner (similar to the peel off liners that go on the back of band-aids or gift bows) that would stick to the adhesive side of a piece of 2" x 2" surgical tape. Do you have any suggestions as to what type I should use, and if so, where I might purchase it? Thanks much!
Finding a bookcase that won't pollute the air...how does Ikea furniture stack up? [more inside]
Twilight Zone-like parking lot fender bender scenario. Anyone with previous experience with a nutcase like this? [more inside]
How likely is fixing this Audi to be cost effective? [more inside]
Opinion on "how to counter laying off workers if a company implements automation or outsourcing some of the current worker's tasks?
Opinion on "how to counter laying off workers if a company implements automation or outsourcing some of the current worker's tasks?" [more inside]
Should I turn my computer off or leave it on all the time? [more inside]
We live in the D.C area and have had ice dams on our roof and its starting to cause leaking problems. Nothing drastic, but some water is starting to drip inside of our windows. I put some Deicer in socks and threw them on the gutters to try to clear a path for the water to go, but that seems to be taking forever. Our neighbors have some guys shoveling snow off their roofs and they said they would do the same for us for $500. Is that too much to pay? Our house isn't that large, its a split-level home. [more inside]
One for the ladies - should I get my unemployed girlfriend some nice jewelery, or some nice green cash? [more inside]
If I strap a suitcase to my chest so that it's open, almost like one of those trays that an old-style 'cigarette girl' has, and walk on the street downtown, selling little odds and ends, is it legal? [more inside]
Something else isnt right aside from being laid off that is... [more inside]
Am I being fired? I was recently converted from a full-time employee at a $5 billion multi-national company to a contractor working at the same company. Now, my contractor boss has called me in for meetings with the contracting company's HR rep for "issues". Oh yeah, I'm pregnant too. [more inside]
I have a problem with hearing bass music vibrating through my windows and walls into my home. It literally echos through my every vein and makes me feel insane. Is this a sign of age? Is something wrong with me? [more inside]
New car buying hell. Are we the only ones being told that the Toyota Prius price is MSRP PLUS expensive add-on premiums to cover their gouging? [more inside]
How to tactfully break things off with a woman I just started dating? [more inside]
I need a simple off/on switch for my phone line. [more inside]
Gmail, can you please stop automatically adding to my contacts list!? [more inside]
How do I live with no current address? What do I ship and what do I donate? [more inside]
I need a reliable off-shore savings account. [more inside]
How much can I save by using off peak electricity in the US? How does this compare to those in Europe? [more inside]
I want to only have my screensaver come on during certain parts of the day, but still want to have JKDefrag running. [more inside]
I have been blind in one eye since the age of two, so I know nothing of this whole binocular vision thing that people keep talking about, [more inside]
I just got laid off on Friday. I filed for unemployment benefits. The next step is to call the credit card companies and tell them I have no money for them this month and don't know when I can resume payments. Any suggestions how to go about this.
i had power go out to a portion of the house because a pump was running and pushing against water that couldnt move because ice was in the outlet pipe. i turned off the light switch and shut the pump off. i came back 4 hours later and there was no power from that switch. it was 12 degrees out. 2 days later it warmed up and all of a sudden i had power again. any ideas, i am worried
UnemploymentFilter: How do alternate income streams factor into unemployment and how many months do I have left? [more inside]
I’ve not been dealing well with stress at work recently, and I am now taking some time off to try and recover. What sort of things can I do to get my groove back? [more inside]
Should I go back on the antidepressants before even my cat starts to hate me? [more inside]
I didn't realize the benefits of Hertz's #1 Gold Club don't take effect until after the first rental. Is there a way to get around this? [more inside]
Asking for future-MIL: She works a part-time (25-30hrs/wk) job in Florida, diagnosed with breast cancer, had to undergo surgery and needed time off work, but she was under the impression that she had short term disability, had mastectomy and must be off work for six weeks, tries to file for short term disability and come to find out, no short term disability. What can she do? [more inside]
Laid Off. First timer. How do I get over my wounded pride and get together some world-class work samples ASAP? [more inside]
Help me write a good complaint letter so I can get my $99 back. [more inside]
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